Rated 4/5 stars by our editorial team
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3.7/5.0 from 94 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance Fee N/A
Penalty APR N/A
Rewards Rate None
Annual Fee $0*
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program No
Roadside Assistance Yes
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The U.S. Bank Visa® Platinum Card is a no frills credit card for everyday use. This card offers an intro APR of 0% intro APR for 20 billing cycles on Purchases* and 0% intro APR for 20 billing cycles on Balance Transfers*. In addition, the card comes with no annual fee with an ongoing APR of 14.49% - 24.49%* (Variable), based on creditworthiness.
Some protective features that come with this credit card include $0 Fraud Liability in the event of unauthorized transactions, and Fraud Protection that will detect and notify you of unusual card activity.
The online bill pay feature allows you to track your balance and make payments from anywhere with an internet connection.
The U.S. Bank Visa® Platinum Card is a simple low interest credit card with a lengthy intro APR on both purchases and balance transfers. With no annual fee this card is a great option for anyone to low interest rate.
With 0% intro APR for 20 months, this card is a excellent choice if you're looking to make a big purchase or want to save money by transferring your balance from a high interest credit card
You will need Excellent/Good Credit to qualify for this offer. If you're looking for a rewards credit card, this isn't the card for you.
Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.
94 Total Ratings