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Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

 

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Your Rating:

4.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

(14) Over the Past 60 Days!

  • Regular Purchase APR 15.49% - 24.49% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95, waived for first 12 months*
  • Credit Needed

    Excellent

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online or call 800-817-2056 TTY: Use Relay Service
  • Earn more on travel purchases - redeem points for meaningful rewards
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center or for gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*

Card Fees

Foreign Transaction Fee 0%

Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% (Variable)

Ongoing Information

Rewards Rate 3 ThankYou® Points per $1 spent on Travel, including Gas, 2 ThankYou® Points per $1 spent on Dining Out & Entertainment, 1 ThankYou® Point on other purchases

Annual Fee $95, waived for first 12 months*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Citi ThankYou® Premier Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: 3 ThankYou® Points per $1 spent on Travel, including Gas, 2 ThankYou® Points per $1 spent on Dining Out & Entertainment, 1 ThankYou® Point on other purchases.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95, waived for first 12 months*. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

Expert Reviews of the Citi ThankYou® Premier Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Citi ThankYou® Premier Card is a solid choice if you're looking to earn the most points on your everyday spending.

The Good

3 ThankYou® Points per $1 spent on Travel, including Gas, 2 ThankYou® Points per $1 spent on Dining Out & Entertainment, 1 ThankYou® Point on other purchases. The Citi ThankYou® Premier Card has one of the most generous ongoing rewards programs.

The Not so Good

Unlike most travel rewards cards, the Citi ThankYou® Premier Card has no sign up bonus.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

4.0/5.0

14 Total Ratings

5 Star
 
 
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Your Rating

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By: | Mar 22, 2016

Great travel bonus and generous other rewards. This card has come a long way.

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