- Click APPLY NOW to apply online.
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual FeeSee terms
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Welcome OfferN/A
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Rewards RateNon-rewards card
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Credit Needed
Bottom Line
The Destiny Mastercard® is a practical tool for those in need of rebuilding their credit, especially valuable for its lack of a required security deposit and the inclusivity of its application process.
Our Take
The Good
The Destiny Mastercard® is designed for individuals with less-than-perfect credit, offering an unsecured credit line that does not require a security deposit, thus providing a valuable opportunity for credit building or rebuilding by reporting to all three major credit bureaus.
The Not So Good
The card includes a high annual fee that cannot be waived in the first year, and it has a relatively high APR, which can make carrying a balance quite costly.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: 1% of each transaction in U.S. dollars.
- Balance Transfer Fee: N/A
- Penalty APR: N/A
Ongoing Information
- Rewards Rate: Non-rewards card
- Annual Fee: See terms
Editorial Note: This content is not provided by Destiny Mastercard®. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Destiny Mastercard®.
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 05, 2026
We don't have a review for this card yet, but sit tight! There's one coming soon.
Expert Reviews of Destiny Mastercard®
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Credit Needed
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The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
Our Take
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The Not So Good
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
HIGHLIGHTS
- Click APPLY NOW to apply online.
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Credit Needed
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The Discover it® Chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn extra rewards for restaurant and gas purchases, this card is a great choice!
Our Take
The Good
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Our pick for doubling your cash back
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Credit Needed
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Our Take
The Good
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The Not So Good
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HIGHLIGHTS
- Click APPLY NOW to apply online.
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Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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