Aspire® Cash Back Reward Card | CompareCards.com

Aspire® Cash Back Reward Card

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Aspire® Cash Back Reward Card

 

Rated 2.5/5.0 stars by our editorial team

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  • Regular Purchase APR 29.99% or 36% Fixed
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee See Terms
  • Credit Needed Fair
  • Card Brand Mastercard®
  • Regular Purchase APR 29.99% or 36% Fixed
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee See Terms
  • Credit Needed Fair
  • Card Brand Mastercard®

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free access to your VantageScore 4.0 score from TransUnion®†
  • *See Program Terms for important information about the cash back rewards program.
  • ** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
  • † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Card Fees

Foreign Transaction Fee

3% of each transaction amount in U.S. dollars

Balance Transfer Fee

3% of the amount of each transfer

Penalty APR

N/A

Ongoing Information

Rewards Rate

Up to 3% Cash Back Rewards; 3% Cash Back Reward on Gas, Groceries and Utility Bill Payments. 1% Cash Back Reward on all other eligible purchases.

Annual Fee

See Terms

Expert Reviews

From the CompareCards.com Editorial Team, updated on Dec 12, 2024

We don't have a review for this card yet, but sit tight! There's one coming soon.

Expert Reviews of the Aspire® Cash Back Reward Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0

    Fees

  • 3.0

    Benefits

  • 2.5/5

    Overall Rating

The Bottom Line

The Aspire® Cash Back Reward Card offers an attractive proposition with its cash back offerings on all purchases, a rare find for cards targeting those with fair to poor credit.

The Good

The Aspire® Cash Back Reward Card stands out for offering competitive cash back on all purchases, which is a notable benefit for a card aimed at consumers with fair to poor credit. Additionally, it reports to all three major credit bureaus, supporting cardholders in building a positive credit history through responsible use.

The Not so Good

Despite its rewards, the Aspire® Cash Back Reward Card comes with a considerable annual fee and a high APR, which can significantly reduce the overall value of any cash back earned if the cardholder carries a balance.

Editorial Note: This content is not provided by Aspire. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Aspire.

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YOUR RATING

 

Rated 2.5/5.0 stars by our editorial team

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