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Foreign Transaction Fee None
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR 29.99% Variable
Rewards Rate 2 miles for every dollar spent on eligible purchases made directly with Delta and 1 mile for every eligible dollar spent on purchases.
Annual Fee $0 introductory annual fee for the first year, then $95.
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
For Delta airlines travelers, the Gold Delta SkyMiles® Credit Card from American Express is a good card for earning flight rewards and has some nice features that make it easy to earn points and keep them without fear of expiration.
This card has a big welcome offer and allows you to earn Delta SkyMiles with every purchase. Plus, miles don't expire!
There is an annual fee, although it is waived in the first year of membership. These miles also do not add up toward Medallion Qualification, which is the VIP Delta customer status, so if you want that feature then this card isn’t for you. There is also no intro APR offered to new customers.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.