The Business Platinum Card® from American Express | CompareCards.com

The Business Platinum Card® from American Express

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The Business Platinum Card® from American Express

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Rates & Fees

Terms Apply

  • Regular Purchase APR 19.49% - 28.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $695
  • Credit Needed Good / Excellent
  • Card Brand American Express
  • Regular Purchase APR 19.49% - 28.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $695
  • Credit Needed Good / Excellent
  • Card Brand American Express

Highlights

  • Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
  • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • Terms Apply.
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Penalty APR

29.99% Variable

Ongoing Information

Rewards Rate

5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.

Annual Fee

$695

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jul 01, 2024

American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum Card® from American Express is no different, offering many services, perks and warranty extensions every card owner would want.

To start, there is an excellent Welcome Offer that allows cardholders to receive a large amount of Membership Points®. Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. With the American Express Global Lounge Collection, cardholders will have access to 1,400 airport lounges across 140 countries.

However, the staggering annual fee of $695 is something you need to weigh when deciding if this card is right for you and your business.

To see rates & fees for The Business Platinum Card® from American Express please click here.


Expert Reviews of the The Business Platinum Card® from American Express

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Business Platinum Card® from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $695 annual fee, depending on how you plan to use this card. To see rates & fees for The Business Platinum Card® from American Express please click here.

The Good

Card members receive great travel perks like airport lounge access and bonus points on First and Business class flights. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.

The Not so Good

This card isn’t for the non-traveler or the businessperson who’s strictly looking for working capital. Again, the annual fee is $695, but if your credit is good enough to get approved, the perks could really be worth it.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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