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Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

 

Rated 4.5/5 stars by our editorial team

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3.8/5.0 from 457 Offer Ratings
Over the Past 60 Days!

(457) Over the Past 60 Days!
  • Bonus Cash $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Rewards Rate 3% on gas & 2% at grocery stores/wholesale clubs on up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • Redemption Bonus Get a 10% Cash Back Bonus when you redeem into your Bank of America account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee 
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening 
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter 
  • No changing categories and no expiration on rewards 
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers 
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75% 
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

See additional details for Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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Capital One® Quicksilver® Card - 0% Intro APR for 15 Months

 

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3.8/5.0 from 740 Offer Ratings
Over the Past 60 Days!

(740) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
  • Bonus Cash One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

See additional details for Capital One® Quicksilver® Card - 0% Intro APR for 15 Months

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Discover it® Cash Back

 

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Your Rating:

3.7/5.0 from 407 Offer Ratings
Over the Past 60 Days!

(407) Over the Past 60 Days!
  • Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
  • EARN Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Redeem Any amount, any time. Cash back rewards never expire*
  • Annual Fee $0
  • Credit Needed Excellent/Good Credit
  • Card Brand Discover

Highlights

  • Click "APPLY NOW" to apply online or call 800-628-1537
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. 
  • Plus, earn unlimited 1% cash back on all other purchases - automatically. 
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. 
  • Redeem cash back any amount, any time. Rewards never expire. 
  • Use your rewards at Amazon.com checkout. 
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. 
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Cash Back

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Capital One® Savor® Cash Rewards Credit Card

 

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3.8/5.0 from 26 Offer Ratings
Over the Past 60 Days!

(26) Over the Past 60 Days!
  • Rewards Rate 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases
  • Sign-up Bonus Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

See additional details for Capital One® Savor® Cash Rewards Credit Card

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Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

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4.0/5.0 from 352 Offer Ratings

(352)
  • Rewards Rate Unlimited 1.5% cash back on every purchase - it's automatic!
  • Sign-up Bonus Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Cash Back Details No minimum to redeem for cash back
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

See additional details for Chase Freedom Unlimited®

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HSBC Cash Rewards Mastercard® credit card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 57 Offer Ratings
Over the Past 60 Days!

(57) Over the Past 60 Days!
  • Rewards Rate 1.5 Cash Rewards program points for every dollar in new, net card purchases.
  • Sign Up Bonus $150 cash rewards intro bonus after spending $500 in the first 3 months
  • Anniversary Bonus 10% annual cash back bonus
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.74%, 18.74% or 24.74% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

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Wells Fargo Cash Wise Visa® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 38 Offer Ratings
Over the Past 60 Days!

(38) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back*
  • Sign Up Bonus Earn $200 cash rewards bonus*
  • Cell Phone Protection Covers damage & theft, up to $600 per claim*
  • Annual Fee $0
  • Credit Needed Good/Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.74%-26.74% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

See additional details for Wells Fargo Cash Wise Visa® Card

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Capital One® SavorOne℠ Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
  • Rewards Rate 3% Cash Back on dining; 3% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases
  • Sign-up Bonus Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

See additional details for Capital One® SavorOne℠ Cash Rewards Credit Card

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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Picture of Carolyn Handley

By: | Nov 30, 2017

I have a balance on a credit card in the amount of $2200. I would like to transfer it to a interest free with no penalty for balance transfer. Which card would be best for me?

1 Reply

By: CompareCards | Dec 7, 2017

There are a number of excellent balance transfer credit cards offering 0% intro APR for 15, 18, or even 21 months. Check out our balance transfer credit cards page to see all of the best options! If you're looking for a card with few fees, check out the BankAmericard® credit card or the Chase Slate®.

Picture of Delsa Bernardo

By: | Oct 25, 2017

Hello my credit score is 760 I am looking for a card that would give me miles to travel. I would pay off at end of month. What do you suggest I go with and apply? thanks

3 Replies

By: CompareCards | Oct 27, 2017

With a score in the mid to upper 600s, your credit is considered "good" and you have a great chance of getting approved for any credit card you choose. Check out our travel credit cards page to see all of the best options for earning travel rewards! A few of the most popular options for flexible travel miles are the Capital One® Venture® Rewards Credit Card and the Discover it® Miles.

By: James Thomas | Oct 30, 2017

I would suggest the Southwest Credit card. Once you meet the initial qualifications you will get 50k frequent flyer miles but their miles can equate to 4-5 roundtrip flights depending upon the dates you fly whereas all of the others will more than likely only get you one roundtrip trip. The credit card is underwriten by Chase Bank

By: Douglas Kazdoy | Nov 30, 2017

Look into the Barclay's Arrival Plus Mastercard. It is an excellent card for acquiring points.

