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Deserve® Edu Mastercard for Students

Deserve® Edu Mastercard for Students


Rated 4/5 stars by our editorial team

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  • Regular Purchase APR 20.99% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed

    Fair/Good Credit or No Credit

  • Card Brand Mastercard®

Card Details


  • Click "APPLY NOW" to apply online
  • For college students
  • 1% unlimited cashback
  • $0 Annual Fee
  • Amazon Prime Student on Us (up to $59 lifetime total)
  • Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
  • No Foreign Transaction Fees
  • Personalized credit insights in the Deserve Mobile App
  • No credit history or cosigner required. No SSN required for international students

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee N/A (Balance Transfers are not available)

Cash Advance Fee N/A (Cash Advances are not available)

Ongoing Information

Rewards Rate 1% unlimited cash back on ALL purchases

Annual Fee $0

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The Deserve® Edu Mastercard for Students offers students the opportunity to build credit and earn rewards at the same time. With this card you earn 1% unlimited cash back on ALL purchases – that means purchasing everything from gas to groceries to textbooks will put cash back in your pocket.

What makes this card stand out is that it is available to consumers with fair/good credit or no credit. That's especially helpful for students who may be starting to build their credit for the first time. There is also a $0 annual fee which is rare among credit cards available for those with fair/good credit or no credit.

In addition to the 1% unlimited cash back on all purchases, cardholders will enjoy all the benefits of carrying a Mastercard Platinum card including Price Protection, Travel Assistance, and worldwide acceptance wherever Mastercard is accepted.

Expert Reviews of the Deserve® Edu Mastercard for Students

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

This $0 annual fee credit card is a great fit for students looking to build credit and earn rewards at the same time.

The Good

Many cards available for those with fair/good credit or no credit don't offer rewards and come with a high annual fee. But the Deserve® Edu Mastercard for Students has a $0 and 1% unlimited cash back on ALL purchases making it a standout offer in the student credit card space

The Not so Good

The APR is bit high, so you could rack up expensive interest charges if you choose to carry a balance from month to month.

Editorial Note: This content is not provided by Deserve. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Deserve.

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