Rated 3/5.0 stars by our editorial team
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3/5.0 from 0 Offer Ratings
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- Regular Purchase APR 36% Fixed
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $85-$175 first year, $229 thereafter
- Credit Needed Poor / Fair
- Card Brand Mastercard®
- Regular Purchase APR 36% Fixed
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $85-$175 first year, $229 thereafter
- Credit Needed Poor / Fair
- Card Brand Mastercard®
Highlights
- Cell Phone Protection* – Receive up to $800 of replacement or repair costs if eligible cell phone is stolen or damaged.
- 24-hour Roadside Assistance*
- Up to $25,000 Identity Theft Expense Reimbursement Coverage*
- Up to $1,000 Credit Limit Subject to Credit Approval
- No Security Deposit
- Prequalify without affecting your Credit Score
- $0 Fraud Liability*
- *Terms and Conditions apply. Click Apply Now for details.
Card Fees
Foreign Transaction Fee
3% of each transaction amount in U.S. dollars
Balance Transfer Fee
3% of the amount of each transfer
Penalty APR
N/A
Ongoing Information
Rewards Rate
Non-rewards card
Annual Fee
$85-$175 first year, $229 thereafter
Expert Reviews
From the CompareCards.com Editorial Team, updated on Jul 18, 2025
Expert Reviews of Aspire® Protect Mastercard
The Bottom Line
If you have fair-poor credit, this could be a good way to start building or rebuilding your credit history. It’s a pretty straightforward card, and it doesn’t require a security deposit — just make sure you review the annual fee before signing up.
The Good
This card might not be a rewards card, but we think the cell phone protection plan and roadside assistance benefits are pretty valuable.
The Not so Good
The annual fee for this card is pretty steep – especially after the first year.
Editorial Note: This content is not provided by Aspire Card. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Aspire Card.
Consumer Reviews
OFFER RATING
/5.0
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Highlights
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