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4.0/5.0 from 6 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR 29.99%
Rewards Rate 12X points for each dollar charged with a participating hotel or resort; 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; 3X points for all other eligible purchases
Annual Fee $75
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement Yes
Concierge Service Yes
The Hilton Honors™ Surpass® Card from American Express is an extremely rewarding credit card for consumers who want to earn points towards free nights at Hilton Hotels. This card currently comes with an incredible sign up bonus of 75,000 Hilton Honors™ Bonus Points after you spend $3,000 within your first 3 months of Card Membership.
This credit card comes with some of the highest ongoing rewards rates of any card on the market. Cardholders will enjoy 12X points for each dollar charged with a participating hotel or resort; 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; 3X points for all other eligible purchases. Needless to say, if you are a loyal Hilton customer, this credit card can help you rake in a ton of Honors points with your daily use.
There is a $75 annual fee with this card, but you’ll easily make that up with the sign up bonus and the generous rewards you earn. Other perks of this card include complimentary Honors Gold Status, the legendary American Express customer service, and much more. There is a 2.7% foreign transaction fee with this card, and if you choose to carry a balance, the interest rate is 16.24%-20.24% Variable.
This credit card comes with a huge welcome offer and can be extremely rewarding for consumers who frequently stay at Hilton properties.
With the opportunity to earn a huge sum of Hilton Honors Bonus points, this credit card has one of the best welcome offers on the market. Also, earning 12x points at Hilton properties will help loyal customers earn free nights very quickly.
The $75 annual fee isn't waived in the first year
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
6 Total Ratings