- Click APPLY NOW to apply online.
- Now with higher credit limits
- Increase your access to available credit
- Higher limit than before, still no security deposit required!
- Greater access to credit than before
- Less than perfect credit is okay
- Mobile account access at any time
- Account history is reported to the three major credit bureaus in the U.S.
Indigo® Mastercard® for Less than Perfect Credit
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual Fee$175 - $199
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Welcome OfferN/A
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Rewards RateNon-rewards card
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Credit Needed
Bottom Line
The Indigo® Mastercard® for Less than Perfect Credit is a good choice for people who are trying to rebuild credit.
Our Take
The Good
Being able to choose your own card design is a unique feature to this card. Also, checking if you’re pre-approved is quick and easy; you can get a 60 second decision!
The Not So Good
You won’t know which annual fee you get approved for until you submit the full application. Also, there’s no rewards program with this card, but that’s normal on credit card for building credit.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars
- Balance Transfer Fee: N/A
- Penalty APR: N/A
Ongoing Information
- Rewards Rate: Non-rewards card
- Annual Fee: $175 - $199
Editorial Note: This content is not provided by Indigo® Mastercard®. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Indigo® Mastercard®.
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 05, 2026
The Indigo® Mastercard® for Less than Perfect Credit is designed for people who are trying to build credit. The standard APR is 35.9%, so it’s best to avoid carrying a balance. The annual fee varies depending on your creditworthiness; cardholders will have an annual fee of $175 - $199. There may also be some Set Up and Maintenance Fees depending on your credit rating, so be sure to read the Terms and Conditions before submitting your application.
One unique perk of this card is that you can choose a custom card design totally free. The Foreign transaction fee is only 1% of each transaction in U.S. dollars, which is pretty low. Overall, this card is a good tool for building credit.
Expert Reviews of Indigo® Mastercard® for Less than Perfect Credit
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Our Take
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Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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