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3.8/5.0 from 17 Offer Ratings
Over the Past 60 Days!
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
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CompareCards was one of three sites that met all the criteria.
Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005
Deserve® EDU Mastercard for Students
Apply Now
Add to Compare
on Deserve's secure site
- Regular Purchase APR 18.74% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
-
Credit Needed
Good/Fair/Limited
- Card Brand Mastercard®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- Receive one year of Amazon Prime Student on Deserve after your first purchase with your new Deserve EDU Mastercard (Lifetime Value of $59).
- Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
- Feel secure with cell phone protection up to $600.
- No deposit required. No annual fees.
- No international transaction fees on purchases abroad so you can travel with confidence.
- No Social Security Number required for international students to apply.
- Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
- Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
- See if you prequalify with no impact to your credit score in minutes.
- Deserve Mastercards are issued by Celtic Bank, Member FDIC.
- Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee N/A (Balance Transfers are not available)
Cash Advance Fee N/A (Cash Advances are not available)
Penalty APR N/A
Ongoing Information
Rewards Rate 1% unlimited cash back on ALL purchases
Annual Fee $0
Additional Card Details
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Deserve® EDU Mastercard for Students offers students the opportunity to build credit and earn rewards at the same time. With this card you earn 1% unlimited cash back on ALL purchases – that means purchasing everything from gas to groceries to textbooks will put cash back in your pocket.
What makes this card stand out is that it is available to consumers with good/fair/limited. That's especially helpful for students who may be starting to build their credit for the first time. There is also a $0 annual fee which is rare among credit cards available for those with limited credit histories.
In addition to the 1% unlimited cash back on all purchases, cardholders will enjoy all the benefits of carrying a Mastercard Platinum card including Price Protection, Travel Assistance, and worldwide acceptance wherever Mastercard is accepted.
Expert Reviews of the Deserve® EDU Mastercard for Students
- 3.0
Regular APR
- 0.0
Intro APR
- 3.0
Fees
- 4.0
Benefits
4.0/5 Overall Rating
The Bottom Line
This $0 annual fee credit card is a great fit for students looking to build credit and earn rewards at the same time.
The Good
Many cards available for those with limited credit histories don't offer rewards and come with a high annual fee. But the Deserve® EDU Mastercard for Students has a $0 annual fee and 1% unlimited cash back on ALL purchases making it a standout offer in the student credit card space
The Not so Good
The APR is bit high, so you could rack up expensive interest charges if you choose to carry a balance from month to month.
Editorial Note: This content is not provided by Deserve. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Deserve.
Consumer Reviews
Offer Rating
3.8/5.0
17 Total Ratings
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- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
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- Discover is accepted nationwide by 99% of the places that take credit cards.
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See additional details for Discover it® Student Cash Back
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- No Rotating Categories No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
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- Annual Fee $0
- Credit Needed Average/Fair/Limited
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Highlights
- Click "APPLY NOW" to apply online
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
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- Enjoy no annual fee, foreign transaction fees, or hidden fees
- You can help build your credit with responsible use of a card like this
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- Be automatically considered for a higher credit line in as little as 6 months
- $0 fraud liability if your card is ever lost or stolen
- Set up Autopay for your account and your payments will be made automatically every month
See additional details for Capital One Quicksilver Student Cash Rewards Credit Card
- Intro Purchase APR 0% for 6 months
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- Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
- No annual fee. No late fee on first late payment. No APR change for paying late.
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- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
- See Rates & Fees
See additional details for Discover it® Student chrome
