Card Fees
0%
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Up to 29.99% (Variable)
Ongoing Information
10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases 3x -- Earn 3 Points per $1 spent on Restaurants 3x -- Earn 3 Points per $1 spent on Supermarkets 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations 1x -- Earn 1 Point per $1 spent on All Other Purchases
$95
Additional Card Details
Yes
No
No
No
No
No
No
No
Yes
Expert Reviews
From the CompareCards.com Editorial Team, updated on May 16, 2024
The Citi Strata Premier℠ Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases 3x -- Earn 3 Points per $1 spent on Restaurants 3x -- Earn 3 Points per $1 spent on Supermarkets 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations 1x -- Earn 1 Point per $1 spent on All Other Purchases
You can also take advantage of a pretty big welcome offer: Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.
Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!
The annual fee is $95. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card.
Expert Reviews of the Citi Strata Premier℠ Card
The Bottom Line
The Citi Strata Premier℠ Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.
The Good
10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases 3x -- Earn 3 Points per $1 spent on Restaurants 3x -- Earn 3 Points per $1 spent on Supermarkets 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations 1x -- Earn 1 Point per $1 spent on All Other Purchases. The Citi Strata Premier℠ Card has one of the most generous ongoing rewards programs available.
The Not so Good
The spending threshold to earn the sign up bonus is a bit high.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.