Capital One Spark Cash Select for Excellent Credit | CompareCards.com

Capital One Spark Cash Select for Excellent Credit

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Capital One Spark Cash Select for Excellent Credit

 

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Rates & Fees
  • Regular Purchase APR 18.49% - 24.49% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Mastercard®
  • Regular Purchase APR 18.49% - 24.49% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Mastercard®

Highlights

  • Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges
  • For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

$0 at the Transfer APR

Penalty APR

34.65% (Variable)

Ongoing Information

Rewards Rate

1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Apr 16, 2024

The Capital One Spark Cash Select for Excellent Credit Card is another rewards credit card that business owners will find quite useful. First, Capital One has a reputation for good customer service and innovative rewards programs, and this card is another one that comes with an attractive rewards program.

Some features include 1.5% cash back on all purchases with no annual fee. These rewards can be redeemed whenever you want with no restrictions. Users will also enjoy features like travel assistance, purchase security, and other convenient tools to help you manage your account and save money.

The APR ranges from 18.49% - 24.49% (Variable), depending on creditworthiness, and employee cards can be added at no additional cost. 

Expert Reviews of the Capital One Spark Cash Select for Excellent Credit

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The rewards program for the Capital One Spark Cash Select for Excellent Credit Card is user-friendly so you don’t have to worry about limitations on how many dollars in cash back you can earn. There are also some nice features for those running a business, like tools to set spending limits on additional cards and helpful expense reports.

The Good

The card comes with no annual fee and you earn 1.5% cash back on all purchases, all the time. and come with the option of automatic redemption.

The Not so Good

The card is designed for those who want cash back rewards, so if that’s not your priority then you might want to choose a different card.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

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Rated 4.5/5.0 stars by our editorial team

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