Rated 4/5 stars by our editorial team
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3.8/5.0 from 29 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee None
Balance Transfer Fee N/A (Balance Transfers are not available)
Cash Advance Fee N/A (Cash Advances are not available)
Penalty APR N/A
Rewards Rate 1% unlimited cash back on ALL purchases
Annual Fee $0
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The Deserve® EDU Mastercard for Students offers students the opportunity to build credit and earn rewards at the same time. With this card you earn 1% unlimited cash back on ALL purchases – that means purchasing everything from gas to groceries to textbooks will put cash back in your pocket.
What makes this card stand out is that it is available to consumers with good/fair/limited. That's especially helpful for students who may be starting to build their credit for the first time. There is also a $0 annual fee which is rare among credit cards available for those with limited credit histories.
In addition to the 1% unlimited cash back on all purchases, cardholders will enjoy all the benefits of carrying a Mastercard Platinum card including Price Protection, Travel Assistance, and worldwide acceptance wherever Mastercard is accepted.
This $0 annual fee credit card is a great fit for students looking to build credit and earn rewards at the same time.
Many cards available for those with limited credit histories don't offer rewards and come with a high annual fee. But the Deserve® EDU Mastercard for Students has a $0 annual fee and 1% unlimited cash back on ALL purchases making it a standout offer in the student credit card space
The APR is bit high, so you could rack up expensive interest charges if you choose to carry a balance from month to month.
Editorial Note: This content is not provided by Deserve. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Deserve.
29 Total Ratings