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American Express® Gold Card
American Express® Gold Card

American Express® Gold Card An Advertising Partner

 

Rated 3.5/5 stars by our editorial team

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Your Rating:

3.1/5.0 from 32 Offer Ratings
Over the Past 60 Days!

(32) Over the Past 60 Days!

 

Rated 3.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.1/5.0 from 32 Offer Ratings
Over the Past 60 Days!

(32) Over the Past 60 Days!

Great For

Card Details

Regular Purchase APR

See Pay Over Time APR

Intro Purchase APR

N/A

Intro BT APR

N/A

Annual Fee

$250

Credit Needed

Excellent/Good

Card Brand

American Express

Highlights
  • Click "APPLY NOW" to apply online
  • Rose Gold is here to stay. Card Members can choose between a Gold or Rose Gold Card.
  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Card Fees
  • Balance Transfer Fee

    N/A

  • Penalty APR

    See Rates & Fees

  • Foreign Transaction Fee

    None

  • Cash Advance Fee

    Either $10 or 5% of the amount of each cash advance, whichever is greater.

Ongoing Information
  • Rewards Rate

    Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.

  • Annual Fee

    $250

Expert Reviews

  • 0.0 Regular APR
  • 0.0 Intro APR
  • 3.0 Fees
  • 4.5 Benefits
  • 3.5/5 Overall Rating
From the CompareCards.com Editorial Team

The American Express® Gold Card is specifically designed for those who really enjoy their membership reward benefits. This card offers Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply. Cardholders can earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Membership Rewards® can be used on multiple airlines with no seat restrictions or blackout dates, or they can be used to book hotels, cruises and vacation packages – all while still earning from your own frequent flyer and guest rewards programs, as applicable. Points can also be redeemed for rewards from participating retailers.

The American Express® Gold Card provides cardholders with a suite of services such as Fraud Protection Guarantee, Return Protection, Extended Warranty, Purchase Protection, and Emergency Card Replacement services. American Express Travel Service is also available with features like Baggage Insurance Plan, Emergency Check-In, Assured Reservations, Car Rental Loss and Damage Insurance, and Travel Accident Insurance. Some programs and services may require enrollment. *Terms and limitations apply.

The Good
  • You can fast-track your rewards and earn them up to three times as fast while enjoying all the prestige and benefits of an American Express Gold Card.
The Not so Good
  • Prestige comes at a price. You pay $250 annually
The Bottom Line

The card offers a much faster way to earn rewards points on various purchases such as restaurants and U.S. supermarkets. There's no foreign transaction fee and balances must be paid in full at the end of every month.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews
(32 Reviews)

Offer Rating

3.1 out of 5.0

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