Add cards to start comparing.

Compare Cards
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!

  • Regular Purchase APR 15.49% - 24.49% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95, waived for first 12 months*
  • Credit Needed

    Excellent

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online or call 800-817-2056 TTY: Use Relay Service
  • Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*
  • 50,000 ThankYou® Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou Travel Center or $500 in gift cards when redeemed at thankyou.com
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline and hotel loyalty programs
  • No Foreign Transaction Fees on purchases*

Card Fees

Foreign Transaction Fee 0%

Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Cash Advance Fee 5% of each cash advance; $10 minimum

Penalty APR Up to 29.99% (Variable)

Ongoing Information

Rewards Rate 3x on Travel including Gas, 2x on Dining & Entertainment, 1x on Other Purchases

Annual Fee $95, waived for first 12 months*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Citi ThankYou Premier card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. Cardholders can kick off their rewards and earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*. For ongoing rewards, you earn 3 ThankYou® points for every dollar spent on Travel (including gas), 2 ThankYou® points per dollar on Dining and Entertainment, and 1 ThankYou® point per dollar on all other purchases.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95, but it is waived for your first year of membership. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

Expert Reviews of the Citi ThankYou® Premier Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Citi ThankYou Premier Card has everything you could want in a travel rewards credit card. A nice sign up bonus, great ongoing rewards, and flexixable points redemptions.

The Good

With 3x ThankYou points on Travel, including gas, and 2x points on Dining and Entertainment, the Citi ThankYou premier has one of the most generous ongoing rewards programs.

The Not so Good

There's a $95 annual fee, but waived the first year.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

  • star rating mask

Offer Rating

3.8/5.0

16 Total Ratings

5 Star
 
 
(3)
4 Star
 
 
(8)
3 Star
 
 
(4)
2 Star
 
 
(1)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+15 users submitted a rating without a full review

Sort by:

59 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Mar 22, 2016

Great travel bonus and generous other rewards. This card has come a long way.

Back to top ↑