Reviews
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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How CompareCards Gets Paid
CompareCards is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). CompareCards does not include all credit cards available in the marketplace.
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- Regular Purchase APR 17.99% - 23.99% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Mastercard®
- Regular Purchase APR 17.99% - 23.99% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Mastercard®
Highlights
- Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
- No annual fee
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
- $0 Fraud Liability for unauthorized charges
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
$0 at the Transfer APR
Penalty APR
34.15% (Variable)
Ongoing Information
Rewards Rate
1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
Annual Fee
$0
Expert Reviews
From the CompareCards.com Editorial Team, updated on Oct 01, 2024
The Capital One Spark Cash Select Card is another rewards credit card that business owners will find quite useful. First, Capital One has a reputation for good customer service and innovative rewards programs, and this card is another one that comes with an attractive rewards program.
Some features include 1.5% cash back on all purchases with no annual fee. These rewards can be redeemed whenever you want with no restrictions. Users will also enjoy features like travel assistance, purchase security, and other convenient tools to help you manage your account and save money.
The APR ranges from 17.99% - 23.99% (Variable), depending on creditworthiness, and employee cards can be added at no additional cost.
Expert Reviews of the Capital One Spark Cash Select
The Bottom Line
The rewards program for the Capital One Spark Cash Select Card is user-friendly so you don’t have to worry about limitations on how many dollars in cash back you can earn. There are also some nice features for those running a business, like tools to set spending limits on additional cards and helpful expense reports.
The Good
The card comes with no annual fee and you earn 1.5% cash back on all purchases, all the time. and come with the option of automatic redemption.
The Not so Good
The card is designed for those who want cash back rewards, so if that’s not your priority then you might want to choose a different card.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
How CompareCards Gets Paid
CompareCards is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). CompareCards does not include all credit cards available in the marketplace.
- Sign-Up Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Rewards Rate Earn unlimited 1.5% cash back on every purchase made for your business
- Rates & Fees $0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 18.49% - 24.49% Variable.
- Annual Fee $0
- Credit Needed Good / Excellent
- Card Brand Visa®
- Sign-Up Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Rewards Rate Earn unlimited 1.5% cash back on every purchase made for your business
- Rates & Fees $0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 18.49% - 24.49% Variable.
- Annual Fee $0
- Credit Needed Good / Excellent
- Card Brand Visa®
Highlights
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
See additional details for Ink Business Unlimited® Credit Card
- Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
- Sign-Up Bonus Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
- Cash Back Rewards Earn 5% cash back in select business categories
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Visa®
- Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
- Sign-Up Bonus Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
- Cash Back Rewards Earn 5% cash back in select business categories
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Visa®
Highlights
- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
See additional details for Ink Business Cash® Credit Card
- Welcome Offer Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Rewards Rate Get 4X Membership Rewards® points on the 2 eligible categories where your business spent the most each month on the first $150,000 in combined purchases each calendar year (then 1X thereafter). Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. Terms apply.
- Extra Perks No foreign transaction fees & many helpful business tools*
- Annual Fee $375
- Credit Needed Good / Excellent
- Card Brand American Express
- Welcome Offer Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Rewards Rate Get 4X Membership Rewards® points on the 2 eligible categories where your business spent the most each month on the first $150,000 in combined purchases each calendar year (then 1X thereafter). Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. Terms apply.
- Extra Perks No foreign transaction fees & many helpful business tools*
- Annual Fee $375
- Credit Needed Good / Excellent
- Card Brand American Express
Highlights
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% to 27.99% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
See additional details for American Express® Business Gold Card
