Rated 4.0/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!
Unlimited 2% Cash Back on every purchase
Earn up to a $1000 cash bonus
Comes with no preset spending limit
3% of the amount of the cash advance, but not less than $3
2% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
When it comes to small business cards, rewards can be everything. Being a small business owner can be tough, so a good card will work for you by providing the ideal combination of rewards, fees and other benefits. Unfortunately, many cards in the small business space excel in only one or two of these categories, which makes a card with a balanced (but still strong) offering all the more important. Thankfully, the Capital One Spark Cash Plus card ticks all these boxes and then some.
What impressed us most with the Capital One Spark Cash Plus card was its straightforward but powerful rewards program: cardholders will earn 2% cash back on every purchase; 5% cash back on hotels and rental cars booked through capital one travel, with no category restrictions or spending limits. In a world where most small business cards offer 1% or less in cash back, 2% unlimited absolutely stands out. It’s important to note here though that while this is a strong rate of cash rewards, there are other cards in this space that present better rates of return on purchases made in specific categories, like travel or business expenses. We feel though that the flexibility of a 2% unlimited cash back offer outweighs the potential benefits of a more restricted program: no matter where or how you use the Capital One Spark Cash Plus card, you’ll always be earning 2% cash back, no ifs, ands or buts.
This card’s solid benefits package doesn’t end with ongoing rewards. Capital One Spark Cash Plus has two tiers of one-time cash rewards available as well for new cardholders: Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening. Capital One Spark Cash Plus is a top-tier cash rewards that more than offset its $150 annual fee.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
4.0 out of 5.0
+3 users submitted a rating without a full review
Be the first one to write an in-depth review!