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U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

 

Rated 4/5 stars by our editorial team

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Over the Past 60 Days!

(0) Over the Past 60 Days!

  • Regular Purchase APR 16.24% - 25.74%* (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR 0% for 12 billing cycles on Balance Transfers*
  • Annual Fee $0*
  • Credit Needed

    Excellent/Good

  • Card Brand Visa®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening. 
  • 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. 
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases. 
  • No limit on total cash back earned.  
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.74% 
  • No annual fee*  
  • Great Offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019

Card Fees

Foreign Transaction Fee 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency

Balance Transfer Fee 3%

Ongoing Information

Rewards Rate 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. 2% cash back on your choice of one everyday category, like gas stations or grocery stores. 1% cash back on all other eligible net purchases.

Annual Fee $0*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The U.S. Bank Cash+™ Visa Signature® Card is a solid cash rewards credit card that offers a flexible cash back program to help you maximize your spending. This card comes with a unique rewards program that lets you choose the bonus categories that best fit your lifestyle. Earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. 2% cash back on your choice of one everyday category, like gas stations or grocery stores. 1% cash back on all other eligible net purchases.
 
On top of the generous ongoing rewards rate, new cardmembers can earn a $150 after you spend $500 in eligible net purchases in the first 90 days of account opening. There is also an intro APR of 0% for 12 billing cycles on Balance Transfers* which makes this card a great option if you need to transfer a balance from another credit card. To top it off, there is no annual fee with the U.S. Bank Cash+™ Visa Signature® Card.

Expert Reviews of the U.S. Bank Cash+™ Visa Signature® Card

  • 3.0

    Regular APR

  • 3.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

With no annual fee, a nice sign up bonus, and a generous rewards program, the U.S. Bank Cash+™ Visa Signature® Card is a great choice for any consumer.

The Good

Having the flexibility to choose the bonus categories for the 5% and 2% cash back rewards is a stellar perk that's not offered on any other card.

The Not so Good

This card doesn't have an intro APR on purchases and you'll need Excellent/Good Credit to get approved.

Editorial Note: This content is not provided by U.S. Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by U.S. Bank.

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