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AvantCard Credit Card

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 12 Offer Ratings
Over the Past 60 Days!

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(12) Over the Past 60 Days!

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Regular Purchase APR 29.49%
Intro Purchase APR N/A
Intro BT APR N/A
Annual Fee $59
Credit Needed
Fair/Poor/Limited
Card Brand Mastercard®

Highlights

Fast and easy application process
No deposit required
No hidden fees
No penalty APR
Report to all three major credit bureaus

Zero fraud liability for unauthorized charges
Avant branded credit products are issued by WebBank, member FDIC
Disclosure: If you are charged interest, the charge will be no less than $1.00
Late Fee up to $39
Checking your eligibility does not affect your credit score

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee The greater of $10 or 3% of the amount of the cash advance

Penalty APR N/A

Ongoing Information

Rewards Rate Non-rewards card

Annual Fee $59

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

If you're looking for a simple credit card to help you build credit, the AvantCard Credit Card could be a great option. This card comes with a small annual fee of $59, but it is an unsecured credit card which means you won't have to put down a security deposit to get approved.

This card is available to consumers with less than great credit and it reports to all three major credit bureaus – that means that with responsible use you could build your credit score over time. Cardholders will also love that there are no hidden fees and no penalty rate. The AvantCard Credit Card keeps things simple so you can focus on building credit.

There are even no foreign transaction fees with this card. That's a rare feature on cards available to consumers with less than great credit. Also, since this card is a Mastercard, you can rest assured that you'll be able to use it anywhere in the world where Mastercard is accepted. The ongoing APR is fairly high at 29.49% so it would be best to pay your balance off in full each month.

Expert Reviews of the AvantCard Credit Card

3.0
Regular APR
0.0
Intro APR
4.0
Fees
4.0
Benefits
4.0/5
Overall Rating

The Bottom Line

This card is a solid choice for consumers who don't want to put down $200 or more as a security deposit on a secured credit card.

The Good

The annual fee is fairly low compared to other cards. Plus you'll pay no foreign transaction fees and there is no penalty rate.

The Not so Good

The APR is quite high, so if you don't pay off your balance in full each month you could rack up steep interest charges.

Editorial Note: This content is not provided by Avant. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Avant.