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Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

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Rated 4/5 stars by our editorial team

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  • Regular Purchase APR 20.49% - 29.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $250
  • Credit Needed


  • Card Brand American Express

Card Details


  • Click "APPLY NOW" to apply online
  • Limited Time Offer: Earn 95,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 3/29/23.
  • NEW: Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
  • You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and hotels instead of 1.5X).
  • Delta Sky Club® Access – Get access to Delta Sky Club® at a rate of $50 per person per visit for you and up to two guests while flying together on Delta.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to 2x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
  • See Rates & Fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater.

Penalty APR 29.99% Variable

Ongoing Information

Rewards Rate Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.

Annual Fee $250

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service No

Expert Reviews

From the Editorial Team

With the Delta SkyMiles® Platinum Business American Express Card, earn 95,000 bonus miles after spending $4,000 in purchases on your new card in your first 3 months of card membership. offer ends 3/29/23. You can also earn Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. 

When you add additional employees to your account, you can earn miles at the same rate for each eligible purchase they charge to the card. There's no blackout dates with Delta flights, your miles will never expire, and each time you make a Delta reservation with your card you can check one bag for free.

Cardholders will also enjoy Extended Warranty Protection, Roadside Assistance Hotline, Travel Accident Insurance, and 24/7 customer support. There's no foreign transaction fees and there's an annual fee of $250 for carrying this premium rewards card.

Expert Reviews of the Delta SkyMiles® Platinum Business American Express Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

If you frequently fly Delta, this credit card can add some incredible perks and benefits to your travel experiences.

The Good

The sign up bonus is very generous.

The Not so Good

The annual fee isn't waived the first year and you'll need Excellent/Good credit to get approved.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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