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Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

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Your Rating:

4.2/5.0 from 1,256 Offer Ratings
Over the Past 60 Days!

(1,256) Over the Past 60 Days!

  • Regular Purchase APR 13.99% - 23.99%* (Variable)
  • Intro Purchase APR 0%* for 21 months on Purchases*
  • Intro BT APR 0%* for 21 months on Balance Transfers*
  • Annual Fee $0*
  • Credit Needed

    Excellent/Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based upon your creditworthiness* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer 
  • Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions 
  • No annual fee*
  • Free access to FICO® Scores*

Card Fees

Foreign Transaction Fee 3%

Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% (Variable)

Ongoing Information

Annual Fee $0*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0%* for 21 months on Purchases* and 0%* for 21 months on Balance Transfers* along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi® Diamond Preferred® card also offers a multitude of card holder perks.

Cardholders will enjoy 24/7 access to Citi® Concierge for help in booking hotels, flights and more. Plus some entertainment perks, such as special access to ticket presales, preferred seating, VIP packages, and unique experiences through Citi Private Pass.

Additional perks include price protection on purchases for up to 60 days, automatic travel accident insurance, personal concierge service, car rental insurance, $0 liability on unauthorized purchases, and purchase protection against theft, fire or accidental breakage for up to $1,000 (valid 90 days from purchase date). The Citi Diamond Preferred credit card is a solid credit card choice for those with excellent credit looking for 0% intro rate.

Expert Reviews of the Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

  • 4.5

    Regular APR

  • 5.0

    Intro APR

  • 5.0

    Fees

  • 3.5

    Benefits

  • star rating 5.0/5

    Overall Rating

The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.

The Not so Good

If you are interested in cash back or rewards, this card isn't for you.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

4.2/5.0

1,256 Total Ratings

5 Star
 
 
(658)
4 Star
 
 
(360)
3 Star
 
 
(156)
2 Star
 
 
(47)
1 Star
 
 
(35)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+1234 users submitted a rating without a full review

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By: | Nov 21, 2017

Great Card with 0% interest for 21 months

7 Found this review helpful

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By: | Oct 25, 2017

great card with 0 interest!!

9 Found this review helpful

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By: | Oct 6, 2017

Great card to have!!! Love It.

11 Found this review helpful

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By: | Oct 5, 2017

I've had a Citi Card for many years and have never had a problem. Hope to be able to take advantage of this offer.

45 Found this review helpful

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By: | Aug 4, 2017

This card will allow me to reduce my debt

34 Found this review helpful

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By: | Aug 1, 2017

l Love this credit card

88 Found this review helpful

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By: | Apr 29, 2017

Great card. Love the balance transfers and CSR are great. Would definitely recommend this card.

72 Found this review helpful

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By: | Apr 27, 2017

21 months interest free! CSR have always been friendly! I recommend this card.

158 Found this review helpful

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By: | Feb 10, 2017

I love my mastercard more than my visa

203 Found this review helpful

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By: | Dec 4, 2016

It is also 0% for 21 months for balance transfers.

176 Found this review helpful

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By: | Nov 24, 2016

I can"t say enough about this card. I HAVE USED IT all over the world!

175 Found this review helpful

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By: | Nov 14, 2016

I like the 21 months

207 Found this review helpful

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By: | Sep 24, 2016

I like everything about this card especially 0% for 21 moths and no annual fee

239 Found this review helpful

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By: | Sep 17, 2016

Love love love this card. It is just amazing, the customer service is just outstanding,, they go above and beyond to meet my needs and to answer my questions, I am so happy I was approved and I now belong to the cool club! Thank you so much for giving me a chance to better myself and for all you hard work that you do to provide excellent customer service, keep up the good work!

256 Found this review helpful

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By: | Sep 6, 2016

I've had my MasterCard for a couple years now and I use it for everything from paying bills to grocery shopping and everything in between. The fraud prevention has come through for me on more than one occasion, with phone calls to verify suspicious activity on my account. I have had my card number compromised and the charges were intercepted quickly so that I did not have to pay any of the charges and wait for any chargebacks. If you are looking for first class customer service, a card with a low fee and monthly rewards for using your card, this is the one for you.

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