Rated 3.5/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
3.0/5.0 from 28 Offer Ratings
Over the Past 60 Days!
American Express® Gold Card
American Express® Gold Card An Advertising Partner
Great For
Card Details
Regular Purchase APR
See Pay Over Time APR
Intro Purchase APR
N/A
Intro BT APR
N/A
Annual Fee
$250
Credit Needed
Excellent/Good
Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Rose Gold is back. You can now choose between Gold or Rose Gold.
- Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.
- Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- $120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- See Rates & Fees
Card Fees
-
Balance Transfer Fee
N/A
-
Penalty APR
See Rates & Fees
-
Foreign Transaction Fee
None
-
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Ongoing Information
-
Rewards Rate
Earn 4X Membership Points on Restaurants worldwide, including takeout and delivery. Additionally, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
-
Annual Fee
$250
Expert Reviews
- 0.0 Regular APR
- 0.0 Intro APR
- 3.0 Fees
- 4.5 Benefits
- 3.5
/5 Overall Rating
From the CompareCards.com Editorial Team
The American Express® Gold Card is specifically designed for those who really enjoy their membership reward benefits. This card offers Earn 4X Membership Points on Restaurants worldwide, including takeout and delivery. Additionally, earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.Cardholders can earn 60,000 Membership Rewards®; Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Membership Rewards® can be used on multiple airlines with no seat restrictions or blackout dates, or they can be used to book hotels, cruises and vacation packages – all while still earning from your own frequent flyer and guest rewards programs, as applicable. Points can also be redeemed for rewards from participating retailers.
The American Express® Gold Card provides cardholders with a suite of services such as Fraud Protection Guarantee, Return Protection, Extended Warranty, Purchase Protection, and Emergency Card Replacement services. American Express Travel Service is also available with features like Baggage Insurance Plan, Emergency Check-In, Assured Reservations, Car Rental Loss and Damage Insurance, and Travel Accident Insurance. Some programs and services may require enrollment. *Terms and limitations apply.
The Good
- You can fast-track your rewards and earn them up to three times as fast while enjoying all the prestige and benefits of an American Express Gold Card.
The Not so Good
- Prestige comes at a price. You pay $250 annually
The Bottom Line
The card offers a much faster way to earn rewards points on various purchases such as restaurants worldwide and U.S. supermarkets. There's no foreign transaction fee and balances must be paid in full at the end of every month.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews
(28 Reviews)
Offer Rating
3.0 out of 5.0
| 5 Star |
|
(3) |
|---|---|---|
| 4 Star |
|
(5) |
| 3 Star |
|
(13) |
| 2 Star |
|
(4) |
| 1 Star |
|
(3) |
+28 users submitted a rating without a full review
Be the first one to write an in-depth review!
There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.