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Capital One® Quicksilver® Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 2,535 Offer Ratings
Over the Past 60 Days!

(2,535) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
  • Intro APR 0% for 15 Months on Purchases and Balance Transfers
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

See additional details for Capital One® Quicksilver® Cash Rewards Credit Card

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Bank of America® Cash Rewards credit card

 

Rated 5/5 stars by our editorial team

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4.3/5.0 from 1,102 Offer Ratings
Over the Past 60 Days!

(1,102) Over the Past 60 Days!
  • Bonus Cash $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Rewards Rate 3% cash back in your choice category & 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Unlimited 1% on all other purchases
  • Reward Terms You can update your choice category for future purchases once each calendar month using the Mobile banking app or Online banking, or do nothing and it stays the same.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
  • Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
  • You can update your choice category for future purchases once each calendar month using the Mobile banking app or Online banking, or do nothing and it stays the same.
  • No expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • If you're a Preferred Rewards client, you can get a 25% - 75% rewards bonus on every purchase

See additional details for Bank of America® Cash Rewards credit card

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NEW! The only card that automatically rounds up every purchase to the nearest 10 points

Citi Rewards+℠ Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 289 Offer Ratings
Over the Past 60 Days!

(289) Over the Past 60 Days!
  • Intro Purchase APR 0% for 12 months
  • Rewards Rate 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
  • Regular Purchase APR 15.74% - 25.74% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

See additional details for Citi Rewards+℠ Card

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BankAmericard® credit card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 676 Offer Ratings
Over the Past 60 Days!

(676) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
  • Intro Purchase APR 0% Introductory APR on purchases for 18 billing cycles
  • Regular APR 15.24% - 25.24% Variable APR
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

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HSBC Gold Mastercard® credit card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 760 Offer Ratings
Over the Past 60 Days!

(760) Over the Past 60 Days!
  • Intro Purchase APR 0% for 18 months
  • Intro Balance Transfer APR 0% for 18 months
  • Rates and Fees No annual fee, no foreign transaction fee, and no penalty APR
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

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Discover it® Balance Transfer

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 734 Offer Ratings
Over the Past 60 Days!

(734) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on balance transfers & 0% for 6 months on purchases*
  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Ongoing APR 14.24% - 25.24% Variable*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts - Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Balance Transfer

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Wells Fargo Platinum Visa® Card

 

Rated 4/5 stars by our editorial team

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3.8/5.0 from 996 Offer Ratings
Over the Past 60 Days!

(996) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on purchases and balance transfers*
  • Low Fees Enjoy $0 Annual Fee
  • Ongoing APR 17.74%-27.24% (Variable)*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 17.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

See additional details for Wells Fargo Platinum Visa® Card

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Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

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3.7/5.0 from 405 Offer Ratings
Over the Past 60 Days!

(405) Over the Past 60 Days!
  • Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
  • EARN Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Redeem Any amount, any time. Cash back rewards never expire*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts - Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Cash Back

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Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 571 Offer Ratings

(571)
  • Rewards Rate Unlimited 1.5% cash back on every purchase - it's automatic!
  • Sign-up Bonus Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Cash Back Details No minimum to redeem for cash back
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey?
  • No annual fee

See additional details for Chase Freedom Unlimited®

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Bank of America® Travel Rewards credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 705 Offer Ratings
Over the Past 60 Days!

(705) Over the Past 60 Days!
  • Bonus Points 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening
  • Redeeming Your Points is Easy Any airline, any hotel, anytime. No blackout dates. Redeem points for a statement credit. Points don't expire.
  • Rewards Rate Earn 1.5 points per $1 spent on all purchases
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 17.24% - 25.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

See additional details for Bank of America® Travel Rewards credit card

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Capital One® VentureOne® Rewards Credit Card

 

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4.3/5.0 from 562 Offer Ratings
Over the Past 60 Days!

(562) Over the Past 60 Days!
  • Rewards Rate 1.25 Miles per dollar on every purchase, every day
  • Intro Purchase APR 0% intro on purchases for 12 months
  • Regular Purchase APR 14.24% - 24.24% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

See additional details for Capital One® VentureOne® Rewards Credit Card

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Capital One® Savor® Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 230 Offer Ratings
Over the Past 60 Days!

