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Capital One® Quicksilver® Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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3.7/5.0 from 5,626 Offer Ratings
Over the Past 60 Days!

(5,626) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
  • Intro APR 0% for 15 Months on Purchases and Balance Transfers
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 18.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 18.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

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Discover it® Balance Transfer

 

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3.8/5.0 from 832 Offer Ratings
Over the Past 60 Days!

(832) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on balance transfers & 0% for 6 months on purchases*
  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Ongoing APR 14.24% - 25.24% Variable*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO®
  • Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

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Citi Rewards+℠ Card

 

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4.5/5.0 from 971 Offer Ratings
Over the Past 60 Days!

(971) Over the Past 60 Days!
  • Intro Purchase APR 0% for 15 months
  • Limited Time Offer 20,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Regular Purchase APR 15.74% - 25.74% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 20,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
  • See additional Citi Rewards+℠ Card details

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Wells Fargo Platinum Visa card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 1,260 Offer Ratings
Over the Past 60 Days!

(1,260) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on purchases and qualifying balance transfers*
  • Low Fees Enjoy $0 Annual Fee
  • Ongoing APR 13.74%-27.24% (Variable)*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

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Bank of America® Travel Rewards credit card

 

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4.3/5.0 from 1,230 Offer Ratings
Over the Past 60 Days!

(1,230) Over the Past 60 Days!
  • Bonus Points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Redeeming Your Points is Easy Any airline, any hotel, anytime. No blackout dates. Redeem points for a statement credit. Points don't expire.
  • Rewards Rate Earn 1.5 points per $1 spent on all purchases
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply
  • If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

See additional details for Bank of America® Travel Rewards credit card

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Discover it® Miles

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 593 Offer Ratings
Over the Past 60 Days!

(593) Over the Past 60 Days!
  • Bonus Miles We'll match all the Miles you've earned at the end of your first year.*
  • Rewards Rate 1.5 Miles per $1 Spent*
  • Redeeming is Easy Redeem your Miles as a statement credit towards travel purchases*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel!
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO®
  • Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • See Rates & Fees

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Discover it® Cash Back

 

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3.7/5.0 from 312 Offer Ratings
Over the Past 60 Days!

(312) Over the Past 60 Days!
  • Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
  • EARN Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Redeem Any amount, any time. Cash back rewards never expire*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Cash Back

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Capital One® Venture® Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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3.8/5.0 from 562 Offer Ratings
Over the Past 60 Days!

(562) Over the Past 60 Days!
  • Bonus Miles One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Rewards Rate 2 Miles per dollar on every purchase, every day
  • Hotel Bonus Rewards Earn unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/venture
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named 'The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

See additional details for Capital One® Venture® Rewards Credit Card

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BankAmericard® credit card

 

Rated 4.5/5 stars by our editorial team

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3.8/5.0 from 884 Offer Ratings
Over the Past 60 Days!

(884) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
  • Intro Purchase APR 0% Introductory APR on purchases for 18 billing cycles
  • Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

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Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

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3.9/5.0 from 582 Offer Ratings

(582)
  • Introductory APR 0% for 15 months on purchases and balance transfers
  • Sign-up Bonus Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent.
  • Regular APR 17.24 - 25.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit JourneySM
  • No annual fee

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Bank of America® Cash Rewards credit card

 

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4.4/5.0 from 639 Offer Ratings
Over the Past 60 Days!

(639) Over the Past 60 Days!
  • Bonus Cash $200 online cash rewards bonus after you make at least $1000 on purchases in the first 90 days of account opening
  • Rewards Rate 3% cash back in your choice category & 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Unlimited 1% on all other purchases
  • Reward Terms You can update your choice category for future purchases once each calendar month using the Mobile banking app or Online banking, or do nothing and it stays the same.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1000 in purchases in the first 90 days of account opening
  • NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
  • Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
  • You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same
  • No expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

See additional details for Bank of America® Cash Rewards credit card

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Capital One® VentureOne® Rewards Credit Card

 

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3.7/5.0 from 822 Offer Ratings
Over the Past 60 Days!

