Discover it® Cash Back | CompareCards.com

Discover it® Cash Back

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Our pick for 1:1 cash back match in your first year

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Discover it® Cash Back

 

Rated 4.5/5.0 stars by our editorial team

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Rates & Fees
  • Regular Purchase APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 months
  • Intro BT APR 0% Intro APR for 15 months
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Discover
  • Regular Purchase APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 months
  • Intro BT APR 0% Intro APR for 15 months
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get a 0% intro APR for 15 months on purchases. Then 18.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Terms and conditions apply.
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Penalty APR

None

Ongoing Information

Rewards Rate

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. Redeem your rewards for cash at any time.

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jul 01, 2024

With the Discover it® Cash Back credit card you can Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. Redeem your rewards for cash at any time. The strong earnings categories change on a regular basis, but they typically include popular products and services related to travel, dining, groceries, and gas. The first-year bonus is also pretty hard to beat: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

The Discover it® Cash Back credit card additionally offers new card members an introductory purchase APR of 0% Intro APR for 15 months from the date of account opening. After that, the purchase APR is 18.24% - 28.24% Variable APR. There is also no annual fee and no foreign transaction fees, as well as a free FICO® credit score available online and with your monthly statements.

Expert Reviews of the Discover it® Cash Back

  • 4.5

    Regular APR

  • 4.5

    Intro APR

  • 4.5

    Fees

  • 4.0

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best sign up bonuses on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.

The Good

There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge sign up bonus in your first year.

The Not so Good

If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

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YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

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