Rated 3/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
3.0/5.0 from 12 Offer Ratings
Over the Past 60 Days!
Rewards Rate See Terms*
Annual Fee See Terms*
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The First Access VISA® Credit Card is a good choice if your credit is not that great, but you don't want to put down a security deposit on a secured credit card. With this card, you can apply quick and easy online and get a decision in a minute or less.
If approved, you'll enjoy the worldwide acceptance that comes with carrying a Visa credit card. There's not any specific rewards program with this card, but that's pretty normal for a card for consumers who might not have good credit.
The APR on purchases is a steep See Terms*, so it's best to pay your balance off in full every month if you are able.
This is a basic credit card designed for consumers who don't have great credit. There's no specific rewards or perks with this card, but it can help you build credit over time with responsible use.
The First Access VISA® Credit Card doesn't require a security deposit to get approved, so it could be a good choice for someone looking for an unsecured credit card to build credit. Also, since it's a Visa card, you won't have to worry about your card getting turned down at most merchants.
The APR is very high on this card, so if you carry a balance you could rack up a lot of interest charges very quickly.
Editorial Note: This content is not provided by Bank of Missouri. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of Missouri.
12 Total Ratings