Rated 5/5 stars by our editorial team
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4.4/5.0 from 28 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee $0
Balance Transfer Fee Either $5 or 5% of the amount of each balance transfer, whichever is greater
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.
Penalty APR None
Rewards Rate 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases
Annual Fee $450
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.
The Chase Sapphire Reserve® is a top travel rewards credit card and offers some of the best perks and rewards available. Although it comes with a $450 annual fee, there is a long list of generous benefits that can easily make up for the yearly charge – especially for frequent travelers! For starters, cardholders earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
You'll also earn 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. A few of the big perks that largely offsets the hefty annual fee is a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year and Up to $100 application fee credit for Global Entry or TSA Pre✓®.
The points you earn with the Chase Sapphire Reserve® are among the most valuable credit card points available. You get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel. Plus, you have the option of 1:1 point transfers to a number of leading airline and hotel loyalty programs. If you have the Chase Freedom® or Chase Freedom Unlimited® credit card, you can even combine points between your accounts to maximize your earnings.
Whether you're a serious traveler or just looking to save on your annual vacation, the Chase Sapphire Reserve® has a lot to offer. Don't be fooled by the steep annual fee – this credit card can save you tons of money with its valuable points and long list of generous perks.
This card is jam-packed with helpful rewards and benefits. Between airport lounge access, annual travel credits, and flexible redemption options, there are plenty of ways to save money on travel. Plus, the rewards rate is extra high, and there's no cap on the amount of points you can earn.
The annual fee isn't waived the first year and there is no intro APR with this card.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
28 Total Ratings