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4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $38
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR 29.99%
Rewards Cap No Cap
Rewards Rate 12X points for each dollar charged with a participating hotel or resort; 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; 3X points for all other eligible purchases
Annual Fee $75
Purchase Grace Period 25 days
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement Yes
Concierge Service Yes
The Hilton Honors Surpass Card from American Express is an extremely rewarding credit card for consumers who want to earn points towards free nights at Hilton Hotels. This card currently comes with an incredible sign up bonus of 100,000 bonus points after cardholders spend $3,000 with the card in the first 3 months.
For ongoing rewards, cardholders will earn an incredible 12x Honors points per dollar spent at Hilton properties, 6x points on dining, groceries, and gas station, and 3x points on all other purchases. Needless to say, if you are a loyal Hilton customer, this credit card can help you rake in a ton of Honors points with your daily use.
There is a $75 annual fee with this card, but you’ll easily make that up with the sign up bonus and the generous rewards you earn. Other perks of this card include complimentary Honors Gold Status, the legendary American Express customer service, and much more. There is a 2.7% foreign transaction fee with this card, and if you choose to carry a balance, the interest rate is 15.99% - 19.99% Variable.
This credit card comes with a huge sign up bonus and can be extremely rewarding for consumers who frequently stay at Hilton properties
With the opportunity to earn 100,000 Hilton Honors Bonus points, this credit card has one of the best sign up bonuses on the market. Also, earning 12x points at Hilton properties will help loyal customers earn free nights very quickly.
The $75 annual fee isn't waived in the first year
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
2 Total Ratings