Rated 4/5 stars by our editorial team
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3.9/5.0 from 24 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee 3%
Balance Transfer Fee 4% of cash balance transfer; $5 minimum
Cash Advance Fee 5% of each cash advance; $10 minimum
Penalty APR Up to 29.99% (Variable)
Rewards Rate 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
Annual Fee $0
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Getting a student credit card and using it responsibly is a great way to build a positive credit history. If you drive and buy groceries, you could earn valuable points on items you’d buy anyway, while you build your credit score. This new offer from Citi is the only credit card that automatically rounds up to the nearest 10 points on every purchase, with no cap. Get a little extra reward on everything you buy with this card!
This card starts off with a nice sign up bonus. Get 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com. The everyday rewards rate is solid: earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
When you buy books or a new laptop, take advantage of one of the longest 0% intro APR available on a student card with 0% for 7 months on Purchases. That means you can pay off your purchase with no interest piling up during the intro period. This card has $0 annual fee, so you won’t pay for card membership.
If you don’t have a car and eat meals on a college meal plan, the rewards structure may not be the best fit for you.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
24 Total Ratings