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Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 877 Offer Ratings
Over the Past 60 Days!

(877) Over the Past 60 Days!

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 877 Offer Ratings
Over the Past 60 Days!

(877) Over the Past 60 Days!

Great For

Card Details

Regular Purchase APR

14.99% - 24.99% (Variable)

Intro Purchase APR

0% intro on purchases for 15 months

Intro BT APR

0% intro on balance transfers for 15 months

Annual Fee

$0

Credit Needed

Excellent/Good

Card Brand

Mastercard®

Highlights
  • Click "APPLY NOW" to apply online
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 14.99%-24.99% variable APR after that
  • $0 annual fee and no foreign transaction fees
Card Fees
  • Balance Transfer Fee

    3%

  • Penalty APR

    None

  • Foreign Transaction Fee

    None

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10

Ongoing Information
  • Rewards Rate

    1.5% Cash Back on every purchase, every day

  • Annual Fee

    $0

Expert Reviews

  • 4.0 Regular APR
  • 5.0 Intro APR
  • 4.0 Fees
  • 4.5 Benefits
  • 4.5/5 Overall Rating
From the CompareCards.com Editorial Team

The Capital One Quicksilver Cash Rewards Credit Card is perfect for those who want to earn a flat rewards rate on all of their purchases. Cardholders will earn unlimited 1.5% cash back on every purchase with no restrictions. This card also has a great introductory bonus offer of a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

Unlike other cash back cards, you don't have to wait until you've accumulated $25 in cash back to redeem your rewards; you can redeem your cash back for any amount at anytime. Your cash back won't expire for the life of the account. There is also no foreign transaction fees which makes this card a great option to use while traveling overseas.

With an APR of 0% intro on purchases for 15 months, this card is also a great option for low interest. There is no annual fee, and no penalty APR if you happen to miss a payment. The ongoing APR is 14.99% - 24.99% (Variable) based on your creditworthiness

The Good
  • The one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening is a great way to kick-start your rewards earning. Plus, this card comes with the most flexible cash back program on the market.
The Not so Good
  • You'll need excellent or good credit to get approved.
The Bottom Line

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews
(877 Reviews)

Offer Rating

3.8 out of 5.0

5 Star
 
 
(137)
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(504)
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(175)
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(43)
1 Star
 
 
(18)

Your Rating

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+843 users submitted a rating without a full review

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517 Found this review helpful

By: | Mar 4, 2019

Great card I love capital one!

482 Found this review helpful

By: | Jul 28, 2018

I just get the card and I am looking forward to get cash back. I hope to use gas and daily expanses to make $500.00. I read all the information pertain to card. It appear I made very good choice. Since I always pay off each month full balance of card this may work out best for me.

433 Found this review helpful

By: | Apr 26, 2018

I just got back $150.00 cash back rewards. Other credit cards offer you discounts off products? You have to buy their product and than get a discount taken off? Just buying their product you have to pay retail price? So, What big savings are you getting? This card is much better

408 Found this review helpful

By: | Apr 19, 2018

The QuickSilver works just as advertised. I love it and have used in Istanbul already with no foreign transaction fee. And the one time $150 reward is great too. 1.5% on all purchases is perfect.

338 Found this review helpful

By: | Mar 12, 2018

Nice 1.5% on all purchases. There are cards that give 2%, but I like that there's no foreign transaction fees and when I do travel abroad, their exchange rate is awesome. Two thumbs up!

288 Found this review helpful

By: | Jan 26, 2018

I have had this Capital One card for 20 years!

353 Found this review helpful

By: | Oct 24, 2017

I can't say enough good things about this card. I received my $100 bonus immediately after spending $500 (which is not hard to do) and have also used my reward money to start a saving account.

295 Found this review helpful

By: | Sep 11, 2017

I think your card is excellent and you make it very easy to collect points. Your Card and Customer Service is 5 star.

356 Found this review helpful

By: | Apr 27, 2017

This is a great card. The cash back is very simple and easy to apply to your credit card bill. I received a pretty substantial credit limit increase without even requesting it after a few months of paying the bill on time. The interest rate isn't the greatest, but then again, neither was my credit when I applied for it. I was glad that I was approved for this card, and continue to use it regularly. Overall great card.

421 Found this review helpful

By: | Apr 22, 2017

My first credit card, no one accepted and my credit was low. I paid 3 tvs for 4 years and my credit was low at 572. I never ever been late and capitol gave me a chance. In 2 years my credit is 750 and I have all the credit cards i need. I love it, u guys are excellent!

369 Found this review helpful

By: | Apr 13, 2017

I love this card. Being able to turn the card off when not in use ia a great plus. Also i like seeing the charges on my phone right after it is approved.

368 Found this review helpful

By: | Mar 16, 2017

I like getting paid to use this card. Everything goes fast and smooth. I got the $100 bonus one day after I had charged $500. It also helped improve my FICO score. GO FOR IT

367 Found this review helpful

By: | Jan 4, 2017

I love this card. It has done wonders to my credit score, and I like getting cash back.

411 Found this review helpful

By: | Dec 6, 2016

Approved with score in low 600's and has been great for helping to rebuild my credit.

400 Found this review helpful

By: | Jul 17, 2016

Amazing card, very transparent, regular limit increase without request, i love it and will never close it

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