Hilton Honors American Express Surpass® Card
Reviews
Trusted & Secure
Empowering over
50,000,000 card holders
Since 2005
- Regular Purchase APR 20.99%-29.99% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $150
- Credit Needed Good/Excellent
- Card Brand American Express
- Regular Purchase APR 20.99%-29.99% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $150
- Credit Needed Good/Excellent
- Card Brand American Express
Highlights
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
- Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
- Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $150 annual fee.
- Terms Apply.
Card Fees
None
N/A
29.99% Variable
Ongoing Information
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 4X Points for each dollar on U.S. Online Retail Purchases. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
$150
Additional Card Details
Yes
Yes
Yes
No
Yes
Yes
Yes
No
No
Expert Reviews
From the CompareCards.com Editorial Team, updated on Apr 19, 2024
The Hilton Honors American Express Surpass® Card is a top travel rewards card for anyone who frequently stays at Hilton hotels.
On top of the big welcome offer, the ongoing rewards rates on this card can help you rack up a lot of points: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 4X Points for each dollar on U.S. Online Retail Purchases. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
This card also rewards your loyalty with the chance to earn Hilton Honors™ Diamond Status after you spend $40,000 on eligible purchases on your Card in a calendar year. There is an annual fee of $150, but that can easily be offset by the generous rewards you earn with this card.
Expert Reviews of the Hilton Honors American Express Surpass® Card
The Bottom Line
The Hilton Honors American Express Surpass® Card is packed with rewards and benefits. Whether you're already a loyal Hilton customer or just looking to earn great travel rewards, this card could be a great choice.
The Good
The welcome offer is among the best we've seen. Plus, the ongoing rewards rate is extremely high.
The Not so Good
The annual fee isn't waived the first year. Also, if you don't plan on staying at Hilton properties, the rewards may be difficult to redeem.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews
OFFER RATING
/5.0
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