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United Club℠ Infinite Card

United Club℠ Infinite Card

 

Rated 4/5 stars by our editorial team

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  • Regular Purchase APR 16.49% - 23.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $525
  • Credit Needed

    Excellent/Good

  • Card Brand Visa®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 100,000 Bonus Miles.
  • Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry or TSA PreCheck™ Fee Credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Club Card.

Card Fees

Foreign Transaction Fee $0

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.

Penalty APR None

Ongoing Information

Rewards Rate Earn 4 miles per $1 spent on United purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases.

Annual Fee $525

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance Yes

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

From the CompareCards.com Editorial Team

The United Club℠ Infinite Card is United's luxury travel card that offers a bevy of benefits for frequent United flyers. Its primary advantage is United Club lounge access; however, it comes with other valuable flying benefits, including free checked bags, a 25% discount on in-flight purchases on United and up to $100 toward Global Entry or TSA PreCheck. Worldwide travelers will also enjoy the lack of foreign transaction fees, as well as the card's comprehensive travel insurance.

Expert Reviews of the United Club℠ Infinite Card

  • 3.5

    Regular APR

  • 0.0

    Intro APR

  • 3.5

    Fees

  • 4.5

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

If you are a loyal United flyer who values luxury travel benefits, the United Club℠ Infinite Card is a must-have.

The Good

The United Club℠ Infinite Card's earning categories are a little more generous than most luxury-level airline cards: You Earn 4 miles per $1 spent on United purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases. However, the main reason to get the card are the benefits for flying United. The card entitles you to complimentary access to more than 45 United Club lounges worldwide, as well as to participating Star Alliance lounges. Plus, you get your first and second bag checked free on United flights — a savings of up to $320 per round-trip.

The Not so Good

The card's annual fee might be too rich for some: $525.


Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Consumer Reviews

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