- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount.
- $0 annual fee.
- Terms and conditions apply.
- Rates & Fees
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
-
Annual Fee$0
-
Welcome OfferN/A
-
Rewards Rate5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
-
Credit Needed
Bottom Line
This is a strong offer for folks with good but not perfect credit. The rewards rate is powerful, and that end-of-year cash back match in year one is hard to beat.
Our Take
The Good
The cash back match at the end of year one is the real draw here. Discover automatically matches dollar-for-dollar the cash back you earn in your first year, with no cap and no minimum spend. Pair that with the ongoing rewards rate, and this card punches above its credit tier.
The Not So Good
The rotating categories require quarterly activation and are capped, which takes some upkeep. Plus, there’s no intro APR offer.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: None
- Balance Transfer Fee: $0 at the Transfer APR, 5% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
- Penalty APR: N/A
Ongoing Information
- Rewards Rate: 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
- Annual Fee: $0
Expert Reviews
From the CompareCards.com Editorial Team, updated on Aug 11, 2026
Expert Reviews of Discover it® Cash Back for Good Credit
The Bottom Line
This is a strong offer for folks with good but not perfect credit. The rewards rate is powerful, and that end-of-year cash back match in year one is hard to beat.
The Good
The cash back match at the end of year one is the real draw here. Discover automatically matches dollar-for-dollar the cash back you earn in your first year, with no cap and no minimum spend. Pair that with the ongoing rewards rate, and this card punches above its credit tier.
The Not so Good
The rotating categories require quarterly activation and are capped, which takes some upkeep. Plus, there’s no intro APR offer.
Editorial Note: This content is not provided by Issuer. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Issuer.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
Our pick for 1:1 cash back match in your first year
16,931 users have viewed this card in the last 30 days.
-
Annual Fee$0
-
Welcome OfferCashback Match
-
Rewards Rate1% - 5% cash back
-
Credit Needed
Bottom Line
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best welcome offers on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
Our Take
The Good
There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge welcome offer in your first year.
The Not So Good
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount. No annual fee.
- 0% intro APR on purchases and balance transfers for 15 months; 17.49% - 26.49% variable APR after that; balance transfer fee applies.
- Terms and conditions apply.
- Rates & Fees
See Additional Details for Discover it® Cash Back
-
Annual Fee$0*
-
Welcome OfferN/A
-
Rewards Rate1%
-
Credit Needed
Bottom Line
HIGHLIGHTS
- Click APPLY NOW to apply online.
- 1% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted**
- No Limit On The Monthly Rewards You Can Earn**
- Cash back will be awarded as points redeemable for a statement credit**
- We May Periodically Review Your Account For Credit Line Increases
- Fast and Easy Application Process
- Conveniently Pay Your Card Through Our Online Portal, 24/7
- Zero fraud liability for unauthorized charges (learn more)
- $0 Foreign Transaction Fees
- Minimum Finance Charge - If you are charged interest, the charge will be no less than $1.00
- Cash Advance Fee: The greater of $10 or 3% of the amount of the cash advance
- Avant branded credit products are issued by WebBank
- *Avant Card Terms and Conditions
- **Rewards Terms and Conditions
See Additional Details for Avant Cash Back Rewards Card
Our pick for frequent online shoppers
-
Annual Fee$0
-
Regular APR19.49% - 28.49% Variable
-
Rewards Rate
- Earn 3% cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%).
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
1% - 3% cash back -
Credit NeededGood / Excellent
Bottom Line
The Blue Cash Everyday® Card from American Express is a robust card with no annual fee. There is a great welcome offer, and you get the exceptional service you’d expect with any Amex credit card. To see rates & fees for Blue Cash Everyday® Card from American Express, please click here.
Our Take
The Good
With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.
The Not So Good
Outside of the the special bonus categories, you only earn 1% cash back on purchases.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- Rates & Fees
See Additional Details for Blue Cash Everyday® Card from American Express
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
Your Free Credit Score
- No credit card required
- Learn the 6 factors that impact your score
- Find out how much you could save on your credit accounts
@ 
CompareCards' Parent Company