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Capital One® Quicksilver® Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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3.7/5.0 from 5,536 Offer Ratings
Over the Past 60 Days!

(5,536) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
  • Intro APR 0% for 15 Months on Purchases and Balance Transfers
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

See additional details for Capital One® Quicksilver® Cash Rewards Credit Card

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Capital One® Venture® Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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3.7/5.0 from 812 Offer Ratings
Over the Past 60 Days!

(812) Over the Past 60 Days!
  • Bonus Miles One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Rewards Rate 2 Miles per dollar on every purchase, every day
  • Hotel Bonus Rewards Earn unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/venture
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named 'The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

See additional details for Capital One® Venture® Rewards Credit Card

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Chase Sapphire Preferred® Card

 

Rated 4/5 stars by our editorial team

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3.9/5.0 from 199 Offer Ratings
Over the Past 60 Days!

(199) Over the Past 60 Days!
  • Bonus Rewards 60,000 bonus points
  • Rewards Rate 2X points on travel and dining
  • Bonus Perks 1:1 point transfer to leading airline and hotel loyalty programs
  • Annual Fee $95
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

See additional details for Chase Sapphire Preferred® Card

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Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 290 Offer Ratings
Over the Past 60 Days!

(290) Over the Past 60 Days!
  • Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
  • EARN Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Redeem Any amount, any time. Cash back rewards never expire*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Cash Back

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Discover it® Balance Transfer

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 1,096 Offer Ratings
Over the Past 60 Days!

(1,096) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on balance transfers & 0% for 6 months on purchases*
  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Ongoing APR 14.24% - 25.24% Variable*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

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Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 810 Offer Ratings
Over the Past 60 Days!

(810) Over the Past 60 Days!
  • Intro Purchase APR 0% Introductory APR on purchases for 15 billing cycles
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Regular APR 16.24% - 26.24% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

See additional details for Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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BankAmericard® credit card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 1,545 Offer Ratings
Over the Past 60 Days!

(1,545) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
  • Intro Purchase APR 0% Introductory APR on purchases for 18 billing cycles
  • Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

See additional details for BankAmericard® credit card

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Capital One® VentureOne® Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 605 Offer Ratings
Over the Past 60 Days!

(605) Over the Past 60 Days!
  • Rewards Rate 1.25 Miles per dollar on every purchase, every day
  • Intro Purchase APR 0% intro on purchases for 12 months
  • Regular Purchase APR 14.24% - 24.24% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.24% - 24.24% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

See additional details for Capital One® VentureOne® Rewards Credit Card

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Bank of America® Travel Rewards credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 1,082 Offer Ratings
Over the Past 60 Days!

(1,082) Over the Past 60 Days!
  • Rewards Rate Earn unlimited 1.5 points per $1 spent on all purchases
  • Intro Purchase APR 0% Introductory APR on purchases for 12 billing cycles
  • Regular APR 17.24% - 25.24% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply
  • If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

See additional details for Bank of America® Travel Rewards credit card

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Picture of Maurice Bright

By: | Mar 17, 2017

I am a proud owner and user of the American Express card

Picture of Mickey Cashen

By: | Mar 17, 2017

I have the AmEx Blue Cash Everyday because it always gives 3% cashback at Supermarkets and the Citi Double Cash Mastercard is my fallback card I used the most: if my other cards only offer 1% (Walmart, Aldi, etc.). I also have the Discover Card for it's great, rotating 5% cash-back on quarterly categories (Jan-Mar gasoline, Apl-June hardware stores). Not mentioned here is another card, no-annual-fee like all the others mentioned by me, that has quarterly 5% cash-back categories, the Chase Freedom Visa (Jan-Mar gasoline, Apl-June supermarkets and drugstores).

Picture of James Duch

By: | Mar 15, 2017

what card does not charge any fee for the balance tranfers. most charge 3 percent on what you transfer. Example transferring 5,000 cost you 150 dollars. JD

1 Reply

By: CompareCards | Mar 17, 2017

Two credit cards that currently offer no intro balance transfer fee are the Chase Slate card and the Barclaycard Ring Mastercard. The both also come with 0% intro APR for the first 15 months!

Picture of Steven Dozard

By: | Mar 13, 2017

Is 677 considered a good credit score?

4 Replies

By: CompareCards | Mar 14, 2017

A credit score in the high 600s is generally considered in the fair to good range. Check out our page for credit cards for fair credit and credit cards for good credit to see all the best options for you!

