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U.S. Bank Cash+® Visa Signature® Card

U.S. Bank Cash+® Visa Signature® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!

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  • Regular Purchase APR 18.24% - 28.24% (Variable)
  • Intro Purchase APR 0% intro APR on purchases for the first 15 billing cycles
  • Intro BT APR 0% Intro APR on balance transfers for the first 15 billing cycles
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Visa®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
  • 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center.
  • 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
  • 1% cash back on all other eligible purchases.
  • 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 18.24% - 28.24%
  • No Annual Fee.
  • Terms and conditions apply.
  • See Rates & Fees

Card Fees

Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency

Balance Transfer Fee Either 3% of the amount of each transfer or $5 minimum, whichever is greater

Cash Advance Fee See Terms*

Ongoing Information

Rewards Rate 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center. 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. 1% cash back on all other eligible purchases.

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The U.S. Bank Cash+® Visa Signature® Card is a solid cash rewards credit card that offers a flexible cash back program to help you maximize your spending. This card comes with a unique rewards program that lets you choose the bonus categories that best fit your lifestyle. Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center. 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. 1% cash back on all other eligible purchases.
 
On top of the generous ongoing rewards rate, new cardmembers can earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening. There is also an intro APR of 0% Intro APR on balance transfers for the first 15 billing cycles which makes this card a great option if you need to transfer a balance from another credit card. To top it off, there is no annual fee with the U.S. Bank Cash+® Visa Signature® Card.

Expert Reviews of the U.S. Bank Cash+® Visa Signature® Card

  • 3.0

    Regular APR

  • 3.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

With no annual fee, a nice sign up bonus, and a generous rewards program, the U.S. Bank Cash+® Visa Signature® Card is a great choice for any consumer.

The Good

Having the flexibility to choose the bonus categories for the 5% and 2% cash back rewards is a stellar perk that's not offered on any other card.

The Not so Good

You'll need Excellent/Good Credit to get approved.

Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.

Consumer Reviews

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Offer Rating

3.8/5.0

16 Total Ratings

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