Rated 4/5 stars by our editorial team
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3.9/5.0 from 23 Offer Ratings
Over the Past 60 Days!
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CompareCards was one of three sites that met all the criteria.
Trusted & Secure
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Empowering over
50,000,000 card holders Since 2005
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Apply Now
Add to Compare
on Citibank's secure site
- Regular Purchase APR 15.99% - 24.99% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $99, waived for first 12 months
-
Credit Needed
Excellent/Good
- Card Brand Mastercard®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Card Fees
Foreign Transaction Fee 0%
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
Cash Advance Fee 5% of each cash advance; $10 minimum
Penalty APR Up to 29.99% (Variable)
Ongoing Information
Rewards Rate Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases
Annual Fee $99, waived for first 12 months
Additional Card Details
$0 Liability on Unauthorized Changes No
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service Yes
Expert Reviews
From the CompareCards.com Editorial Team
With this Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, from our partner Citi, which was designed for those who like to travel on American Airlines, you get one air mile reward for every dollar you spend on anything. You'll also earn double miles on all American Airlines purchases. There is no annual fee for the first year of membership with this AAdvantage credit card and this card also comes with a great limited time sign up bonus: Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers some reduced air rewards fares to selected cities for domestic travel, so instead of waiting to accumulate tons of points you can cash in for a ticket after you have saved as few as 12,500 points. Award points can expire if there is no activity in your AAdvantage account for 18 consecutive months, but when you use your Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, the expiration clock gets reset so you don’t have to lose those points.
The annual fee is $99, waived for first 12 months. That is a pretty reasonable fee as far as airline rewards cards go. The APR will be 15.99% - 24.99% (Variable), based on your creditworthiness. Citibank does advertise its products on CompareCards.
Expert Reviews of the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- 4.0
Regular APR
- 2.5
Intro APR
- 3.0
Fees
- 4.0
Benefits
4.0/5 Overall Rating
The Bottom Line
For those who want to accumulate credit card rewards that can be used to fly on American Airlines, this a pretty decent card with an annual fee that is waived for the first year.
The Good
You don’t have to worry about points expiring as long as you use the card at least once every 18 months. You can earn a big up front bonus and unlimited AAdvantage miles with every purchase.
The Not so Good
There is an annual fee starting the second year, and almost all of the benefits of this card are built around American Airlines travel, so if you don’t fly with that carrier it won’t do you much good.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
Consumer Reviews
Offer Rating
3.9/5.0
23 Total Ratings
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