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Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005 -
Deserve® Edu Mastercard for Students
- Regular Purchase APR 20.99% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
-
Credit Needed
Fair/Good Credit or No Credit
- Card Brand Mastercard®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- For college students
- 1% unlimited cashback
- $0 Annual Fee
- Amazon Prime Student on Us (up to $59 lifetime total)
- Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
- No Foreign Transaction Fees
- Personalized credit insights in the Deserve Mobile App
- No credit history or cosigner required. No SSN required for international students
Card Fees
Foreign Transaction Fee None
Balance Transfer Fee N/A (Balance Transfers are not available)
Cash Advance Fee N/A (Cash Advances are not available)
Ongoing Information
Rewards Rate 1% unlimited cash back on ALL purchases
Annual Fee $0
Additional Card Details
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
The Deserve® Edu Mastercard for Students offers students the opportunity to build credit and earn rewards at the same time. With this card you earn 1% unlimited cash back on ALL purchases – that means purchasing everything from gas to groceries to textbooks will put cash back in your pocket.
What makes this card stand out is that it is available to consumers with fair/good credit or no credit. That's especially helpful for students who may be starting to build their credit for the first time. There is also a $0 annual fee which is rare among credit cards available for those with fair/good credit or no credit.
In addition to the 1% unlimited cash back on all purchases, cardholders will enjoy all the benefits of carrying a Mastercard Platinum card including Price Protection, Travel Assistance, and worldwide acceptance wherever Mastercard is accepted.
Expert Reviews of the Deserve® Edu Mastercard for Students
- 3.0
Regular APR
- 0.0
Intro APR
- 3.0
Fees
- 4.0
Benefits
4.0/5 Overall Rating
The Bottom Line
This $0 annual fee credit card is a great fit for students looking to build credit and earn rewards at the same time.
The Good
Many cards available for those with fair/good credit or no credit don't offer rewards and come with a high annual fee. But the Deserve® Edu Mastercard for Students has a $0 and 1% unlimited cash back on ALL purchases making it a standout offer in the student credit card space
The Not so Good
The APR is bit high, so you could rack up expensive interest charges if you choose to carry a balance from month to month.
Editorial Note: This content is not provided by Deserve. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Deserve.
Consumer Reviews
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Related Card Offers
- Intro Purchase APR 0% for 6 Months*
- Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
- Ongoing APR 15.24% - 24.24% Variable*
- Annual Fee $0
- Credit Needed Fair
- Card Brand Discover
Highlights
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO®
- Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
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- See Rates & Fees
See additional details for Discover it® Student Cash Back
- Intro Purchase APR 0% for 6 Months*
- Bonus Rewards 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
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- Annual Fee $0
- Credit Needed Fair
- Card Brand Discover
Highlights
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO®
- Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
- See Rates & Fees
See additional details for Discover it® Student chrome
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