(230) Over the Past 60 Days!
  • Rewards Rate 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Sign-up Bonus Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

See additional details for Capital One® Savor® Cash Rewards Credit Card

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Discover it® Miles

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 321 Offer Ratings
Over the Past 60 Days!

(321) Over the Past 60 Days!
  • Bonus Miles We'll match all the Miles you've earned at the end of your first year.*
  • Rewards Rate 1.5 Miles per $1 Spent*
  • Redeeming is Easy Redeem your Miles as a statement credit towards travel purchases*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel! 
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee. 
  • No Blackout Dates - fly any airline, stay at any hotel. 
  • Redeem your Miles as a statement credit towards travel purchases. 
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers. 
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 
  • Receive FREE Social Security number alerts - Discover will monitor thousands of risky websites when you sign up. 
  • No Annual Fee.
  • See Rates & Fees

See additional details for Discover it® Miles

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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 120 Offer Ratings
Over the Past 60 Days!

(120) Over the Past 60 Days!
  • Sign Up Bonus Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening*
  • Bonus Rewards First checked bag free on domestic itineraries & preferred boarding
  • Rewards Rate Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases*
  • Annual Fee $99, waived for first 12 months*
  • Credit Needed Excellent, Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening*
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations*
  • Earn 2 AAdvantage® miles for every $1 spent at restaurants*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
  • No Foreign Transaction Fees*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*

See additional details for Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Editorial Note: Any opinions, analysis, reviews, or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any card issuer.

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Picture of Seth Brobbey

By: | Dec 6, 2015

it is easy to use

Picture of Jack Cordner

By: | Dec 4, 2015

Can certain things in your credit record cancel-out a high credit score? I have a score of 760 to 770. But it appears I've been labeled as someone who frequently applies for credit cards. During the past year I've returned (for account closure) two credit cards, with "zero" balances, that turned-out to have an APR, for purchases, of around 23%.

1 Reply

By: Tommy Lee | Dec 5, 2015

Closing credit card accounts can adversely effect your credit by lessening your available credit...the more credit you have available the better you look to creditors. The only reason I would ever close a credit card account is if it had an annual fee and I never planed on using. it. Also closing an account can hurt you even more if you have had the card a long time because creditors look at the average length of time that you have had all your accounts open.

Picture of Daryle Lambright

By: | Dec 3, 2015

Also what about the Discover IT cards vs. Amex Preferred blue cash?

1 Reply

By: CompareCards | Dec 7, 2015

Hi Daryle,

The Discover it® Cash Back is a very different card from the Blue Cash Preferred Card from American Express. The Discover it® Cash Back offers 5% cash back in different rotating categories each quarter, and the categories usually include things like gas, dining, and Amazon.com. If you're looking for a cash back card that will consistently get you great rewards on your groceries and gas purchases, the Blue Cash Preferred Card from American Express is the way to go. But if you're spending aligns with the bonus categories on the Discover it® Cash Back , it can be a very rewarding card as well.

Here is a link that will compare the Blue Cash Preferred, Discover it® Cash Back, and the Chase Sapphire Preferred side by side!

Picture of Daryle Lambright

By: | Dec 3, 2015

Blue Cash preferred from Amex looks like a great card & I've read lots of reviews & comparisons. I have excellent credit & not worried about the fee. 6% cash back at supermarkets?! Wow, I've been thinking about this for a while! It looks like it has a slight edge on Chase Sapphire Preferred also. Any concerns or things I should know about?

1 Reply

By: CompareCards | Dec 7, 2015

Hi Daryle,

You're correct! If you spend a lot of money on groceries and gas, the Blue Cash Preferred Card from American Express can't be beat. If you're looking to earn extra cash back on gas and groceries, it's definitely a better option than the Chase Sapphire Preferred, which offers 2x points on travel and dining.

The 6% cash back on supermarkets is limited to the first $6,000 in purchases each year, but that's really the only "catch" to the card. If you spend the full $6,000 with a year, you'll earn $360 in cash back!

Picture of Brenda Woods Scully

By: | Dec 3, 2015

I am looking a card that I can transfer balance. with no interest for a year or so...

