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Citi Rewards+℠ Student Card

Citi Rewards+℠ Student Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 25 Offer Ratings
Over the Past 60 Days!

(25) Over the Past 60 Days!

  • Regular Purchase APR 16.24% - 26.24% (Variable)
  • Intro Purchase APR 0% for 7 months on Purchases
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed

    Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • The Citi Rewards+℠ Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • No annual fee 

Card Fees

Foreign Transaction Fee 3%

Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% (Variable)

Ongoing Information

Rewards Rate 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases

Annual Fee $0

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

Getting a student credit card and using it responsibly is a great way to build a positive credit history. If you drive and buy groceries, you could earn valuable points on items you’d buy anyway, while you build your credit score. This new offer from Citi is the only credit card that automatically rounds up to the nearest 10 points on every purchase, with no cap. Get a little extra reward on everything you buy with this card!

Expert Reviews of the Citi Rewards+℠ Student Card

  • 4.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

This card starts off with a nice sign up bonus. Get 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com. The everyday rewards rate is solid: earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.

The Good

When you buy books or a new laptop, take advantage of one of the longest 0% intro APR available on a student card with 0% for 7 months on Purchases. That means you can pay off your purchase with no interest piling up during the intro period. This card has $0 annual fee, so you won’t pay for card membership.

The Not so Good

If you don’t have a car and eat meals on a college meal plan, the rewards structure may not be the best fit for you.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

3.8/5.0

25 Total Ratings

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