- Click APPLY NOW to apply online.
- No annual fee and no draw fee
- Includes flex line, similar to a line of credit and only pay for what you use
- Access cash on demand with funds deposited straight into your bank account
- Fast and easy application process - apply online and receive a funding decision in as little as an hour
- Approvals based on your business revenue and not personal credit
- As your revenue increases, spending limits also increase
- Access to business credit tools - Revenued reports to D&B to help build your business credit
- Rated Excellent on Trustpilot with 800+ reviews
- Business requirements: 1+ years in business, minimum of 20k/month deposits, and no Sole Proprietorships
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual Fee$0
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Welcome OfferN/A
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Rewards RateNone
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Credit Needed
Bottom Line
This card is ideal for growing, revenue-generating businesses that need flexible access to capital. Review your funding limits and repayment terms to see how the Flex Line can work for your business.
Our Take
The Good
We like that the spending limit for this business card grows as your revenue grows, and you can get your funds deposited straight into your bank account.
The Not So Good
This card does not earn rewards, and it also presents some risks since you can sell a portion of your future earnings to get funds now.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: Domestic use only
- Balance Transfer Fee: N/A
- Penalty APR: N/A
Ongoing Information
- Rewards Rate: None
- Annual Fee: $0
Expert Reviews
From the CompareCards.com Editorial Team, updated on May 12, 2026
If you’re a business owner with less than stellar credit, this card might be a good fit. The application process is quick, and with the Flex Line, you can easily cover big expenses without having to take out a traditional loan.
Expert Reviews of Revenued Business Card
The Bottom Line
This card is ideal for growing, revenue-generating businesses that need flexible access to capital. Review your funding limits and repayment terms to see how the Flex Line can work for your business.
The Good
We like that the spending limit for this business card grows as your revenue grows, and you can get your funds deposited straight into your bank account.
The Not so Good
This card does not earn rewards, and it also presents some risks since you can sell a portion of your future earnings to get funds now.
Editorial Note: This content is not provided by Revenued. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Revenued.
Consumer Reviews
OFFER RATING
/5.0
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Annual Fee$0 intro annual fee for the first year, $95 thereafter.
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Welcome OfferN/A
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Rewards Rate
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- 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- 2X points on dining, takeout, restaurant delivery and cell service providers.
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5X - 1X points -
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- Click APPLY NOW to apply online.
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Annual Fee$895
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Regular APR17.74% - 28.49% Variable
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Rewards Rate
- Earn 5X points on flights and prepaid hotels booked on AmexTravel.com.
- Earn 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Earn 1X points on other eligible purchases
1X - 5X points -
Credit NeededGood / Excellent
Bottom Line
"The Business Platinum Card® from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks should outweigh the $895 annual fee, depending on how you use the card. To see rates & fees for The Business Platinum Card® from American Express, please click here.
"Our Take
The Good
Card members receive great travel perks like airport lounge access and a generous airline fee credits.
The Not So Good
This card isn’t for the non-traveler or the businessperson who’s strictly looking for working capital. Again, the annual fee is $895, but if your credit is good enough to get approved, the perks could really be worth it.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
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- Rates & Fees
See Additional Details for The Business Platinum Card® from American Express
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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