Discover it® Student Chrome | CompareCards.com

Discover it® Student Chrome

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Discover it® Student Chrome

 

Rated 4/5.0 stars by our editorial team

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Rates & Fees
  • Regular Purchase APR 18.24% - 27.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 6 months
  • Intro BT APR 10.99% Intro APR for 6 months
  • Annual Fee $0
  • Credit Needed Limited / Fair
  • Card Brand Discover
  • Regular Purchase APR 18.24% - 27.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 6 months
  • Intro BT APR 10.99% Intro APR for 6 months
  • Annual Fee $0
  • Credit Needed Limited / Fair
  • Card Brand Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • No credit score required to apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
  • Terms and conditions apply.
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Penalty APR

None

Ongoing Information

Rewards Rate

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jul 01, 2024

Discover it® Student Chrome was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee and no foreign transaction fees. Cardholders will also enjoy an intro APR of 0% Intro APR for 6 months on purchases and an intro APR of 10.99% Intro APR for 6 months on balance transfers. After that, the APR is 18.24% - 27.24% Variable APR on purchases and 18.24% - 27.24% Variable APR on balance transfers.

As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of card membership. Users will earn Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. That means students earn unlimited 1% cash back on purchases you're already making, such as text books and coffee for late night study sessions. Additionally, student cardholders will earn bonus cash back at gas stations and restaurants.

Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. Discover offers great customer service that’s available any time of the day to answer your questions and is located in the U.S. 

Expert Reviews of the Discover it® Student Chrome

  • 4.0

    Regular APR

  • 3.5

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Discover it® Student Chrome credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.

The Good

Earning bonus cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.

The Not so Good

The minimum line of credit is a bit low, starting at $500.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

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YOUR RATING

 

Rated 4/5.0 stars by our editorial team

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