1 Reply

By: CompareCards | Dec 3, 2015

Hi Brenda,

There are numerous credit cards that have 0% APR on balance transfers for a year or more. You're best option will probably be the Chase Slate card, which has 15 months with 0% APR and no balance transfer fee.

Picture of Shona Lindstrom Freskan

By: | Nov 30, 2015

I'm wanting to find the best credit card for air miles but I also don't see anywhere how many points are needed to get a ticket? Where do I find this ? How do you calculate air miles to points? I see some air miles cards offer a 50,000 bonus miles after a few months if you spend so much but what will those points equal to as far as a ticket.Im looking for a card because I'm going to need 4 round trip tickets next summer. (traveling 4,000 driving miles total for each ticket Round trip. (X4) ...so like 16,000 driving miles all together for all 4 tickets. So how many miles do I need to earn on a miles reward credit card to get those paid go?? And which card is the best for this? I only care about the maximum miles I can earn fast and be able to use the miles easily, anywhere, anytime no hassle. I don't care of higher interest, annual fee. My credit is good.

Picture of Lee Ellsworth

By: | Nov 30, 2015

I already have several of these cards. Most are inactive. The card I use most frequently is not listed. Should I cancel most of these inactive cards and apply for the best offer that fits my situation? If one of my inactive cards is one that is being offered would I get the same benefits as those being offered in this ad?

1 Reply

By: CompareCards | Dec 1, 2015

Hi Lee,

If you have credit card accounts that are open, but you no longer use them. There is no harm in leaving them open as long as they don't have an annual fee. In fact, closing these accounts may have a negative impact on your credit, especially if you've had them open for many years.

If you apply for a credit card that you already have, you most likely will not be able to receive the promotional offer because those are usually only available to new cardholders.

Picture of Carl Kithcart

By: | Nov 29, 2015

awsome site i liked it

Picture of Swapnil Jain

By: | Nov 24, 2015

I got the Chase Sapphire Preferred credit card which right now is giving a bonus of 50k points which is equivalent to around 700$ if you redeem those! its very good to get a round trip flight ticket for free at least once every year.

1 Reply

By: Shona Lindstrom Freskan | Nov 30, 2015

So $50k points = about 1- $700.00 ticket? So if the tickets I need will cost about $2,000 I will need to earn approx. 150,000 reward miles which would be $ 7,500 dollars spent on the card?.... Is that right?

Picture of Sue Holm

By: | Nov 23, 2015

I am looking to transfer a high intrest (19.90) cc so I can lower my payments. If I transfer to another card how would my payments be calculated? The balance I would be transfering would be 6000.00.

2 Replies

By: CompareCards | Nov 24, 2015

Hi Sue,

19.9% interest is a pretty high rate to be paying on a balance of $6,000. Transferring the balance to a low interest credit card could potentially save you a lot of money! To answer your question, different banks have different methods for calculating the minimum payment, but it will usually be between 2%-5% of the balance.

The Chase Slate card and the Citi Simplicity would both be great options to help you save money on the balance transfer. But whichever card you choose, I would recommend that you try to pay more than the minimum payment if you can. Even with the best low interest credit cards, it can take years to get out of credit card debt if you're only making the minimum monthly payment.

By: Jeannine Alveshire Lewis | Dec 5, 2015

I had all the same problem. I handled it Like this: Used One Credit card with longest time to pay off credit card. I took All others from my wallet, except one that if I was in a bind I could use it (but only if it was an emergency like needing brakes or tires, etc.) and if I could pay it off the next month. To pay off the 6K, transfer it to the longest time w/0 interest, then divide the time into the months, then make the same month each month, but on direct bank withdrawal. I did for the 4300 dollars, and next month the amount is pay off without the interest. It took 17 months to pay it off. but, I did it. Also when you purchase, use a different card. But go by the rule ( do I want it or do you need it) you would surprised yourself once you do this on each purchase. I only wish I could that for losing weight. Well, I hope this helps .Also take all credit card out of your wallet, and pick only one with the lowest interest, even if is 19.99%, the interest being that high you should be you reliant to use. I hope this helps and good luck!!!

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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