First Access VISA® Credit Card | CompareCards.com

First Access VISA® Credit Card

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on Bank of Missouri's secure site

Reviews
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First Access VISA® Credit Card

 

Rated 3/5.0 stars by our editorial team

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  • Regular Purchase APR 35.99%*
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $75.00 1st year, $48.00 after*
  • Credit Needed Fair/Poor
  • Card Brand Visa®
  • Regular Purchase APR 35.99%*
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $75.00 1st year, $48.00 after*
  • Credit Needed Fair/Poor
  • Card Brand Visa®

Highlights

Card Fees

Foreign Transaction Fee

N/A

Balance Transfer Fee

N/A

Cash Advance Fee

Either $10, or 3% of the amount of the Cash Advance, whichever is greater.

Penalty APR

N/A

Ongoing Information

Rewards Rate

1% Cash Back

Annual Fee

$75.00 1st year, $48.00 after*

Additional Card Details

$0 Fraud Liability

No

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 19, 2023

The First Access VISA® Credit Card is a good choice if your credit is not that great, but you don't want to put down a security deposit on a secured credit card. With this card, you can apply quick and easy online and get a decision in a minute or less.

If approved, you'll enjoy the worldwide acceptance that comes with carrying a Visa credit card.

The APR on purchases is steep (35.99%*), so it's best to pay your balance off in full every month if you are able. 

Expert Reviews of the First Access VISA® Credit Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0

    Fees

  • 2.0

    Benefits

  • 3.0/5

    Overall Rating

The Bottom Line

This is a basic credit card designed for consumers who don't have great credit. It can help you build credit over time with responsible use.

The Good

The First Access VISA® Credit Card doesn't require a security deposit to get approved, so it could be a good choice for someone looking for an unsecured credit card to build credit. Also, since it's a Visa card, you won't have to worry about your card getting turned down at most merchants.

The Not so Good

The APR is very high on this card, so if you carry a balance you could rack up a lot of interest charges very quickly.

Editorial Note: This content is not provided by Bank of Missouri. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of Missouri.

Consumer Reviews

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YOUR RATING

 

Rated 3/5.0 stars by our editorial team

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3/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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