Rated 4/5 stars by our editorial team
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3.8/5.0 from 18 Offer Ratings
Over the Past 60 Days!
Reviews
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
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CompareCards was one of three sites that met all the criteria.
Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005
U.S. Bank Visa® Platinum Card
Apply Now
Add to Compare
on U.S. Bank's secure site
- Regular Purchase APR 15.99% - 25.99% (Variable)
- Intro Purchase APR 0% intro APR for 20 billing cycles on Purchases
- Intro BT APR 0% intro APR for 20 billing cycles on Balance Transfers
- Annual Fee $0
-
Credit Needed
Excellent/Good
- Card Brand Visa®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- Limited Time Offer!
- 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 15.99%-25.99%.
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
- Choose a payment due date that fits your schedule
- No Annual Fee
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Terms and conditions apply.
- See Rates & Fees
Card Fees
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance Fee N/A
Penalty APR N/A
Ongoing Information
Rewards Rate None
Annual Fee $0
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program No
Roadside Assistance Yes
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The U.S. Bank Visa® Platinum Card is a no frills credit card for everyday use. This card offers an intro APR of 0% intro APR for 20 billing cycles on Purchases and 0% intro APR for 20 billing cycles on Balance Transfers. In addition, the card comes with no annual fee with an ongoing APR of 15.99% - 25.99% (Variable), based on creditworthiness.
Some protective features that come with this credit card include $0 Fraud Liability in the event of unauthorized transactions, and Fraud Protection that will detect and notify you of unusual card activity.
The online bill pay feature allows you to track your balance and make payments from anywhere with an internet connection.
Expert Reviews of the U.S. Bank Visa® Platinum Card
- 4.0
Regular APR
- 5.0
Intro APR
- 3.0
Fees
- 3.0
Benefits
4.0/5 Overall Rating
The Bottom Line
The U.S. Bank Visa® Platinum Card is a simple low interest credit card with a lengthy intro APR on both purchases and balance transfers. With no annual fee this card is a great option for anyone to low interest rate.
The Good
With 0% intro APR for 20 months, this card is a excellent choice if you're looking to make a big purchase or want to save money by transferring your balance from a high interest credit card
The Not so Good
You will need Excellent/Good Credit to qualify for this offer. If you're looking for a rewards credit card, this isn't the card for you.
Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.
Consumer Reviews
Offer Rating
3.8/5.0
18 Total Ratings
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Related Card Offers
- Intro Purchase APR 0% for 12 months on Purchases
- Intro Balance Transfer APR 0% for 21 months on Balance Transfers
- Regular Purchase & BT APR 15.24% - 25.24% (Variable)
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 866-553-0847. TTY: Use 711 or other Relay Service.
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.24% - 25.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
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- Sign Up Bonus Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
- Rewards Rate Earn unlimited 2% cash rewards on purchases
- Extra Perks No categories to track or remember and cash rewards don't expire as long as your account remains open
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No categories to track or remember and cash rewards don't expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
- Select “Apply Now” to learn more about the product features, terms and conditions
- See Rates & Fees
See additional details for Wells Fargo Active Cash® Card
- Intro APRs See Terms
- No Penalty APR Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Build Credit Access your FICO® Score for free within Online Banking or your Mobile Banking app
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800-483-4499.
- $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.
- No annual fee.
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
See additional details for BankAmericard® credit card
