Capital One Spark Miles for Business | CompareCards.com

Capital One Spark Miles for Business

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Capital One Spark Miles for Business

 

Rated 4/5.0 stars by our editorial team

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Rates & Fees
  • Regular Purchase APR 25.99% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®
  • Regular Purchase APR 25.99% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA PreCheck® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

$0 at the Transfer APR

Cash Advance Fee

3% of the amount of the cash advance, but not less than $3

Penalty APR

34.40% (Variable)

Ongoing Information

Rewards Rate

2 Miles per $1 on every purchase, everywhere

Annual Fee

$0 intro for first year; $95 after that

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 12, 2023

This is another great miles reward card from Capital One that allows you to rack up miles fast with double miles earned on every purchase you make. New cardmembers can get a earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening. The Capital One Spark Miles for Business card combines convenient business management features with a reliable miles rewards program and a robust bonus option.

Like most business credit cards, you can place spending limits and track your employee's purchases. For the traveling business person, there are no special travel restrictions or blackout dates, and you can redeem miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services. You also get itemized spending reports to help manage your business and budget.

Expert Reviews of the Capital One Spark Miles for Business

  • 4.0

    Regular APR

  • 2.5

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

With a solid mile-earnings program, no annual fee for the first year, and a fairly low interest rate, the Capital One Spark Miles for Business is a great card for business travelers and their employees.

The Good

Customers earn 2 miles per $1 on every purchase, everywhere. You can also earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

The Not so Good

You must have excellent/good credit to get approved and there is an annual fee of $0 intro for first year; $95 after that.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

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YOUR RATING

 

Rated 4/5.0 stars by our editorial team

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