BMO Harris Bank Cash Back Mastercard® | CompareCards.com

BMO Harris Bank Cash Back Mastercard®

Apply Now

on BMO Harris Bank's secure site

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
trust icon

Empowering over
50,000,000 card holders Since 2005

Add to Compare

BMO Harris Bank Cash Back Mastercard®

 

Rated 4.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Apply Now

on BMO Harris Bank's secure site

  • Regular Purchase APR 20.74% - 27.74% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.*
  • Intro Purchase APR N/A
  • Intro BT APR 0% intro APR for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. Then, 20.74% - 27.74% APR based on your creditworthiness.*
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®
  • Regular Purchase APR 20.74% - 27.74% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.*
  • Intro Purchase APR N/A
  • Intro BT APR 0% intro APR for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. Then, 20.74% - 27.74% APR based on your creditworthiness.*
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Earn $200 cash back bonus when you spend $2,000 within 3 months of opening your account.
  • 5% cash back on streaming, cable TV and satellite services. These streaming services include but are not limited to: Netflix, Paramount+, Hulu, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, HBO Max, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube TV and Tidal.
  • 3% cash back on gas and grocery purchases, up to $2,500 in gas and grocery purchases each calendar quarter.
  • 1% cash back on all other eligible purchases.
  • 0% introductory APR, on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 20.74% - 27.74%, based on your creditworthiness.
  • No Annual Fee
  • Online application for BMO Harris Bank Credit Cards only available for AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY
  • *Terms Apply

Impression Pixel

Card Fees

Foreign Transaction Fee

3% of each transaction in U.S. dollars.*

Balance Transfer Fee

Either $10 or 4% of the amount of each balance transfer, whichever is greater.*

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.*

Penalty APR

N/A

Ongoing Information

Rewards Rate

5% cash back on streaming, cable TV and satellite services; 3% cash back on gas and grocery purchases, up to $2,500 in gas and grocery purchases each calendar quarter; and 1% cash back on all other eligible purchases

Annual Fee

$0*

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

No

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jun 01, 2023

Expert Reviews of the BMO Harris Bank Cash Back Mastercard®

  • 4.5

    Regular APR

  • 0.0

    Intro APR

  • 5.0

    Fees

  • 5.0

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The Good

The Not so Good

Editorial Note: This content is not provided by BMO Harris Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by BMO Harris Bank.

Consumer Reviews

star rating

OFFER RATING

4.5/5.0

0 Total Ratings

5 STARS

(0)

4 STARS

(0)

3 STARS

(0)

2 STARS

(0)

1 STAR

(0)

YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Compare Cards
Add a Card +
Back to top ↑