Card Fees
N/A
N/A
Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
N/A
Ongoing Information
1% Cash Back
$75.00 1st year, $48.00 after*
Additional Card Details
No
No
No
No
No
No
No
No
No
Expert Reviews
From the CompareCards.com Editorial Team, updated on Sep 19, 2023
The First Access VISA® Credit Card is a good choice if your credit is not that great, but you don't want to put down a security deposit on a secured credit card. With this card, you can apply quick and easy online and get a decision in a minute or less.
If approved, you'll enjoy the worldwide acceptance that comes with carrying a Visa credit card.
The APR on purchases is steep (35.99%*), so it's best to pay your balance off in full every month if you are able.
Expert Reviews of the First Access VISA® Credit Card
The Bottom Line
This is a basic credit card designed for consumers who don't have great credit. It can help you build credit over time with responsible use.
The Good
The First Access VISA® Credit Card doesn't require a security deposit to get approved, so it could be a good choice for someone looking for an unsecured credit card to build credit. Also, since it's a Visa card, you won't have to worry about your card getting turned down at most merchants.
The Not so Good
The APR is very high on this card, so if you carry a balance you could rack up a lot of interest charges very quickly.
Editorial Note: This content is not provided by Bank of Missouri. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of Missouri.