- Click APPLY NOW to apply online.
- 2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
- An initial credit limit Up To $500 (See terms*)
- Opportunity to request credit limit increase after twelve months, fee applies.
- A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^
- Reports monthly to all three major credit bureaus.
- *See Rates, Fees, Costs & Limitations for complete offer details
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.
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Annual FeeSee Terms*
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Welcome OfferN/A
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1% - 10% cash back
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Credit Needed
Bottom Line
The Revvi Card is an intriguing option for those looking to rebuild their credit, especially given its no security deposit requirement and the perk of earning cash back on payments, which isn't always common in cards aimed at lower credit tiers.
Our Take
The Good
The Revvi Card is a credit card that doesn't require a security deposit, making it accessible for individuals with low credit scores or limited credit history who are looking to build or improve their credit, as it reports to all three major credit bureaus. Additionally, it offers cash back on all payments, providing an incentive for cardholders to use the card responsibly while earning rewards.
The Not So Good
Despite its benefits, the Revvi Card comes with a high annual fee and a high APR, which can quickly outweigh the advantages of cash back rewards if balances are not paid in full monthly. Moreover, it includes a program fee upon account opening, which adds an additional upfront cost, making it less attractive for those seeking a cost-effective route to credit building.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: N/A
- Balance Transfer Fee: N/A
- Penalty APR: N/A
Ongoing Information
- Rewards Rate: Up To 10% Cash Back when you buy and 1% Cash Back when you pay
- Annual Fee: See Terms*
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 05, 2026
We don't have a review for this card yet, but sit tight! There's one coming soon.
Expert Reviews of Revvi Card
The Bottom Line
The Revvi Card is an intriguing option for those looking to rebuild their credit, especially given its no security deposit requirement and the perk of earning cash back on payments, which isn't always common in cards aimed at lower credit tiers.
The Good
The Revvi Card is a credit card that doesn't require a security deposit, making it accessible for individuals with low credit scores or limited credit history who are looking to build or improve their credit, as it reports to all three major credit bureaus. Additionally, it offers cash back on all payments, providing an incentive for cardholders to use the card responsibly while earning rewards.
The Not so Good
Despite its benefits, the Revvi Card comes with a high annual fee and a high APR, which can quickly outweigh the advantages of cash back rewards if balances are not paid in full monthly. Moreover, it includes a program fee upon account opening, which adds an additional upfront cost, making it less attractive for those seeking a cost-effective route to credit building.
Editorial Note: This content is not provided by Revvi. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Revvi.