From the CompareCards.com Editorial Team, updated on Aug 11, 2026

The Discover it^® Student Cash Back credit card was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, an intro purchase APR of 0% Intro APR for 6 months on purchases and an intro balance transfer APR of N/A. After that, the APR is 16.49% - 25.49% Variable APR on purchases and 16.49% - 25.49% Variable APR for balance transfers.

As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. As a cardholder, you can earn 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically. Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. This card is further customizable by offering more than 5 different credit card designs to choose from that will fit any personality.

As a student it’s hard to remember important things that don’t relate to school. Discover offers great customer service that’s available any time of the day to answer your questions and is located in the U.S. They also have cash back concierge experts on hand to help you understand your rewards and get the most out of your card. Discover offers an expedited credit card delivery so you can get on track to building your credit fast.