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4.2/5.0 from 1,786 Cardholder Reviews Over the Past 60 Days!
11.9% - 21.9% (Variable)
0% intro on purchases until December 2016
Late Payment Fees Up to $35
Foreign Transaction Fee None
Balance Transfer Fee $0
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
Returned Payment Fee See Terms*
Penalty APR 29.4% (Variable)
Minimum Interest Charge See Terms*
Rewards Cap No cap
Rewards Rate Unlimited 1.25 miles per dollar on every purchase, every day
Annual Fee $0
Grace Period See Terms*
People with really great credit who want a wonderfully flexible travel card with no annual fees – plus especially good chances to earn miles – will enjoy the benefits of the Capital One VentureOne rewards card.
For starters, you can earn 1.25 miles per dollar on every purchase, every day, and then redeem rewards for a variety of travel products such as hotel reservations, airline flights, and car rentals. When you fly you don’t have to worry about blackout dates or other similar card program restrictions.
The interest rates are reasonable, ranging from 11.9%-21.9% (Variable), depending on your creditworthiness, which is also the same rate for balance transfers. The introductory rate is 0% percent through December 2016 on purchases only.
You can earn 1.25 miles per dollar, which is a decent rewards rate on all purchases. Meanwhile, you get to apply the rewards across a range of products and airlines without blackout dates or expiration dates. This is a superior card for those who like to travel and also like to put purchases on their plastic.
There is no annual fee, which distinguishes this rewards card from many of its most expensive and less flexible competitors. 20,000 bonus miles can be earned in the first 3 months of card membership after making $1,000 in purchases.
Unless you have excellent/good credit, you probably will not qualify for this particular card.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.
1,786 Total Ratings