Citi® Diamond Preferred® Card | CompareCards.com

Citi® Diamond Preferred® Card

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Our pick for longest period of 0% intro APR on balance transfers

ENJOY A LONG LASTING INTRODUCTORY APR

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Citi® Diamond Preferred® Card

 

Rated 5/5.0 stars by our editorial team

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Rates & Fees
  • Regular Purchase APR 17.74% - 28.49% (Variable)
  • Intro Purchase APR 0% intro APR for 12 months on Purchases
  • Intro BT APR 0% intro APR for 21 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Mastercard®
  • Regular Purchase APR 17.74% - 28.49% (Variable)
  • Intro Purchase APR 0% intro APR for 12 months on Purchases
  • Intro BT APR 0% intro APR for 21 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Good / Excellent
  • Card Brand Mastercard®

Highlights

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 28.49% based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.
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Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

Balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum.

Penalty APR

Up to 29.99% (Variable)

Ongoing Information

Rewards Rate

N/A

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 26, 2024

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi® Diamond Preferred® Card, from our partner Citi, card could be a great choice for you. This card offers an incredible 0% intro APR for 21 months on Balance Transfers and 0% intro APR for 12 months on Purchases along with no annual fee. Not only is the regular APR of 17.74% - 28.49% (Variable) highly competitive amongst other offers, but the Citi® Diamond Preferred® Card also offers a multitude of cardholder perks.

This card offers free access to cardholders' FICO® Scores. Overall, the Citi® Diamond Preferred® Card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.

Expert Reviews of the Citi® Diamond Preferred® Card

  • 4.5

    Regular APR

  • 5.0

    Intro APR

  • 5.0

    Fees

  • 3.5

    Benefits

  • 5.0/5

    Overall Rating

The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry-leading promotional intro period that could save you hundreds if you're currently stuck under high interest credit card debt.

The Not so Good

If you are interested in cash back or rewards, this card isn't for you.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

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Rated 5/5.0 stars by our editorial team

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