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4.2/5.0 from 1,236 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $35
Foreign Transaction Fee 3% of each purchase transaction in US dollars
Balance Transfer Fee Either $5 or 3%, whichever is greater
Cash Advance Fee $10 or 5%, whichever is greater
Returned Payment Fee Up to $35
Penalty APR Up to 29.99%, based on your creditworthiness
Minimum Interest Charge $0.50
Rewards Cap Non-rewards card
Rewards Rate Non-rewards card
Annual Fee $0*
Grace Period 23 Days
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred, from our partner Citi, card could be a great choice for you. Citi is offering 21 months 0% APR on purchases and balance transfers along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi Diamond Preferred card also offers a multitude of card holder perks.
While there isn’t a set rewards program offered with the Citi Diamond Preferred MasterCard, card holders can earn extra cash by shopping online through Citi Easy Deals. Cardholders will also enjoy some entertainment perks, such as special access to ticket presales, preferred seating, VIP packages, and unique experiences through Citi Private Pass.
Additional perks include price protection on purchases for up to 60 days, automatic travel accident insurance, personal concierge service, car rental insurance, $0 liability on unauthorized purchases, and purchase protection against theft, fire or accidental breakage for up to $1,000 (valid 90 days from purchase date). The Citi Diamond Preferred credit card is a solid credit card choice for those with excellent credit looking for 0% intro rate.
This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.
This card offers an industry leading promotional period on both purchases and balance transfers of 0% for a lengthy 21 months.
If you are interested in cash back or rewards, this card isn't for you.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.
1,236 Total Ratings