(822) Over the Past 60 Days!
  • Rewards Rate 1.25 Miles per dollar on every purchase, every day
  • Intro Purchase APR 0% intro on purchases for 12 months
  • Regular Purchase APR 17.24% - 24.24% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 17.24% - 24.24% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

See additional details for Capital One® VentureOne® Rewards Credit Card

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Wells Fargo Propel American Express® Card

 

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4.2/5.0 from 112 Offer Ratings
Over the Past 60 Days!

(112) Over the Past 60 Days!
  • Rewards Rate Earn 3X points for eating out & ordering in, 3X points for gas stations, rideshares & transit, 3X points for travel including flights, hotels, homestays and car rentals.
  • Introductory APR 0% for 12 months on purchases and qualifying balance transfers
  • Ongoing APR 16.24% to 27.24% (Variable)*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • $0 Annual Fee
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

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Capital One® Savor® Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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3.7/5.0 from 189 Offer Ratings
Over the Past 60 Days!

(189) Over the Past 60 Days!
  • Rewards Rate 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Sign-up Bonus Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

See additional details for Capital One® Savor® Cash Rewards Credit Card

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Wells Fargo Cash Wise Visa® Card – $200 Cash Rewards Bonus

 

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3.7/5.0 from 121 Offer Ratings
Over the Past 60 Days!

(121) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back*
  • Sign Up Bonus Earn $200 cash rewards bonus*
  • Mobile Wallet Rate Enjoy 1.8% cash rewards with Apple Pay® or Google Pay™, during the first 12 months*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

See additional details for Wells Fargo Cash Wise Visa® Card – $200 Cash Rewards Bonus

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HSBC Gold Mastercard® credit card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 582 Offer Ratings
Over the Past 60 Days!

(582) Over the Past 60 Days!
  • Intro Purchase APR 0% for 15 months
  • Intro Balance Transfer APR 0% for 15 months
  • Rates and Fees No annual fee, no foreign transaction fee, and no penalty APR
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR on purchases and balance transfers for the first 15 months from account opening. Then a variable APR of 14.24%, 20.24% or 25.24% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

See additional details for HSBC Gold Mastercard® credit card

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Editorial Note: Any opinions, analysis, reviews, or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any card issuer.

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Picture of Janice Lea Kretzschmer-Crockett

By: | Nov 5, 2015

Why to the credit card companies make offers to new customers only. Why can't they make offers to those who have been loyal over the years?

5 Replies

By: CompareCards | Nov 6, 2015

Hi Janice,

Credit card companies offer introductory APRs or rewards bonuses as a way of attracting new customers. When applying for a new credit card, it's always important to look past the intro offer and be aware of what the ongoing terms will be! But if you've been a loyal customer for years, banks are sometimes willing to work with you to lower your APR or extend you more favorable terms. There is no guarantee, but it's worth giving your credit card company a phone call to see if you qualify for any promotions!

By: Bill Burkhard | Nov 9, 2015

Cancel you're current and apply for the new ones

By: Mickel Marquis | Nov 11, 2015

They do make offers to loyal customers. I just transferred to a 0% balance for 21 months offered by my card holder.

By: Mike Rohland | Nov 19, 2015

No don't cancel your old ones. A large portion of your credit is based on credit depth. The longer you have a card in good standing, the better your credit will be.

By: Susan Harris | Nov 29, 2015

Hello Janice: Never cancel a credit card, many times it will cause your credit to take a hit/drop in the score. Also do not let companies run your credit checking your score for a loan until you decide you want the loan, each time your credit is run, your score drops it takes months to increase the score again.

Picture of Suzie Bright Grissinger

By: | Nov 4, 2015

We have the American Express Delta card. 35k miles sign on bonus, free bags each flight and a companion airfare yearly. Wonder why I am not seeing this card on the list we have saved over $2k in less then a year with free flights. The sign on bonus alone can get you free flights. We both ended up opening cards! So many bonuses really.

