- Click APPLY NOW to apply online.
- Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- $0 annual fee and no foreign transaction fees
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- Rates & Fees
Capital One Savor Cash Rewards Credit Card
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual Fee$0
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Welcome Offer$200 Cash Back
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Rewards Rate
- Earn 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
- Earn 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn 8% Cash Back on Capital One Entertainment purchases
- Earn 1% Cash Back on all other purchases
1% - 8% cash back -
Credit Needed
Bottom Line
If your main goal is to earn extra cash back on dining and groceries, look no further than the Capital One Savor Cash Rewards Credit Card. With generous rewards and no annual fee this card is an excellent choice for just about anyone.
Our Take
The Good
Most cash back cards have a monthly or annual cap on the bonus cash back you can earn, but this card offers unlimited rewards. The Capital One Savor Cash Rewards Credit Card also makes it easy with no rotating categories or sign-ups needed to earn cash rewards.
The Not So Good
The sign up bonus is a little lower than some other cash back cards. Outside of dining and groceries, the rewards rate isn't very competitive.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: None
- Balance Transfer Fee: Balance transfer fee applies
- Penalty APR: None
Ongoing Information
- Rewards Rate: 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel; 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases
- Annual Fee: $0
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Expert Reviews
From the CompareCards.com Editorial Team, updated on Aug 11, 2026
If you love to eat out at restaurants and bars, it pays to use a credit card that earns bonus cash back on those purchases. The Capital One Savor Cash Rewards Credit Card is an excellent choice if you're looking for a credit card to maximize all your restaurant spending.
The card comes with an excellent rewards rate focused on dining and groceries: 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel; 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases. In addition to the great ongoing rewards, you can kickstart your cash back earnings with a earn $200 cash back after you spend $500 on purchases within 3 months from account opening.
With a $0 annual fee, you earn rewards without paying to carry the card. The Capital One Savor Cash Rewards Credit Card also has no foreign transaction fees making it a great card to use while traveling overseas.
Expert Reviews of Capital One Savor Cash Rewards Credit Card
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Annual Fee$0
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Welcome OfferCashback Match
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Rewards Rate1% - 2% cash back
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Credit Needed
Bottom Line
The Discover it® Chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn extra rewards for restaurant and gas purchases, this card is a great choice!
Our Take
The Good
Cardholders won’t have to pay an annual fee and will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically Cash back doesn't expire and can be redeemed for any amount.
The Not So Good
The top rewards categories cap out at $1,000 in combined purchases per quarter.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
- Get a 0% intro APR for 18 months on balance transfers. Then 17.49% to 26.49% Standard Variable APR applies, based on credit worthiness.
- Redeem cash back for any amount
- No annual fee.
- Terms and conditions apply.
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Annual Fee$0
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Welcome OfferCashback Match
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Rewards Rate1% - 5% cash back
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Credit Needed
Bottom Line
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
Our Take
The Good
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The Not So Good
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
HIGHLIGHTS
- Click APPLY NOW to apply online.
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- Redeem cash back for any amount. No annual fee.
- 0% intro APR on purchases and balance transfers for 15 months; 17.49% - 26.49% variable APR after that; balance transfer fee applies.
- Terms and conditions apply.
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Our pick for best rideshare rewards
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Annual Fee$895
-
Regular APRSee Pay Over Time APR
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Rewards Rate
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5X points -
Credit NeededGood / Excellent
Bottom Line
American Express Platinum Card® offers a number of features, benefits, and 5-star amenities. Depending on card usage, you could rack up hundreds of dollars worth of VIP perks, credits, and discounts at select hotels, airlines, and other merchants. To see rates & fees for American Express Platinum Card®, please click here.
Our Take
The Good
The travel rewards on this card don’t expire and are good on any airline with no seat restrictions or blackout dates. The amenities for cardholders are extensive and top-notch.
The Not So Good
The annual fee is an eye-popping $895, but the perks are massive.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits (subject to visit limitations) when flying on an eligible Delta flight, Priority Pass™ membership (enrollment required), and other select partner lounges. *As of 01/2026
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card® Member you have special access to reservations on select nights at participating sought after Resy restaurants in select cities through Platinum Nights™ by Resy. Simply add your Platinum Card® to your Resy profile to book your reservation.
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- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM late check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- Rates & Fees
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Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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