Rated 4/5.0 stars by our editorial team
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4/5.0 from 0 Offer Ratings
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- Regular Purchase APR 29.88% fixed
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $40
- Credit Needed Limited / Poor / Fair
- Card Brand Mastercard®
- Regular Purchase APR 29.88% fixed
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $40
- Credit Needed Limited / Poor / Fair
- Card Brand Mastercard®
Highlights
- Earn 1.5% unlimited cash back on card purchases every time you make a payment.
- Yendo works like a regular Mastercard but taps into your vehicle equity to get higher limits at affordable rates
- $4,400 average credit limit - up to $10,000
- Submit an application with photos of your vehicle and receive an instant decision
- See if you Pre-Qualify in minutes without harming your credit score - all credit scores welcome to apply
- Looking to build or rebuild your credit? We report to the 3 major credit bureaus monthly
- Get a virtual card instantly after approval - simple and fast application
- Add to your mobile wallet and make purchases today using Apple Pay, Samsung Pay and Google Pay
- Accepted everywhere in the US where you see the Mastercard logo - in store, online, and in app
- Fraud coverage if your card is lost or stolen - access your account 24 hours a day, 7 days a week
- No cash deposits
Card Fees
Foreign Transaction Fee
3% of the transaction amount, in U.S. dollars
Balance Transfer Fee
$5 or 5% of the amount of balance transfer, whichever is greater
Penalty APR
N/A
Ongoing Information
Rewards Rate
1.5% Cash Back
Annual Fee
$40
Expert Reviews
From the CompareCards.com Editorial Team, updated on Jun 27, 2025
Expert Reviews of Yendo Vehicle Equity Mastercard®
The Bottom Line
Unlike most other secured cards, this one uses your car as collateral instead of a traditional downpayment. This can be helpful for folks who own a car but don’t have a ton of cash on hand. It's worth noting that using your car as collateral can be risky though.
The Good
We love that cardholders can earn 1.5% Cash Back, which can help pad your wallet with regular use.
The Not so Good
This card does use your car as collateral, which means that if you miss payments, your car could be on the line. However, with responsible use, this card can be a great way to build credit.
Editorial Note: This content is not provided by Yendo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Yendo.
Consumer Reviews
OFFER RATING
/5.0
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