- Click APPLY NOW to apply online.
- Cell Phone Protection* – Receive up to $800 of replacement or repair costs if eligible cell phone is stolen or damaged.
- 24-hour Roadside Assistance*
- Up to $25,000 Identity Theft Expense Reimbursement Coverage*
- Up to $1,000 Credit Limit Subject to Credit Approval
- No Security Deposit
- $0 Fraud Liability*
- Prequalify** without affecting your Credit Score
- *Terms and Conditions apply. Click Apply Now for details.
- ** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual Fee$85-$175 first year, $229 thereafter
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Welcome OfferN/A
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Rewards RateNon-rewards card
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Credit Needed
Bottom Line
If you have fair-poor credit, this could be a good way to start building or rebuilding your credit history. It’s a pretty straightforward card, and it doesn’t require a security deposit — just make sure you review the annual fee before signing up.
Our Take
The Good
This card might not be a rewards card, but we think the cell phone protection plan and roadside assistance benefits are pretty valuable.
The Not So Good
The annual fee for this card is pretty steep – especially after the first year.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: 3% of each transaction amount in U.S. dollars
- Balance Transfer Fee: 3% of the amount of each transfer
- Penalty APR: N/A
Ongoing Information
- Rewards Rate: Non-rewards card
- Annual Fee: $85-$175 first year, $229 thereafter
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 05, 2026
Expert Reviews of Aspire® Protect Mastercard
The Bottom Line
If you have fair-poor credit, this could be a good way to start building or rebuilding your credit history. It’s a pretty straightforward card, and it doesn’t require a security deposit — just make sure you review the annual fee before signing up.
The Good
This card might not be a rewards card, but we think the cell phone protection plan and roadside assistance benefits are pretty valuable.
The Not so Good
The annual fee for this card is pretty steep – especially after the first year.
Editorial Note: This content is not provided by Aspire Card. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Aspire Card.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
Our pick for 1:1 cash back match in your first year
16,626 users have viewed this card in the last 30 days.
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Annual Fee$0
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Welcome OfferCashback Match
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Rewards Rate1% - 5% cash back
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Credit Needed
Bottom Line
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
Our Take
The Good
There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge welcome offer in your first year.
The Not So Good
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount. No annual fee.
- 0% intro APR on purchases and balance transfers for 15 months; 17.49% - 26.49% variable APR after that; balance transfer fee applies.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for Discover it® Cash Back
Our pick for frequent online shoppers
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Annual Fee$0
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Regular APR19.49% - 28.49% Variable
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Rewards Rate
- Earn 3% cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%).
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
1% - 3% cash back -
Credit NeededGood / Excellent
Bottom Line
The Blue Cash Everyday® Card from American Express is a robust card with no annual fee. There is a great welcome offer, and you get the exceptional service you’d expect with any Amex credit card. To see rates & fees for Blue Cash Everyday® Card from American Express, please click here.
Our Take
The Good
With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.
The Not So Good
Outside of the the special bonus categories, you only earn 1% cash back on purchases.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- Rates & Fees
See Additional Details for Blue Cash Everyday® Card from American Express
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Annual Fee$0
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Welcome OfferN/A
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2% - 3% cash back
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Credit Needed
Bottom Line
There's a cap to the highest earning rate on this card, but you still stand to earn a steady cash back on every single purchase. We think this card is a good value for folks with excellent-good credit.
Our Take
The Good
The Aven Rewards Card boasts an impressive rewards rate and a $0 annual fee to boot.
The Not So Good
This card might fall short if you're looking for a travel rewards card or if you have a lower credit score.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Upgrade to our Home Equity Card for limits up to $250,000 with APR as low as 6.99%
- $0 Annual Fee
- 3% Cash Back on all purchases up to $10,000
- 2% Unlimited Cash Back on All Purchases
- Rates as low as 17.99%
- Aven Black Metal Card
- Aven - 4.9/5 Star Rating on Trustpilot from 4,000+ reviews
- No Foreign Transaction Fees
- Travel Assistance Services
- Aven cards are arranged by Aven Financial, Inc., dba "Aven" or "AvenCard" (in AR, ID, and PA). NMLS #2042345. The Aven Visa Credit Card is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289 (NMLS Consumer Access Page). For additional information or complaints to Coastal Community Bank, visit www.federalreserveconsumerhelp.gov.
- Rates & Fees
See Additional Details for Aven Rewards Card
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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