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Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 250 Offer Ratings
Over the Past 60 Days!

(250) Over the Past 60 Days!

  • Regular Purchase APR 16.24% - 25.24% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed

    Excellent/Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee $0

Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Penalty APR None

Ongoing Information

Rewards Rate 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases

Annual Fee $0 intro for first year; $95 after that

Expert Reviews

From the CompareCards.com Editorial Team

In 2015, US consumer spending on dining out surpassed consumer spending on groceries for the first time in history and experts expect the trend to continue. For those who love to eat out at restaurants and bars, it pays to use a credit card that earns bonus cash back on those purchases. The Capital One® Savor® Cash Rewards Credit Card is an excellent choice if you're looking for a credit card to maximize all your restaurant spending.

The card comes with an excellent rewards rate focused on dining and groceries: unlimited 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases. In addition to the great ongoing rewards, you can kickstart your cash back earnings with a earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.

With a $0 intro for first year; $95 after that annual fee, you earn rewards without paying to carry the card. The Capital One® Savor® Cash Rewards Credit Card also has no foreign transaction fees making it a great card to use while traveling overseas.

Expert Reviews of the Capital One® Savor® Cash Rewards Credit Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 5.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

If your main goal is to earn extra cash back on dining and groceries, look no further than the Capital One® Savor® Cash Rewards Credit Card. With generous rewards and no annual fee this card is a excellent choice for anyone.

The Good

Most cash back cards have a monthly or annual cap on the bonus cash back you can earn, but this card offers unlimited rewards. The Capital One® Savor® Cash Rewards Credit Card also makes it easy with no rotating categories or sign-ups needed to earn cash rewards.

The Not so Good

The sign up bonus is a little lower than some other cash back cards. Outside of dining and groceries, the rewards rate isn't very competitive.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

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Offer Rating

3.7/5.0

250 Total Ratings

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Your Rating

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6 Found this review helpful

By: | Oct 7, 2018

12 months 0 interest with this savor card. would definitely be a win for me!

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