U.S. Bank Business Leverage® Visa Signature® Card
Reviews
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
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CompareCards was one of three sites that met all the criteria.
Trusted & Secure
Empowering over
50,000,000 card holders
Since 2005
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- Regular Purchase APR 21.24% - 26.24% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0 intro for 12 months, $95 after
- Credit Needed Excellent/Good
- Card Brand Visa®
- Regular Purchase APR 21.24% - 26.24% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0 intro for 12 months, $95 after
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
- Earn 2% back in the top two categories where you spend the most each month automatically.
- 1% cash per dollar spent on all other eligible purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No annual fee for the first year and $95 thereafter.
- No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
Card Fees
Foreign Transaction Fee
$0
Balance Transfer Fee
An introductory fee of either 5% of the amount of each transfer or $5 minimum, whichever is greater for balances transferred with this application. After that, either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Cash Advance Fee
Either 5% of the amount of each advance or $15 minimum, whichever is greater.
Penalty APR
N/A
Ongoing Information
Rewards Rate
Earn 2% back in the top two categories where you spend the most each month - automatically. Earn 1% cash per dollar spent on all other eligible net purchases.
Annual Fee
$0 intro for 12 months, $95 after
Additional Card Details
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
Yes
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
No
Concierge Service
Yes
Expert Reviews
From the CompareCards.com Editorial Team, updated on Sep 19, 2023
Expert Reviews of the U.S. Bank Business Leverage® Visa Signature® Card
The Bottom Line
The Good
The Not so Good
Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
How CompareCards Gets Paid
CompareCards is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). CompareCards does not include all credit cards available in the marketplace.
- Intro and Regular APR 0% on purchases for 12 months from date of account opening, then 18.49% - 26.49% Variable
- Rewards Rate Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Flexible Spending Enjoy the flexibility to put more purchases on the Card
- Annual Fee No annual fee
- Credit Needed Excellent/Good
- Card Brand American Express
- Intro and Regular APR 0% on purchases for 12 months from date of account opening, then 18.49% - 26.49% Variable
- Rewards Rate Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Flexible Spending Enjoy the flexibility to put more purchases on the Card
- Annual Fee No annual fee
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- No Annual Fee
- Terms Apply
See additional details for The Blue Business® Plus Credit Card from American Express
- Intro Purchase APR 0% on purchases for 12 months from date of account opening
- Rewards Rate Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
- Regular Purchase APR 18.49% - 26.49% Variable
- Annual Fee No annual fee
- Credit Needed Excellent/Good
- Card Brand American Express
- Intro Purchase APR 0% on purchases for 12 months from date of account opening
- Rewards Rate Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
- Regular Purchase APR 18.49% - 26.49% Variable
- Annual Fee No annual fee
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- No Annual Fee
- Terms Apply
See additional details for The American Express Blue Business Cash™ Card
- Welcome Offer Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Rewards Rate Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*
- Extra Perks No foreign transaction fees & many helpful business tools*
- Annual Fee $295
- Credit Needed Excellent/Good
- Card Brand American Express
- Welcome Offer Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Rewards Rate Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*
- Extra Perks No foreign transaction fees & many helpful business tools*
- Annual Fee $295
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases.**
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
- *Terms Apply
See additional details for American Express® Business Gold Card
