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Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005 -
Hilton Honors American Express Surpass® Card
An Advertising Partner
Apply Now
Add to Compare
on American Express's secure site
- Regular Purchase APR 15.74%-24.74% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $95
-
Credit Needed
Excellent/Good
- Card Brand American Express
Card Details
Highlights
- Click "APPLY NOW" to apply online
- Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- $95 annual fee.
- Terms Apply.
- See Rates & Fees
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee N/A
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR 29.24% Variable
Ongoing Information
Rewards Rate Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Annual Fee $95
Additional Card Details
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Hilton Honors American Express Surpass® Card is a top travel rewards card for anyone who frequently stays at Hilton hotels. This card currently has an incredible limited time bonus of 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
On top of the big welcome offer, the ongoing rewards rates on this card can help you rack up a lot of points: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
This card also rewards your loyalty with the chance to earn Hilton Honors Diamond status after you spend $40,000 on eligible purchases on your Card in a calendar year. There is an annual fee of $95, but that can easily be offset by the generous rewards you earn with this card.
Expert Reviews of the Hilton Honors American Express Surpass® Card
- 3.0
Regular APR
- 0.0
Intro APR
- 4.0
Fees
- 5.0
Benefits
4.5/5 Overall Rating
The Bottom Line
The Hilton Honors American Express Surpass® Card is packed with rewards and benefits. Whether you're already a loyal Hilton customer or just looking to earn great travel rewards, this card could be a great choice.
The Good
The welcome offer is among the best we've ever seen. Plus, the ongoing rewards rate is extremely high.
The Not so Good
The annual fee isn't waived the first year. Also, if you don't plan on staying at Hilton properties, the rewards may be difficult to redeem.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Related Card Offers
- Welcome Offer Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Rewards Rate Up to 7X Hilton Bonus Points for each dollar of eligible purchases
- Rates & Fees No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
See additional details for Hilton Honors American Express Card