Picture of Winston Hung

By: | Sep 28, 2017

Hi, I am an International Student about to get my first Credit Card in the States to build credit. Don't think I have any credit or enough credit to get anything standard. Please advice :)

1 Reply

By: CompareCards | Sep 29, 2017

If you're just beginning to build credit for the first time, you will likely need to start with a secured credit card. Secured cards work just like normal credit cards, but you have to put down a refundable security deposit to get approved. By putting a few charges on your secured cards and always paying your balance off in full and on time each month you should be able to build your credit back up over time. The Capital One® Secured Mastercard® and the Discover it® Secured are both great options.

Picture of John Tomerlin

By: | Sep 17, 2017

we have the Barclay Arrival plus card and have never seen a better deal.

1 Reply

By: Michael Mayer | Oct 26, 2017

Check out Chase Sapphire Preferred.

Picture of Zoe Mirray

By: | Sep 13, 2017

I have a credit score between 798 and 804. I want a no annual fee credit card that can give me excellent cash back on every purchase I make.

2 Replies

By: CompareCards | Sep 15, 2017

Your credit is considered "excellent" and you have a great chance of getting approved for any credit card you choose! For no annual fee and generous cash back rewards, the Citi® Double Cash Card – $150 Cash Back Offer and the Discover it® Cash Back are two of the most popular options!

By: Harry Davids | Oct 13, 2017

It depends on your shopping habits. If you buy a lot at supermarkets and at one or more of the department stores listed by Amex for their Blue Card Preferred, they give you 6% cash back on your first $6,000 supermarket purchases and 3% on the first $6,000 of the combination of gas purchases from regular filling stations like Mobil or Shell and the selected dept. stores, as well as 1% on everything else. The downside is the current $95 annual charge (no waiver), but if you spend enough at the right places your rewards will no only vastly exceed the annual charge but will also exceed the total cash rewards available from other cards that have n annual fee. If you make overseas trips regularly you may want to look at some of the other cards, because Amex charges for currency exchange, while some of the other carriers have no charge.

Picture of David Storm

By: | Sep 13, 2017

My credit score is 781. Does that score make me eligible for any of these cards?

2 Replies

By: CompareCards | Sep 16, 2017

With a score in the high 700s, your credit is considered "excellent" and you have a great chance of getting approved for just about any credit card!

By: Harry Davids | Oct 13, 2017

Your credit score is close to the edge of the best card range, so you will need to shop around and ask that question. Each card issuer has its own criteria.

Picture of Gisele Banks-Wesley

By: | Aug 23, 2017

My credit score is 627. Can you tell me the best credit card I can get?

1 Reply

By: CompareCards | Aug 25, 2017

With a score in the low-mid 600s, your credit is considered fair/average. Check out our page for credit cards for fair credit to see all the best options!

Picture of Nancy Jacques Lowell

By: | Aug 11, 2017

I'm looking for a credit card to transfer to one that has 0% interest for BT for my OLD NAVY CREDIT CARD. I don't care about cash back on purchases. I just need a lower intrest rate CARD.!!!!

2 Replies

By: CompareCards | Aug 14, 2017

Check out some of our best balance transfer cards for some cards with long intro APR periods on balance transfers.

By: Herman Kirkpatrick | Aug 23, 2017

You need to pay your card in full every month. That's the only way to save on interest. You should NEVER carry a credit card balance. Any financial consultant will tell you that.

Picture of Alvin C Paculanan

By: | Jul 3, 2017

Hi, i have a fico score of 728, how's my chances of getting approved for a wells fargo cash wise visa or a chase freedom unlimited?

2 Replies

By: CompareCards | Jul 11, 2017

With a score in the low/mid 700s, your credit is considered "good" and approaching "excellent". This means you have a pretty good chance of getting approved for any credit cards that require "Good/Excellent" credit!

By: R Kenneth ONeal | Nov 25, 2017

My score was 727 when I got my Chase Freedom Unlimited and Sapphire Preferred. You should have no trouble getting one. Id stick to one or the other. If youre going for the Freedom Unlimited, youll want to get the Sapphire Preferred or Reserve or the Ultimate Rewards. The Unl by itself is a great card, but being able to combine points is wonderful.

Picture of Kani Saeed

By: | Apr 27, 2017

Hi, I have excellent credit, and pay off full amount every month. I want a cash back card with no annual fees. I am considering Chase Freedom (5% rotating categories) and Blue cash Everyday American Express.

1 Reply

By: Mike Nusinov Serio | Jun 22, 2017

I have Chase Freedom, and I pay the balance off each month as well. There are no annual fees. About 3 years ago, I requested to cash out on my "Rewards" and they sent me a check for $720.00. I have had no problems with Chase Freedom card

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Cash Back Credit Cards – Find the Best Cashback Credit Cards

Cash back credit cards, as their name implies, reward you with cash back for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a cash back credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash you get back with your cash back credit card should be viewed as an added perk. In other words, the best cashback credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top cash back credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from 1% to 5% cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.

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" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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