BMO Platinum Rewards Credit Card | CompareCards.com

BMO Platinum Rewards Credit Card

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on BMO Bank N.A.'s secure site

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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BMO Platinum Rewards Credit Card

 

Rated 4/5.0 stars by our editorial team

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  • Regular Purchase APR 21.24% - 28.24% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.*
  • Intro Purchase APR N/A
  • Intro BT APR 0% intro APR for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. Then, 21.24% - 28.24% variable APR based on your creditworthiness.*
  • Annual Fee $0*
  • Credit Needed Good / Excellent
  • Card Brand Mastercard®
  • Regular Purchase APR 21.24% - 28.24% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.*
  • Intro Purchase APR N/A
  • Intro BT APR 0% intro APR for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. Then, 21.24% - 28.24% variable APR based on your creditworthiness.*
  • Annual Fee $0*
  • Credit Needed Good / Excellent
  • Card Brand Mastercard®

Highlights

  • Earn 25,000 bonus points when you spend $2,000 within 3 months of opening your account.
  • Earn 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter.
  • Earn 1 point per $1 spent on all other eligible purchases.
  • Get a 10% anniversary bonus points every year.
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% - 28.24%, based on your creditworthiness.*
  • No Annual Fee*
  • Online application for BMO Credit Cards only available for AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, ND, NE, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY
  • *See Terms

Card Fees

Foreign Transaction Fee

3% of each transaction in U.S. dollars.*

Balance Transfer Fee

Either $10 or 4% of the amount of each balance transfer, whichever is greater.*

Penalty APR

N/A

Ongoing Information

Rewards Rate

2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar and 1 point per $1 spent on all other eligible purchases. Plus enjoy a 10% anniversary bonus points every year.

Annual Fee

$0*

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on May 03, 2024

Expert Reviews of the BMO Platinum Rewards Credit Card

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 3.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Good

The Not so Good

Editorial Note: This content is not provided by BMO Bank N.A.. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by BMO Bank N.A..

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Rated 4/5.0 stars by our editorial team

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