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4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $35
Foreign Transaction Fee 0%
Balance Transfer Fee 3% of each balance transfer; $5 minimum
Cash Advance Fee 5% of each cash advance; $10 minimum
Returned Payment Fee Up to $35
Penalty APR 29.99%
Rewards Cap No Cap
Rewards Rate 3x on Travel including Gas, 2x on Dining & Entertainment, 1x on Other Purchases
Annual Fee $95, waived for first 12 months*
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
The Citi ThankYou Premier card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. Cardholders can kick off their rewards earning with 30,000 bonus points after they spend $3,000 with their card in the first three months. For ongoing rewards, you earn 3 ThankYou® points for every dollar spent on Travel (including gas), 2 ThankYou® points per dollar on Dining and Entertainment, and 1 ThankYou® point per dollar on all other purchases.
Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards, cash and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!
The annual fee is $95, but it is waived for your first year of membership. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card.
The Citi ThankYou Premier Card has everything you could want in a travel rewards credit card. A nice sign up bonus, great ongoing rewards, and flexixable points redemptions.
With 3x ThankYou points on Travel, including gas, and 2x points on Dining and Entertainment, the Citi ThankYou premier has one of the most generous ongoing rewards programs.
The 30,000 ThankYou point sign up bonus is a bit lower than some of it's competitors. Also, there's a $95 annual fee, but waived the first year.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.
2 Total Ratings