Reflex® Platinum Mastercard® | CompareCards.com

Reflex® Platinum Mastercard®

Apply Now

on Continental Finance's secure site

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
trust icon

Empowering over
50,000,000 card holders Since 2005

Add to Compare

Reflex® Platinum Mastercard®

 

Rated 2.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

2.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Apply Now

on Continental Finance's secure site

  • Regular Purchase APR 35.90% Fixed
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $75 - $125
  • Credit Needed Limited / Poor / Fair
  • Card Brand Mastercard®
  • Regular Purchase APR 35.90% Fixed
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $75 - $125
  • Credit Needed Limited / Poor / Fair
  • Card Brand Mastercard®

Highlights

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

Card Fees

Foreign Transaction Fee

3% of each transaction in U.S. dollars

Balance Transfer Fee

N/A

Penalty APR

N/A

Ongoing Information

Rewards Rate

Non-rewards card

Annual Fee

$75 - $125

Additional Card Details

$0 Fraud Liability

No

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on May 01, 2024

If you're looking for a card to start building your credit, Reflex® Platinum Mastercard® is a reasonable — though pricey — option. Plus, the card offers a potential credit limit increase after six months of on-time payments. 

Expert Reviews of the Reflex® Platinum Mastercard®

  • 2.5

    Regular APR

  • 0.0

    Intro APR

  • 2.0

    Fees

  • 2.0

    Benefits

  • 2.5/5

    Overall Rating

The Bottom Line

If you're a consumer with a low credit score, it might be worth seeing if you can prequalify for an affordable offer with the Reflex® Platinum Mastercard®. But, be sure to read the fine print carefully.

The Good

This card helps you build credit by reporting your timely payments to the three major credit bureaus and offering a chance to boost your credit line in as little as six months. It also gives you $0 liability for fraudulent charges, which is a nice added feature.

The Not so Good

Before you commit to the Reflex® Platinum Mastercard®, you should carefully scan the conditions of your offer. The card comes with a lot of fees — the card charges an annual fee between $75 - $125, as well as a maintenance fee up to per month. Plus, you'll pay another fee to add an authorized user to the card. Furthermore, the card's APR — 35.90% Fixed — is pretty high, even for a card geared toward consumers with low credit scores.

Editorial Note: This content is not provided by Continental Finance. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Continental Finance.

Consumer Reviews

star rating

OFFER RATING

2.5/5.0

0 Total Ratings

5 STARS

(0)

4 STARS

(0)

3 STARS

(0)

2 STARS

(0)

1 STAR

(0)

YOUR RATING

 

Rated 2.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

2.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Compare Cards
Add a Card +
Back to top ↑