- Click APPLY NOW to apply online.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
- Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
- 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
- $0 annual fee.
- Complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
- Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
- Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.
- Rates & Fees
Wells Fargo Signify Business Cash® Card
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
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Annual Fee$0
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Regular APR16.74% - 24.74% Variable APR
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Rewards Rate2% cash rewards
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Credit Needed
Bottom Line
This card keeps things simple — and rewarding — for business owners who want straightforward cash rewards. We think the rewards rate makes it easy to earn as you spend, and it doesn't hurt that the welcome offer is fairly easy to achieve.
Our Take
The Good
Getting rewards this valuable on a $0 annual fee card is pretty impressive.
The Not So Good
This card does charge a foreign transaction fee, so take note if you plan to travel abroad.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: 3%
- Balance Transfer Fee: N/A
- Penalty APR: None
Ongoing Information
- Rewards Rate: Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
- Annual Fee: $0
Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.
Expert Reviews
From the CompareCards.com Editorial Team, updated on Jul 09, 2026
Expert Reviews of Wells Fargo Signify Business Cash® Card
Related Card Offers
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Annual Fee$0
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Welcome OfferN/A
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Rewards RateNone
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Credit Needed
Bottom Line
This card is ideal for growing, revenue-generating businesses that need flexible access to capital. Review your funding limits and repayment terms to see how the Flex Line can work for your business.
Our Take
The Good
We like that the spending limit for this business card grows as your revenue grows, and you can get your funds deposited straight into your bank account.
The Not So Good
This card does not earn rewards, and it also presents some risks since you can sell a portion of your future earnings to get funds now.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- No annual fee and no draw fee
- Includes flex line, similar to a line of credit and only pay for what you use
- Access cash on demand with funds deposited straight into your bank account
- Fast and easy application process - apply online and receive a funding decision in as little as an hour
- Approvals based on your business revenue and not personal credit
- As your revenue increases, spending limits also increase
- Access to business credit tools - Revenued reports to D&B to help build your business credit
- Rated Excellent on Trustpilot with 800+ reviews
- Business requirements: 1+ years in business, minimum of 20k/month deposits, and no Sole Proprietorships
See Additional Details for Revenued Business Card
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Annual FeeN/A
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Welcome OfferN/A
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Rewards Rate5% cash back on prepaid air, hotels, and car rentals booked directly in the Travel Center when using your card.
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Credit Needed
Bottom Line
HIGHLIGHTS
- Click APPLY NOW to apply online.
- 0% Intro APR on purchase and balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.24%.
- No annual fee.
- 5% cash back on prepaid air, hotels, and car rentals booked directly in the Travel Center when using your card.
- $50 annual statement credit after $5,000 in purchases made through the Travel Center when using your card.
- $0 fee ExtendPay offer annually (3 months).
- Additional benefits include Extended Warranty, Purchase Protection, Cell Phone Protection, and Auto Rental Collision damage insurance.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for U.S. Bank Business Shield™ Visa® Card
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Annual Fee$0 intro annual fee for the first year, $95 thereafter.
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Welcome OfferN/A
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Rewards Rate
- 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- 2X points on dining, takeout, restaurant delivery and cell service providers.
- 1X points on all other eligible spend.
5X - 1X points -
Credit Needed
Bottom Line
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Earn 75,000 bonus points if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Travel Center when using your card.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,700 VIP lounges worldwide, plus four complimentary visits per membership year.
- Take control of your card spend with U.S. Bank Spend Management—a game-changing platform for monitoring and managing business expenses.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for U.S. Bank Business Altitude® Connect Visa Signature® Card
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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