Picture of Blaine Samuelson

By: | Nov 3, 2015

I am still looking for a card after being rejected so many times in the past few weeks by many credit card companies. I have owned three houses in the past years and have no bankrupted or many out standing bills. I have a steady income of about two thousand. Can somebody or some company help me out to prove myself. Thank you very much for your time and effort.

8 Replies

By: CompareCards | Nov 3, 2015

Hi Blaine,

If you're repeatedly getting denied credit card applications, then you credit score probably isn't very good. However, if your credit score is in the fair/good range, but you're applying for cards that require excellent credit, that might also be the issue. I would recommend signing up for our Credit Concierge service to receive your free credit score from TransUnion. You'll be able to see what factors are negatively impacting your score and what you can do to address them.

By: Derrick Jefferies | Nov 5, 2015

You can apply for a fingerhut card which is easy to get approved and it helps your credit go up if you have credit problems or no credit. with a fingerhut card you can't purchase anything other then fingerhut items it is not a visa or a mastercard, but if you make a purchase of something you like and make the payments every month or maybe better pay a little more than the minimum, you will establish credit history and your credit will go up. If you want a visa or mastercard, I would advise the capital one bank card as probably being one of the easiest to get approved. If you have already tried capital one, just start with the fingerhut card, then go with the capital one after you establish a little credit for a some months. Track your credit with a free credit tracker like creditkarma.com, and they will keep you up to speed on one your credit is doing with your new lines of credit cards.

By: Adelaido Martinez Jr | Nov 5, 2015

Check out your credit report!

By: Mark Rogowsky | Nov 9, 2015

Blaine, I don't know how many cards you have applied for, just watch for the "Inquires". They stay on your report for 2 years. I had success with "Capital One" Master Card. They started me out at $500.00, and said would increase after making 4 payments on time. They kept to there word. I thought it would be a $2-300. increase, I was wrong, it went up to $2,500.00!!

By: Linda Sue Waller Fincher | Nov 9, 2015

The First Premier Card will allow you to get an unsecured credit card for a processing fee and annual fee charged to your first statement. You get a $300.00 limit to start. It's not cheap creating credit but always worth it. Good Luck

By: Sandy Ellis | Nov 11, 2015

I was told the more cards you apply for it looks bad on your report. Dont know how true it is. I know once I leased my car my credit rating went up and everyone wanted to offer me a card. No thanx, I have enough credit cards to pay off. Better off without them or just one if you can.

By: Kevin Thomas | Nov 19, 2015

Hi Blaine, Capital One has programs that have secured credit cards. With these cards, you are limited on the amount you can charge. Capital One will work with you to help rebuild your credit. Start with a secured credit card and work your way up the credit score mountain. They do work. I know this because I did use them in the beginning to help build my credit. Be on time with your payments, and they will gladly raise the limits. I now have credit scores of 786-Transunion, 785-Equifax.

By: John Lee Parker | Nov 19, 2015

HELLO I have about 9 credit cards so try capital one,merrick bank, total visa or first access or verve or surge or credit one good luck from jlp

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By: | Nov 2, 2015

I am trying to understand which card offers the most benefits in regards to rental car insurance coverages, other benefits obtained when using a particular card. Cost per year to use it. Baggage loss coverage, trip cancellation coverage, medical evacuation, medical coverage, missed flight coverage, life insurance coverage and etc. What card gives the best of these?

2 Replies

By: CompareCards | Nov 3, 2015

Hi Bob,

The Chase Sapphire Preferred has one of the best policies when it comes to credit cards with rental car insurance. It's one of the few cards that offers primary rental insurance as opposed to secondary coverage. Also, since it's Visa Signature card, you'll receive numerous benefits like Travel Accident Insurance, Lost Luggage Reimbursement, Extended Warranty Program, and more.

By: Whit Buvea | Nov 2, 2015

That's more a feature of MasterCard than the individual credit cards.

