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Capital One Spark Miles for Business
Capital One Spark Miles for Business
Great For
Take flight: earn unlimited 2X miles on every purchase
Card Details
Regular Purchase APR
25.24% (Variable)
Intro Purchase APR
N/A
Intro BT APR
N/A
Annual Fee
$0 intro for first year; $95 after that
Credit Needed
Excellent/Good
Card Brand
Mastercard®
Highlights
Unlimited 2 Miles per $1 on every purchase, everywhere
Redeem your miles instantly for any travel-related purchases
- Click "APPLY NOW" to apply online
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Fly through security with one statement credit for either the $85 TSA PreCheck® application fee or the $100 Global Entry application fee
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Card Fees
-
Balance Transfer Fee
$0 at this Transfer APR
-
Penalty APR
33.65% (Variable)
-
Foreign Transaction Fee
None
-
Cash Advance Fee
3% of the amount of the cash advance, but not less than $3
Ongoing Information
-
Rewards Rate
2 Miles per $1 on every purchase, everywhere
-
Annual Fee
$0 intro for first year; $95 after that
Expert Reviews
- 4.0 Regular APR
- 2.5 Intro APR
- 4.0 Fees
- 5.0 Benefits
- 4.0
/5 Overall Rating
From the CompareCards.com Editorial Team
This is another great miles reward card from Capital One that allows you to rack up miles fast with double miles earned on every purchase you make. New cardmembers can get a earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening. The Capital One Spark Miles for Business card combines convenient business management features with a reliable miles rewards program and a robust bonus option.
Like most business credit cards, you can place spending limits and track your employee's purchases. For the traveling business person, there are no special travel restrictions or blackout dates, and you can redeem miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services. Also, your miles won't expire for the life of the account. You also get itemized spending reports to help manage your business and budget.
The Good
- Customers earn 2 miles per $1 on every purchase, everywhere. You can also earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
The Not so Good
- You must have excellent/good credit to get approved and there is an annual fee of $0 intro for first year; $95 after that.
The Bottom Line
With a solid mile-earnings program, no annual fee for the first year, and a fairly low interest rate, the Capital One Spark Miles for Business is a great card for business travelers and their employees.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Consumer Reviews
(1 Reviews)
Offer Rating
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