Delta SkyMiles® Reserve American Express Card | CompareCards.com

Delta SkyMiles® Reserve American Express Card

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on American Express's secure site

Rates & Fees | Terms Apply

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Delta SkyMiles® Reserve American Express Card

An Advertising Partner

3.0/5

Rated 3/5.0 stars by our editorial team

Apply Now

on American Express's secure site

Rates & Fees

 | Terms Apply

  • Annual Fee
    $650
  • Regular APR
    19.49% - 28.49% Variable
  • Rewards Rate
    See website for details
  • Credit Needed
    Good / Excellent

Bottom Line

This is a rather pricey Amex card for those who want to rack up Delta awards, and it is most appropriate for those whose spending will earn enough rewards and perks to justify the annual fee which is $650. To see rates & fees for Delta SkyMiles® Reserve American Express Card, please click here.

Our Take

The Good

With this card you get lots of freebies that benefit the frequent air traveler. You can also earn steady rewards if you're a heavy credit card spender.

The Not So Good

The annual fee is $650.


HIGHLIGHTS

  • Click APPLY NOW to apply online.
  • Earn two round‑trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50,000 Bonus Miles after you spend $10,000 in purchases on your new Card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/4/2026.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year. Reserve Card Members can also enjoy complimentary access to The Centurion® Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles® Reserve American Express Card.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: Get up to $20 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Reserve American Express Card for eligible purchases.
  • Global Dining Access by Resy gives you special access to sought-after U.S. Resy restaurants when you add your Delta SkyMiles® Reserve American Express Card to your Resy profile. Access to exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.
  • $120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
  • Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $650 Annual Fee.
  • Terms Apply.
  • Rates & Fees

Additional Details

Card Fees

  • Foreign Transaction Fee: None
  • Balance Transfer Fee: N/A
  • Penalty APR: 29.99% Variable

Ongoing Information

  • Rewards Rate: See website for details
  • Annual Fee: $650

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Expert Reviews

From the CompareCards.com Editorial Team, updated on Aug 28, 2026

If you are a frequent Delta flier – or want to fly Delta more often by earning some free tickets through a travel rewards program – then the Delta Reserve card from Amex may be just the plastic you’ve been waiting to get.

Now for the kicker: the annual fee for this little piece of plastic is an extraordinary $650.

*To see rates & fees for Delta SkyMiles® Reserve American Express Card, please click here.

Expert Reviews of Delta SkyMiles® Reserve American Express Card

  • 3.0

    Regular APR

  • 2.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • 3.0/5

    Overall Rating

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