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3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!
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Empowering over
50,000,000 card holders Since 2005 -
Deserve® Edu Mastercard for Students
- Regular Purchase APR 20.99% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
-
Credit Needed
Fair/Good Credit or No Credit
- Card Brand Mastercard®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- For college students
- 1% unlimited cashback
- $0 Annual Fee
- Amazon Prime Student on Us (up to $59 lifetime total)
- Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
- No Foreign Transaction Fees
- Personalized credit insights in the Deserve Mobile App
- No credit history or cosigner required. No SSN required for international students
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee N/A (Balance Transfers are not available)
Cash Advance Fee N/A (Cash Advances are not available)
Ongoing Information
Rewards Rate 1% unlimited cash back on ALL purchases
Annual Fee $0
Additional Card Details
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Deserve® Edu Mastercard for Students offers students the opportunity to build credit and earn rewards at the same time. With this card you earn 1% unlimited cash back on ALL purchases – that means purchasing everything from gas to groceries to textbooks will put cash back in your pocket.
What makes this card stand out is that it is available to consumers with fair/good credit or no credit. That's especially helpful for students who may be starting to build their credit for the first time. There is also a $0 annual fee which is rare among credit cards available for those with fair/good credit or no credit.
In addition to the 1% unlimited cash back on all purchases, cardholders will enjoy all the benefits of carrying a Mastercard Platinum card including Price Protection, Travel Assistance, and worldwide acceptance wherever Mastercard is accepted.
Expert Reviews of the Deserve® Edu Mastercard for Students
- 3.0
Regular APR
- 0.0
Intro APR
- 3.0
Fees
- 4.0
Benefits
4.0/5 Overall Rating
The Bottom Line
This $0 annual fee credit card is a great fit for students looking to build credit and earn rewards at the same time.
The Good
Many cards available for those with fair/good credit or no credit don't offer rewards and come with a high annual fee. But the Deserve® Edu Mastercard for Students has a $0 and 1% unlimited cash back on ALL purchases making it a standout offer in the student credit card space
The Not so Good
The APR is bit high, so you could rack up expensive interest charges if you choose to carry a balance from month to month.
Editorial Note: This content is not provided by Deserve. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Deserve.
Consumer Reviews
Offer Rating
3.9/5.0
8 Total Ratings
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+8 users submitted a rating without a full review
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Related Card Offers
- Intro Purchase APR 0% for 6 Months*
- Bonus Rewards Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
- Ongoing APR 15.24% - 24.24% Variable*
- Annual Fee $0
- Credit Needed Fair Credit
- Card Brand Discover
Highlights
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
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- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
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- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
- See Rates & Fees
See additional details for Discover it® Student chrome
- Intro Purchase APR 0% for 6 Months*
- Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
- Ongoing APR 15.24% - 24.24% Variable*
- Annual Fee $0
- Credit Needed Fair Credit
- Card Brand Discover
Highlights
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
- See Rates & Fees
See additional details for Discover it® Student Cash Back
- Intro APR 0% for 7 months on Purchases then 16.74% - 26.74% (Variable)
- Rewards Rate 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
- Sign Up Bonus Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year. So, if you redeem 15,000 points, you get 1,500 back—it’s that simple.
- Annual Fee $0
- Credit Needed Good
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Introducing the New Citi Rewards+℠ Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
- Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
- 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
- Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
- No annual fee
See additional details for Citi Rewards+? Student Card
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