Yendo Vehicle Equity Mastercard® | CompareCards.com

Yendo Vehicle Equity Mastercard®

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Up to a $10,000 credit limit

Yendo Vehicle Equity Mastercard®

 

Rated 4/5.0 stars by our editorial team

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  • Regular Purchase APR 29.88% fixed
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $40
  • Credit Needed Limited / Poor / Fair
  • Card Brand Mastercard®
  • Regular Purchase APR 29.88% fixed
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $40
  • Credit Needed Limited / Poor / Fair
  • Card Brand Mastercard®

Highlights

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment.
  • Yendo works like a regular Mastercard but taps into your vehicle equity to get higher limits at affordable rates
  • $4,400 average credit limit - up to $10,000
  • Submit an application with photos of your vehicle and receive an instant decision
  • See if you Pre-Qualify in minutes without harming your credit score - all credit scores welcome to apply
  • Looking to build or rebuild your credit? We report to the 3 major credit bureaus monthly
  • Get a virtual card instantly after approval - simple and fast application
  • Add to your mobile wallet and make purchases today using Apple Pay, Samsung Pay and Google Pay
  • Accepted everywhere in the US where you see the Mastercard logo - in store, online, and in app
  • Fraud coverage if your card is lost or stolen - access your account 24 hours a day, 7 days a week
  • No cash deposits

Card Fees

Foreign Transaction Fee

3% of the transaction amount, in U.S. dollars

Balance Transfer Fee

$5 or 5% of the amount of balance transfer, whichever is greater

Penalty APR

N/A

Ongoing Information

Rewards Rate

1.5% Cash Back

Annual Fee

$40

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jun 27, 2025

Expert Reviews of Yendo Vehicle Equity Mastercard®

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    Regular APR

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  • 4.0/5

    Overall Rating

The Bottom Line

Unlike most other secured cards, this one uses your car as collateral instead of a traditional downpayment. This can be helpful for folks who own a car but don’t have a ton of cash on hand. It's worth noting that using your car as collateral can be risky though.

The Good

We love that cardholders can earn 1.5% Cash Back, which can help pad your wallet with regular use.

The Not so Good

This card does use your car as collateral, which means that if you miss payments, your car could be on the line. However, with responsible use, this card can be a great way to build credit.

Editorial Note: This content is not provided by Yendo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Yendo.

Consumer Reviews

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OFFER RATING

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YOUR RATING

 

Rated 4/5.0 stars by our editorial team

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4/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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