Add cards to start comparing.

Compare Cards
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

AvantCard Credit Card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 78 Offer Ratings
Over the Past 60 Days!

(78) Over the Past 60 Days!

  • Regular Purchase APR 25.99%
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $29
  • Credit Needed

    Poor/Limited/Average Credit

  • Card Brand Mastercard®

Card Details

Highlights

  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00

Card Fees

Foreign Transaction Fee None

Cash Advance Fee 3% Min $5

Penalty APR None

Ongoing Information

Annual Fee $29

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

If you're looking for a simple credit card to help you build credit, the AvantCard Credit Card could be a great option. This card comes with a small annual fee of $29, but it is an unsecured credit card which means you won't have to put down a security deposit to get approved.
 
This card is available to consumers with less than great credit and it reports to all three major credit bureaus – that means that with responsible use you could build your credit score over time. Cardholders will also love that there are no hidden fees and no penalty rate. The AvantCard Credit Card keeps things simple so you can focus on building credit.
 
There are even no foreign transaction fees with this card. That's a rare feature on cards available to consumers with less than great credit. Also, since this card is a Mastercard, you can rest assured that you'll be able to use it anywhere in the world where Mastercard is accepted. The ongoing APR is fairly high at 25.99% so it would be best to pay your balance off in full each month.

Expert Reviews of the AvantCard Credit Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

This card is a solid choice for consumers who don't want to put down $200 or more as a security deposit on a secured credit card.

The Good

The annual fee is fairly low compared to other cards. Plus you'll pay no foreign transaction fees and there is no penalty rate.

The Not so Good

The APR is quite high, so if you don't pay off your balance in full each month you could rack up steep interest charges.

Editorial Note: This content is not provided by Avant. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Avant.

Consumer Reviews

  • star rating mask

Offer Rating

3.7/5.0

78 Total Ratings

5 Star
 
 
(17)
4 Star
 
 
(33)
3 Star
 
 
(21)
2 Star
 
 
(5)
1 Star
 
 
(2)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+78 users submitted a rating without a full review

Be the first one to write an in-depth review!

Back to top ↑