- Click APPLY NOW to apply online.
- Cell Phone Protection* – Receive up to $800 of replacement or repair costs if eligible cell phone is stolen or damaged.
- 24-hour Roadside Assistance*
- Up to $25,000 Identity Theft Expense Reimbursement Coverage*
- Up to $1,000 Credit Limit Subject to Credit Approval
- No Security Deposit
- $0 Fraud Liability*
- Prequalify** without affecting your Credit Score
- *Terms and Conditions apply. Click Apply Now for details.
- ** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual Fee$85-$175 first year, $229 thereafter
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Welcome OfferN/A
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Rewards RateNon-rewards card
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Credit Needed
Bottom Line
If you have fair-poor credit, this could be a good way to start building or rebuilding your credit history. It’s a pretty straightforward card, and it doesn’t require a security deposit — just make sure you review the annual fee before signing up.
Our Take
The Good
This card might not be a rewards card, but we think the cell phone protection plan and roadside assistance benefits are pretty valuable.
The Not So Good
The annual fee for this card is pretty steep – especially after the first year.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: 3% of each transaction amount in U.S. dollars
- Balance Transfer Fee: 3% of the amount of each transfer
- Penalty APR: N/A
Ongoing Information
- Rewards Rate: Non-rewards card
- Annual Fee: $85-$175 first year, $229 thereafter
Editorial Note: This content is not provided by Aspire Card. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Aspire Card.
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 05, 2026
Expert Reviews of Aspire® Protect Mastercard
Related Card Offers
Our pick for 1:1 cash back match in your first year
17,390 users have viewed this card in the last 30 days.
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Annual Fee$0
-
Welcome OfferCashback Match
-
Rewards Rate1% - 5% cash back
-
Credit Needed
Bottom Line
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
Our Take
The Good
There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge welcome offer in your first year.
The Not So Good
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount. No annual fee.
- 0% intro APR on purchases and balance transfers for 15 months; 17.49% - 26.49% variable APR after that; balance transfer fee applies.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for Discover it® Cash Back
Our pick for rewards that never expire
27,965 users have viewed this card in the last 30 days.
-
Annual Fee$0
-
Welcome OfferCashback Match
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Rewards Rate1% - 2% cash back
-
Credit Needed
Bottom Line
The Discover it® Chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn extra rewards for restaurant and gas purchases, this card is a great choice!
Our Take
The Good
Cardholders won’t have to pay an annual fee and will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically Cash back doesn't expire and can be redeemed for any amount.
The Not So Good
The top rewards categories cap out at $1,000 in combined purchases per quarter.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
- Get a 0% intro APR for 18 months on balance transfers. Then 17.49% to 26.49% Standard Variable APR applies, based on credit worthiness.
- Redeem cash back for any amount
- No annual fee.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for Discover it® Chrome
Our pick for doubling your cash back
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Annual Fee$0
-
Welcome Offer$200 cash back
-
Rewards Rate2% - 5% cash back
-
Credit Needed
Bottom Line
The Citi Double Cash® Card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.
Our Take
The Good
To start, Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. This card is also great for those wanting to pay no interest on balance transfers for 18 months.
The Not So Good
While the lengthy 0% intro APR period for balance transfers is appealing, there’s no intro APR period for purchases, which many other cards in this category offer.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Rates & Fees
See Additional Details for Citi Double Cash® Card
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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