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Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

 

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Your Rating:

3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!

(8) Over the Past 60 Days!

  • Regular Purchase APR 14.74%-23.74% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $95, waived for first 12 months*
  • Credit Needed

    Excellent

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online or call 800-817-2056 TTY: Use Relay Service
  • Earn 30,000 bonus points after $3,000 in purchases made with your card in the first 3 months the account is open
  • 3 ThankYou® Points per $1 spent on Travel, including Gas
  • 2 ThankYou® Points per $1 spent on Dining Out & Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
  • No expiration and no limit to the amount of ThankYou® Points you can earn with this card
  • Points Transfer allows you to transfer points to airline and hotel loyalty programs
  • Redeem ThankYou® Points for merchandise, travel rewards, gift cards, cash and more
  • No Foreign Transaction Fees on purchases

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee 0%

Balance Transfer Fee 3% of each balance transfer; $5 minimum

Cash Advance Fee 5% of each cash advance; $10 minimum

Returned Payment Fee Up to $35

Penalty APR 29.99%

Ongoing Information

Rewards Cap No Cap

Rewards Rate 3x on Travel including Gas, 2x on Dining & Entertainment, 1x on Other Purchases

Annual Fee $95, waived for first 12 months*

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Citi ThankYou Premier card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. Cardholders can kick off their rewards earning with 30,000 bonus points after they spend $3,000 with their card in the first three months. For ongoing rewards, you earn 3 ThankYou® points for every dollar spent on Travel (including gas), 2 ThankYou® points per dollar on Dining and Entertainment, and 1 ThankYou® point per dollar on all other purchases.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards, cash and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95, but it is waived for your first year of membership. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

Expert Reviews of the Citi ThankYou® Premier Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Citi ThankYou Premier Card has everything you could want in a travel rewards credit card. A nice sign up bonus, great ongoing rewards, and flexixable points redemptions.

The Good

With 3x ThankYou points on Travel, including gas, and 2x points on Dining and Entertainment, the Citi ThankYou premier has one of the most generous ongoing rewards programs.

The Not so Good

The 30,000 ThankYou point sign up bonus is a bit lower than some of it's competitors. Also, there's a $95 annual fee, but waived the first year.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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Offer Rating

3.9/5.0

8 Total Ratings

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Your Rating

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+7 users submitted a rating without a full review

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By: | Mar 22, 2016

Great travel bonus and generous other rewards. This card has come a long way.

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