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Choice Privileges Visa Signature Credit Card

Choice Privileges Visa Signature Credit Card


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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 15.49% - 25.24%
  • Balance Transfer APR 15.49% - 25.24%
  • Balance Transfer Intro APR 0%
  • Cash Advance APR 25.49%
  • Annual Fee $0
  • Late Payment Fee $37
  • Cash Advance Fee $10 or 5% of value, whichever is greater
  • Returned Payment Fee $37
  • Balance Transfer Fee $5 or 3% of value, whichever is greater
  • Foreign Exchange Fee 3% of each transaction in USD
  • Minimum Interest Charge $0.50


  • Click "APPLY NOW" to apply online
  • Earn 32,000 bonus points after you spend $1,000 on purchases in the first 9 days, and earn 8,000 bonus points when you spend $10,000 by your account anniversary date
  • Earn 15x points per dollar spent at Choice Privileges locations
  • Earn 5x points per dollar spent on additional Choice Privileges points or gift cards
  • Earn 2x points per dollar spent on everyday purchases
  • Receive automatic elite gold status

Expert Reviews

From the Editorial Team

Qualify for much more than just a chocolate on your pillow when you pay for Choice Hotel stays with this rewards card.

Expert Reviews of the Choice Privileges Visa Signature Credit Card

  • 3.0

    Regular APR

  • 3.0

    Intro APR

  • 0.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

Those who stay at hotels under the Choice Hotel brand can earn valuable perks by carrying this card, especially when it is used to make Choice Hotel related purchases.

The Good

There is no annual fee and you enjoy a 0% introductory APR on balance transfers made within the first 45 days of card membership.
Receive 32,000 bonus points (enough for a 4-night stay) if you spend at least $1,000 on the card within the first 90 days of card membership. Plus you earn an additional 8,000 bonus points (enough for a free night) each year by spending at least $10,000 annually on the card.
Earn 2 points per $1 spent on everything; 15 points per $1 spent at eligible Choice Privileges
locations; and 5 points per eligible $1 spent on the purchase of Choice Privileges points or Choice Hotels gift cards. Book free nights 50 days in advance (instead of 30 days)  and get a 10% points bonus every time you purchase a stay with Choice Hotels.

The Not So Good

The standard APR for purchases and balance transfers is 15.49%, 20.24% or 25.24%, based on your credit worthiness. The APR for cash advances is 25.49%.
There is a surcharge on balance transfers of $5 or 3% of the amount of each transfer, whichever is greater; and on cash advances that surcharge is $10 or 5% of the amount advanced, whichever is greater. There is also a 3% foreign transaction fee.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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