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By: | Oct 28, 2015

if you pay your card off each month you have no intrest

1 Reply

By: Tony Lyons | Nov 6, 2015

Yes and before the next billing cycle to be correct

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By: | Oct 28, 2015

I save a lot of money by not having credit cards. I don't have to worry about stolen identity. If you don't have the money don't buy anything. That means if you don't make enough at your present job don't expend what you don't have.

2 Replies

By: Rae Eddy | Nov 3, 2015

Everything you do like hospital visits, banking and paying bills can be hacked. A credit card is necessary in today's world as everyone travels and credit cards are the only thing they accept.

By: Linda Sue Waller Fincher | Nov 9, 2015

Makes sense BUT there will come a time when you will need to show credit history, then what will you do? Your identity can be stolen even without having credit cards, if you apply for an apartment, house rental, payday loan, shopping online etc. there are always ways the bad guys are trying to get at your information. Be Careful out there.

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By: | Oct 27, 2015

what credit card can you apply for and use the same day by shopping online?

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By: | Oct 26, 2015

i want the credit card cash everywhere if you have one

1 Reply

By: CompareCards | Oct 27, 2015

Hi Butch,

The Citi Double Cash card offers 2% cash back on all purchases with not rotating categories to worry about. Cardholders receive 1% cash back when they make a purchase, and then another 1% back when they pay their bill.

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By: | Oct 26, 2015

I Am Looking For A New Card The Offers APR 0% From 12 to 18 Month That I Can Do A Balance Tranfer On As Well As Make A Few Purchases. I Have Good Credit Score And Never Missed A Payment Or No Late Payments. I Just Havent Had A Lot Of Credit History. Still Under Two Years But Working Hard To Get Excellect Credit. I Need A Card With At Least A $10,000 Limit To Do The Things I Am Looking To Do. My Question Is This. The Chase Slate And The Chase Freedom Cards. Are They Under The Same Card Or Could I Apply For Them Both On The Same Day If One Dont Give Me The Amount I Am Looking For, Or Will I Be Denied For The Other One? I Have A Few Good Cards Already Like. American Express Green Card With No Limit. Discover It Card, Two Captal One Cards Visa & A Master Card. Walmart Master Card & Macy's Card Just To Name A Few. However The APR Is A Little High So I'm Thinking About Opening A New Account. Can AnyOne Give Me A Lil Advise To Which Card I Should Go For?

1 Reply

By: Tom Jensen | Oct 27, 2015

That is a lot of Credit Cards! I thought I had to many with 5. Remember, the Amex Greeen card isn't a credit card, it is a Charge Card that needs to be paid off each month. APR should never be a worry if you pay all your balances off each month. Treat your Charge cards like cash and reap the benefits of their rewards. Never carry a balance.

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By: | Oct 26, 2015

I have the Chase Card and so far it is really a good card. I also have the Discover Card and about a month ago because I closed several other accounts with stores Discover lowered my credit limit which has never happened to me. I just hate they did not even inform me until after the fact. I am glad it did not use it out dining and get embarrassed. So the jury is still in limbo with them. I never thought they would do such a thing. But good thing is by them lowering by $300 that's $300 I get to keep in my pocket and use it toward the card that is so far proving to be Great and that's Chase Slate Card.

2 Replies

By: Diane Amundsen | Oct 28, 2015

Once you pay off your credit card, do not close account, leave open. Closing them does effect your credit score. If you no longer want to use the credit cards, shred them. I applied for American Express Blue Cash Credit Card which gave me interest free balance transfers for 16 months. You get 2%- 3% cash back on purchases of gas, groceries, store purchases, etc. Hope this info helps you Mr. Johnson

By: Linda Sue Waller Fincher | Nov 9, 2015

NEVER Close any credit cards you have established. That will harm your credit scores. Pay them off, use them at least once every 90 days and pay them off again. That way your keeping your credit healthy. Having credit cards and building good credit costs money.

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