Capital One® VentureOne® Rewards Credit Card

Card Details

 

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Your Rating:

4.3/5.0 from 634 Offer Ratings
Over the Past 60 Days!

(634) Over the Past 60 Days!

  • Regular Purchase APR

    12.24% - 22.24% (Variable)

  • Intro Purchase APR

    0% intro on purchases until May 2017

  • Intro BT APR

    N/A

  • Annual Fees

    $0

  • Credit Needed

    Excellent/Good

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until May 2017; 12.24%-22.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee None

Balance Transfer Fee $0

Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Returned Payment Fee See Terms*

Penalty APR None

Minimum Interest Charge See Terms*

Ongoing Information

Rewards Cap No cap

Rewards Rate Unlimited 1.25 miles per dollar on every purchase, every day

Annual Fee $0

Grace Period 25 days

Expert Reviews

From the CompareCards.com Editorial Team

People with really great credit who want a wonderfully flexible travel card with no annual fees – plus especially good chances to earn miles – will enjoy the benefits of the Capital One VentureOne rewards card.

For starters, you can earn 1.25 miles per dollar on every purchase, every day, and then redeem rewards for a variety of travel products such as hotel reservations, airline flights, and car rentals. When you fly you don’t have to worry about blackout dates or other similar card program restrictions.

The interest rates are reasonable, ranging from 12.24%-22.24% (Variable), depending on your creditworthiness, which is also the same rate for balance transfers. The introductory rate is 0% percent through May 2017 on purchases only.

Expert Reviews of the Capital One® VentureOne® Rewards Credit Card

  • 5.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 5.0/5

    Overall Rating

The Bottom Line

You can earn 1.25 miles per dollar, which is a decent rewards rate on all purchases. Meanwhile, you get to apply the rewards across a range of products and airlines without blackout dates or expiration dates. This is a superior card for those who like to travel and also like to put purchases on their plastic.

The Good

There is no annual fee, which distinguishes this rewards card from many of its most expensive and less flexible competitors. 20,000 bonus miles can be earned in the first 3 months of card membership after making $1,000 in purchases.

The Not so Good

Unless you have excellent/good credit, you probably will not qualify for this particular card.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

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Offer Rating

4.3/5.0

634 Total Ratings

5 Star
 
 
(366)
4 Star
 
 
(162)
3 Star
 
 
(69)
2 Star
 
 
(21)
1 Star
 
 
(16)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+608 users submitted a rating without a full review

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7 Found this review helpful

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By: | Feb 14, 2016

Capital One® VentureOne® Rewards Credit Card is one of the cards i have and is the best one ever

6 Found this review helpful

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By: | Jan 27, 2016

If my credit were excellent, of which it's not, I would give it 5/5. This is because it has everything you want in a card. NO Annual Fee, and the Rewards Rate is Outstanding at 1.25% on every DOLLAR/every DAY and that by itself it pretty remarkable!! Like I said, when I get my credit fixed.... I'm IN!!

23 Found this review helpful

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By: | Jan 7, 2016

I have had the VentureOne card for 5 years now when it initially came out and I absolutely, love. it. When my husband and I got married and started comparing credit card rewards to decide which one was best, this one won hands down. Now he is an authorized user on my card and we use it to pay for everything we do together. Best part, we use our miles to redeem the money we spend on traveling which has allowed us to afford more trips and experiences than we would have been able to. No annual fee, free credit tracker, no restrictions on earning/redeeming miles. Get this card if you value rewards like I do

34 Found this review helpful

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By: | Oct 11, 2015

Be careful in Foreign countries, new cards with chip very difficult to use, suggest you use or take a second card. Customer support services for international issues not very effective or responsive. Escalation path for issue resolution not defined nor understood by different support centers.

1 Reply

By: Fiona Patin | Dec 11, 2015

Yes, the problem I am having using cards in the US while in Europe is that only now the US cards have the chip HOWEVER European cards have a PIN and a chip. Because we don't have a pin and chip, European banks charge the businesses that accept cards without both a PIN and chip more processing fees and so many businesses don't want to accept them because it costs them more as it is less secure. I wish I could get a PIN and chip here in the US

5 Found this review helpful

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By: | Sep 2, 2015

We enjoy getting cash back for my husbands business trips, every years. We the purchase eraser for our vacations. We really love this card.

7 Found this review helpful

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By: | Apr 10, 2015

Best credit card, if you have a dispute is easy fast, you get credit same day, and it gets resolve with no DRAMA!! :-)

6 Found this review helpful

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By: | Mar 28, 2015

CAPITAL ONE IS THE BEST,THAT SAYS IT ALL

44 Found this review helpful

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By: | Mar 24, 2015

We have used this card to travel, basically for free half way around the world. TWICE!! We also sent our daughter on her honeymoon for "FREE". Great way to use what opportunities are given to you. Thanks Capital One!!

97 Found this review helpful

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By: | Feb 11, 2015

At 1.25 miles per dollar, the card looks good on the surface, but miles required per trip are based on trip cost. What would normally cost 25,000 -35,000 points for a domestic flight now would only allow $250 -$350 dollars per ticket. Hard to find a flight for that low a price..

2 Replies

By: Rose Kent | May 28, 2015

But.....all travel is relevant, such as a car rental, hotel, gas, concerts, events, etc. so it isn't limited to just the airfare. If you book early enough usually lower fares are available.

By: Tee Pee | Apr 10, 2016

Yeah. Good point. I have been wondering about this. Are there any cards out there that allow for more miles? How about a card that 20,000 miles got you at least across the country?

44 Found this review helpful

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By: | Oct 8, 2014

This was one of the first credit cards I had ever had. I have been very pleased with it. No annual fee, great customer service and reward points that you can use for more than just airline tickets.

3 Found this review helpful

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By: | Oct 8, 2014

Great Card to use for all purchases!

5 Found this review helpful

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By: | Oct 8, 2014

great rewards program and no fees

72 Found this review helpful

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By: | Oct 7, 2014

capital one cards are the best bang for your buck their customer service is very good there interest rates are fair compared to most others on the market there rewards program is very good by far the best rewards program that i have ever used hands down the only real drawback is that you do need fairly good credit to be approved so if your credit is just ok you can give it a try but you probably wont get accepted so long story short i would 100% reccomend this card to people with good credit

9 Found this review helpful

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By: | Oct 7, 2014

no fees are awesome for me.free credit tracker keeps my money safe

9 Found this review helpful

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By: | Oct 7, 2014

no fees and hassle free reward miles ..this card is is a real deal

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