- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies.
- Terms and conditions apply.
- Rates & Fees
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
-
Annual Fee$0
-
Welcome OfferCashback Match
-
Rewards Rate1% - 2% cash back
-
Credit Needed
Bottom Line
The Discover it® Student Chrome credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice.
Our Take
The Good
Earning extra cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.
The Not So Good
The minimum line of credit is a bit low, beginning at $500.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: None
- Balance Transfer Fee: $0 at the Transfer APR, 5% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
- Penalty APR: None
Ongoing Information
- Rewards Rate: 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
- Annual Fee: $0
Editorial Note: This content is not provided by Issuer. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Issuer.
Expert Reviews
From the CompareCards.com Editorial Team, updated on Aug 11, 2026
Discover it® Student Chrome was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee and no foreign transaction fees. Cardholders will also enjoy an intro APR of 0% Intro APR for 6 months on purchases and an intro APR of N/A on balance transfers. After that, the APR is 16.49% - 25.49% Variable APR on purchases and 16.49% - 25.49% Variable APR on balance transfers.
As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of card membership. Users will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. That means students earn unlimited 1% cash back on purchases you're already making, such as text books and coffee for late night study sessions. Additionally, student cardholders will earn extra cash back at gas stations and restaurants.
Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. Discover offers great customer service that’s available any time of the day to answer your questions and is located in the U.S.
Expert Reviews of Discover it® Student Chrome
Related Card Offers
-
Annual Fee$0
-
Welcome OfferCashback Match
-
Rewards Rate1% - 5% cash back
-
Credit Needed
Bottom Line
The Discover it® Student Cash Back is the perfect credit card for students to get to build credit and earn cash back while they are in school.
Our Take
The Good
There's no limit to how much extra cash you can earn with the Cashback Match™ offer in your first year, and there are opportunities for tons of extra cash back. Also, you won't ever have to worry about paying an annual fee or foreign transaction fees.
The Not So Good
The minimum line of credit is a bit low, beginning at $500.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount.
- No annual fee.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for Discover it® Student Cash Back
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
Your Free Credit Score
- No credit card required
- Learn the 6 factors that impact your score
- Find out how much you could save on your credit accounts
@ 
CompareCards' Parent Company