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Milestone® Gold Mastercard®

Milestone® Gold Mastercard®


Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!

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  • Regular Purchase APR 24.90% variable*
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $35-$99, depending on creditworthiness*
  • Credit Needed


  • Card Brand Mastercard®

Card Details


  • Click "APPLY NOW" to apply online
  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

Card Fees

Foreign Transaction Fee 1% of each transaction

Balance Transfer Fee N/A

Cash Advance Fee 5%

Penalty APR 29.9%

Ongoing Information

Rewards Rate Non-rewards card

Annual Fee $35-$99, depending on creditworthiness*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

One of the main benefits of this particular card is that it allows consumers with less than good credit to re-establish their credit, or build credit if you have no credit history. Each cardholder account is reported to the three major credit bureaus to help you improve your credit score if your manage your account responsibly. 

The credit limit on your Milestone® Gold Mastercard® will be determined by your credit worthiness and, if approved, will be a minimum of $300. This credit card also allows applicants to determine their eligibility by pre-qualifying without affecting their credit score.

The card comes with an APR of 23.90% variable, which is in the higher end of the spectrum, but is still pretty typical for those with less than perfect credit. The card also comes with an annual fee of $35-$99, depending on your creditworthiness. The Milestone® Gold Mastercard®includes access to the Mastercard Gold Benefits program, which is accepted worldwide, and you will receive $0 Liability Protection from unauthorized purchases. 

Expert Reviews of the Milestone® Gold Mastercard®

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

The Milestone® Gold Mastercard® is geared towards consumers who need to find a card that will give them the tools necessary to improve their credit score and credit history. In that respect, the card does a good job of offering a full-fledged card with some financial management and account oversight tools.

The Good

Cardholders have access to the Mastercard Gold Benefits program, which offers $0 Fraud Liability protection and you can also choose your own custom card design. The best part about this credit card is that it's an unsecured card and works just like traditional credit cards.

The Not so Good

The annual fee can be as low as $35 or as high as $99, depending on creditworthiness, and does not come with a rewards program.

Editorial Note: This content is not provided by Genesis FS Card Services. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Genesis FS Card Services.

Consumer Reviews

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4 Total Ratings

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