By: Mickey Cashen | Mar 17, 2017

I had some credit problems around the time of the 2008-9 crash and I was able to get credit cards soon after, including some mentioned here, with a credit score under 700. Mine is 782 now and I have the best set of credit cards to max. my cash-back - as I posted in another comment.

By: Dwayne Elliott | Mar 24, 2017

Bring your score up to 700-720 and you will save -a-lot-of-money. Pay on time-all the time. Borrow $500. cash -or more from a card and pay it off ahead of time. You will see your credit grow.

By: William Davidson | Apr 3, 2017

No. Get more credit cards and only charge a small amount on each one. Try to pay them off each month if possible. Each one of those cards will report on your credit, and if you make your payments on time, your score will go up very quickly. You need to be in the 700's before you'll get a decant rate on car loans, home, etc.

Picture of Wayne B. Yong

By: | Mar 13, 2017

Hi, What happens to your credit score when you transfer your balance from an old credit card (long time account with high APR) to a new card (with lower APR)? Would I be better off getting a Personal Loan to take care of the balance, in terms of my credit score? Credit Score 800.

1 Reply

By: CompareCards | Mar 14, 2017

Performing a balance transfer will have different effects on your credit based on your situation. In most cases, it will actually help raise your credit score in the long run because by opening a new line of credit you are decreasing your credit utilization rate and by paying down your balances you are decreasing the total amount of debt you owe.

Picture of Debbie D'Haene Rang

By: | Mar 9, 2017

Looking for a card with no transfer fees

1 Reply

By: CompareCards | Mar 10, 2017

Check out the Chase Slate and the Barclaycard Ring Mastercard if you're looking for no intro balance transfer fee!

Picture of TommyDorothy Forsyth Heath

By: | Mar 5, 2017

What's the best one for 0% balance transfers, & 0% interest & the length of time? Credit score 797.

2 Replies

By: CompareCards | Mar 7, 2017

If you're looking for the longest possible intro APR, the Citi Simplicity or the Citi Diamond Preferred would each be a great place to start!

By: Dwayne Elliott | Mar 24, 2017

Bank of America- 0% interest for 12 months is their current advertisement.

Picture of Wilson P Chu

By: | Feb 28, 2017

What does "803" get you for credit card benefits?

2 Replies

By: CompareCards | Feb 28, 2017

With a credit score in the 800s, your credit is considered excellent and you have a great chance of getting approved for any credit card you like. If you pay your balance off in full each month, check out top rewards cards like the Chase Sapphire Preferred or Citi Double Cash. If you're looking to save money with a balance transfer or low interest rates, the Citi Diamond Preferred or BankAmericard Credit Card would both be great options.

By: Hannibal Smith | Mar 14, 2017

That depends on other factors/variables your banker could get out into the weeds on you with. Income to debt ratio, # of credit lines with debt, etc. Frankly it will get you the same as my 820 gets me. It's all excellent.

Picture of Jose Vivas

By: | Feb 28, 2017

My experience with Bank of America Travel Reward Card.......EXCELENT!! I am glad I got this card on my trips!... thanks BA.

Picture of Gary L Miller Sr.

By: | Feb 25, 2017

i have every card mentioned here but never pay them ANY interest...I use them, not the other way around

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Best Credit Card for Excellent Credit Holders

Those who have exceptionally good credit may want to apply for the best credit cards that especially cater to people with above average credit scores and stellar credit histories. Credit card companies will usually offer special perks, features, interest rates, and other preferential service to those who qualify for top credit cards.

By federal law you are allowed to access your credit reporting files free of charge once a year. For a small fee you can see them more than once per year and can also gain access to your FICO score – which is commonly referred to as your credit score. Credit scores for excellent credit range from 700 to 850 and are determined by using a proprietary algorithm which factors in several components of credit worthiness. If your score is above 700 that’s quite good and for most issuers is considered excellent.

To maintain your high rating follow the tips on how to preserve your credit. If you need help to improve your credit score to qualify for an excellent credit credit card, then take advantage of the many free, user-friendly financial management resources, articles, and tools that we offer. Once you have earned excellent credit you have a wide range of reward card options as well as promotional 0 percent introductory APRs which come with very attractive ongoing interest rates – typically around 12%.

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" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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