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4.2/5.0 from 1,256 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee 3%
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
Cash Advance Fee 5% of each cash advance; $10 minimum
Penalty APR Up to 29.99% (Variable)
Annual Fee $0*
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0%* for 21 months on Purchases* and 0%* for 21 months on Balance Transfers* along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi® Diamond Preferred® card also offers a multitude of card holder perks.
Cardholders will enjoy 24/7 access to Citi® Concierge for help in booking hotels, flights and more. Plus some entertainment perks, such as special access to ticket presales, preferred seating, VIP packages, and unique experiences through Citi Private Pass.
Additional perks include price protection on purchases for up to 60 days, automatic travel accident insurance, personal concierge service, car rental insurance, $0 liability on unauthorized purchases, and purchase protection against theft, fire or accidental breakage for up to $1,000 (valid 90 days from purchase date). The Citi Diamond Preferred credit card is a solid credit card choice for those with excellent credit looking for 0% intro rate.
This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.
This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.
If you are interested in cash back or rewards, this card isn't for you.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
1,256 Total Ratings