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Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.2/5.0 from 1,423 Offer Ratings
Over the Past 60 Days!

(1,423) Over the Past 60 Days!

  • Regular Purchase APR 14.74% - 24.74%* (Variable)
  • Intro Purchase APR 0%* for 12 months on Purchases*
  • Intro BT APR 0%* for 21 months on Balance Transfers*
  • Annual Fee $0*
  • Credit Needed

    Excellent/Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness* 
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness* 
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full 
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater 
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions 
  • No annual fee* 
  • Free access to FICO® Scores*

Card Fees

Foreign Transaction Fee 3%

Balance Transfer Fee 5% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% (Variable)

Ongoing Information

Annual Fee $0*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0%* for 21 months on Balance Transfers* and 0%* for 12 months on Purchases* along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi® Diamond Preferred® card also offers a multitude of cardholder perks.

This card offers $0 liability on unauthorized purchases and Citi® Identity Theft Solution which can give you peace of mind while you shop. Cardholders will also have free access to their FICO® Scores. Overall, the Citi Diamond Preferred credit card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.

Expert Reviews of the Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

  • 4.5

    Regular APR

  • 5.0

    Intro APR

  • 5.0

    Fees

  • 3.5

    Benefits

  • star rating 5.0/5

    Overall Rating

The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.

The Not so Good

If you are interested in cash back or rewards, this card isn't for you.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

4.2/5.0

1,423 Total Ratings

5 Star
 
 
(743)
4 Star
 
 
(410)
3 Star
 
 
(177)
2 Star
 
 
(53)
1 Star
 
 
(40)

Your Rating

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+1398 users submitted a rating without a full review

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20 Found this review helpful

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By: | May 23, 2018

Great rates and flexible options!

15 Found this review helpful

By: | May 9, 2018

I'm off to France. Thank you Citi Diamond Preferred Card

75 Found this review helpful

By: | Dec 4, 2017

I am going to have a great "65th" birthday with this card and pay off all my bills. What a wonderful New Year it's going to be !

67 Found this review helpful

By: | Nov 21, 2017

Great Card with 0% interest for 21 months

56 Found this review helpful

By: | Oct 25, 2017

great card with 0 interest!!

56 Found this review helpful

By: | Oct 6, 2017

Great card to have!!! Love It.

71 Found this review helpful

By: | Oct 5, 2017

I've had a Citi Card for many years and have never had a problem. Hope to be able to take advantage of this offer.

105 Found this review helpful

By: | Aug 4, 2017

This card will allow me to reduce my debt

72 Found this review helpful

By: | Aug 1, 2017

l Love this credit card

138 Found this review helpful

By: | Apr 29, 2017

Great card. Love the balance transfers and CSR are great. Would definitely recommend this card.

123 Found this review helpful

By: | Apr 27, 2017

21 months interest free! CSR have always been friendly! I recommend this card.

201 Found this review helpful

By: | Feb 10, 2017

I love my mastercard more than my visa

252 Found this review helpful

By: | Dec 4, 2016

It is also 0% for 21 months for balance transfers.

1 Reply

By: Mary Kimbrell | Apr 23, 2018

21 months 0% interest. Can’t go wrong with this one

224 Found this review helpful

By: | Nov 24, 2016

I can"t say enough about this card. I HAVE USED IT all over the world!

208 Found this review helpful

By: | Nov 14, 2016

I like the 21 months

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