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3.3/5.0 from 8,220 Cardholder Reviews Over the Past 60 Days!
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|Intro APR:||0% for 21 Months*|
|Regular APR:||11.99%-21.99%* (Variable)|
|Intro Balance Transfer:||0% for 21 Months*|
|Ongoing Balance Transfer:||11.99%-21.99%* (Variable)|
Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.Get Your Free Score!
For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred card could be a great choice for you. Citi is offering 21 months 0% APR on purchases and balance transfers along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi Diamond Preferred card also offers a multitude of card holder perks.
While there isn’t a set rewards program offered with the Citi Diamond Preferred MaterCard, card holders can earn extra cash by shopping online through Citi Easy Deals. Cardholders will also enjoy some entertainment perks, such as special access to ticket presales, preferred seating, VIP packages, and unique experiences through Citi Private Pass.
Additional perks include price protection on purchases for up to 60 days, automatic travel accident insurance, personal concierge service, car rental insurance, $0 liability on unauthorized purchases, and purchase protection against theft, fire or accidental breakage for up to $1,000 (valid 90 days from purchase date). The Citi Diamond Preferred credit card is a solid credit card choice for those with excellent credit looking for 0% intro rate.
This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.
This card offers an industry leading promotional period on both purchases and balance transfers of 0% for a lengthy 21 months.
If you are interested in cash back or rewards, this card isn't for you.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.
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